Student Loan Forgiveness Programs by State
Forty-seven states and the District of Columbia all have special student loan forgiveness programs for residents of their states.
These plans are different than the federal programs you've probably heard of - like Public Service Loan Forigiveness.
Many of the programs are in public service fields, such as health care, teaching, dentistry, legal, and more. They all require some type of commitment and are run through various state programs and offices.
If you aren’t employed in a public service field and are looking for ways to save on your student loans, check out Credible to compare rates from different lenders in 2 minutes. Plus, College Investor readers get up to a $750 gift card bonus when they refinance with Credible!
If you're not quite sure where to start or what to do, consider using a tool like Chipper to navigate your student loan debt. Chipper will analyze your loans, and show you the best repayment plan and loan forgiveness options you may be eligible for. Check out Chipper here >>
If you're looking for alternative ways to pay off your student loans, look at HomeTap. HomeTap allows you to tap into your home equity without a loan or monthly payments. Learn more here >>
Remember, there are still Federal Student Loan Forgiveness programs and Secret Student Loan Forgiveness programs as part of many repayment plans. Learn more about those here:
Federal Student Loan Forgiveness Programs - There are a lot of different Federal Student Loan Forgiveness Programs that you may qualify for.
Student Loan Debt Forums - Check out our student loan debt forum and read what others are saying about student loan forgiveness programs.
Full List of Student Loan Forgiveness Program by State
Here's a breakdown of all the programs that are offered by various states. We try to keep this list updated, but we welcome help from government and state officials that have knowledge of policy changes. Sadly, over the last several years, we've seen more states discontinue student loan forgiveness programs.
Alabama - Alabama currently offers one student loan forgiveness program.
Alaska - Alaska currently has one program.
Arizona - Arizona currently has three programs.
Arkansas - Arkansas currently has two programs.
California - California currently has three forgiveness programs.
Colorado - Colorado currently has three forgiveness programs.
Connecticut - Connecticut has seven loan forgiveness programs on the books, but only one is currently being funded by the legislature.
Delaware - Delaware currently has one student loan forgiveness program.
Florida - Florida currently has two student loan forgiveness programs.
Georgia - Georgia currently has one student loan forgiveness program.
Hawaii - Hawaii currently has one student loan forgiveness program.
Idaho - Idaho currently has one student loan forgiveness program.
Illinois - Illinois currently has four student loan forgiveness programs.
Indiana - Indiana currently has one student loan forgiveness program.
Iowa - Iowa currently has six student loan forgiveness programs.
Kansas - Kansas currently has three student loan forgiveness programs.
Kentucky - Kentucky currently has one student loan forgiveness program.
Louisiana - Louisiana currently has three student loan forgiveness programs.
Maine - Maine currently has four student loan forgiveness programs.
Maryland - Maryland currently has three student loan forgiveness programs.
Massachusetts - Massachusetts currently has one student loan forgiveness program.
Michigan - Michigan currently has two student loan forgiveness programs.
Minnesota - Minnesota currently has ten student loan forgiveness programs.
Mississippi - Mississippi currently has one student loan forgiveness program.
Missouri - Missouri currently has three student loan forgiveness programs.
Montana - Montana currently has one student loan forgiveness program.
Nebraska - Nebraska currently has one student loan forgiveness program.
Nevada - Nevada currently has one student loan forgiveness program.
New Hampshire - New Hampshire currently has two student loan forgiveness programs.
New Jersey - New Jersey currently has three student loan forgiveness programs.
New Mexico - New Mexico currently has three student loan forgiveness programs.
New York - New York currently has nine student loan forgiveness programs.
North Carolina - North Carolina currently has three student loan forgiveness programs.
North Dakota - North Dakota currently has no student loan forgiveness programs.
Ohio - Ohio currently has two student loan forgiveness programs.
Oklahoma - Oklahoma currently has three student loan forgiveness programs.
Oregon - Oregon currently has three student loan forgiveness programs.
Pennsylvania - Pennsylvania currently has two student loan forgiveness programs.
Rhode Island - Rhode Island currently has three student loan forgiveness programs.
South Carolina - South Carolina currently has one student loan forgiveness program.
South Dakota - South Dakota currently has one student loan forgiveness program.
Tennessee - Tennessee is one of the few states with no programs.
Texas - Texas currently has nine student loan forgiveness programs.
Utah - Utah ceased funding their student loan forgiveness programs.
Vermont - Vermont currently has five student loan forgiveness programs.
Virginia - Virginia currently has three student loan forgiveness programs.
Washington - Washington currently has one student loan forgiveness program.
West Virginia - West Virginia offers one student loan forgiveness program.
Wisconsin - Wisconsin currently has one student loan forgiveness program.
Wyoming - Wyoming currently has two student loan forgiveness programs.
U.S. Territories
The District of Columbia - Washington D.C. currently has two student loan forgiveness programs.
