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About Us

Student Loans And College Costs Are Confusing. We Make Them Clear.

The College Investor is an independent news and education site for students, families, and borrowers. Since 2009, we’ve explained student loans, paying for college, and building wealth in plain English through articles, videos, and our podcast, all for free.

The College Investor as featured in major news outlets
2009
Helping Readers Since
3M+
Monthly Reach
5,000+
Media Mentions
$0
Cost To You
On This Page Why We ExistWhat We CoverHow We WorkWho We AreOur TeamIn The News

Why We Exist

Clear answers when the rules keep changing

The Problem

The System Isn’t Built To Explain Itself

Federal student loan rules change constantly. Repayment plans get replaced, forgiveness programs are confusing, and financial aid formulas shift from year to year. The ways to save for college keep evolving, and most people were never taught how to invest, manage money, or build wealth. Schools, servicers, and financial companies each have their own interests, and families are left to piece it together.

Our Answer

Independent, Plain-English Guidance

Our only job is to help you understand your options and make the right call for your family. Everything we create is free, and companies can’t pay us for a positive review.

Our mission is to help people navigate the intersection of money and education, so student debt never stands in the way of building wealth.

We Don’t Just Explain The System. We Hold It Accountable.

Our reporting and research regularly shape the national conversation on student loans and higher education.

Original Reporting

PSLF Payment Count Errors

Our reporting on public service borrowers losing qualifying payments prompted a statement from the Education Department and was picked up by outlets across the country.

Read the story →

Direct Access

Interviewing The Under Secretary Of Education

Our interview with Under Secretary of Education Nicholas Kent gave borrowers answers straight from the source, and U.S. News covered what he told us.

See the coverage →

Original Research

Tracking The Return Of Test Requirements

Our running list of colleges requiring the SAT and ACT again was cited by the American Enterprise Institute in its research on college completion.

See the citation →

Data Analysis

Ranking The Cost Of College

Our ranking of the most expensive colleges helps families see the true price of a degree, and multiple outlets have cited it.

See the ranking →

See All Our Research

Who We Create For

Our audience is making real decisions about money and education. Most are parents paying for college or borrowers working through repayment, and many are students, recent graduates, and public service workers pursuing forgiveness. Whether you read our articles, watch our videos, listen to our podcast, or follow us on social media, you get the same independent guidance.

  • Parents paying for college
  • Student loan borrowers
  • College students
  • Recent graduates
  • Public service workers
  • New investors

What We Cover

Start with the resources readers use most

Student Loans

Repayment plans, forgiveness programs, and the latest federal changes, explained in plain English.

  • Student Loan Calculator
  • RAP Student Loan Calculator
  • Ways To Get Student Loan Forgiveness

Paying For College

Financial aid, the FAFSA, scholarships, and saving for school without overborrowing.

  • Student Aid Index Chart
  • How Much You Should Have In A 529 By Age
  • Free College Applications

Building Wealth

Banking, investing, and taxes, with honest reviews to help you choose the right accounts.

  • Best High-Yield Savings Accounts
  • Best IRA Accounts
  • Federal Tax Brackets

How We Create Our Content

Everything we create follows the same process

1

Research

We start with primary sources: federal rules, Education Department data, our own original research, and our unique contacts.

2

Create

Experts in the topic create the article, video, or post, explained in plain language with a name you can check.

3

Expert Review

Editors and specialists in student loans, financial aid, and taxes review the work before it goes live.

4

Fact-Check

We verify numbers, dates, and rules against the original source before publishing.

5

Update

When rules or products change, we update our content and show the date it was revised.

6

Share

We share our work across social media, video, our podcast, and our newsletter, so it reaches you where you are.

Who Creates It

Everything we publish has a byline that links to the creator’s background and credentials, plus the editor who reviewed it.

How We Make Money

We earn money from advertising and from some links to products we review. That never changes our ratings or what we recommend.

Why We Create

To help you make a better decision. If something we create doesn’t leave you better informed, we haven’t done our job.

Objective Advice

Companies can’t pay us for positive reviews. We don’t recommend buying or selling specific securities. We give you the context to decide for yourself.

Corrections Policy

Accuracy comes first. If we get something wrong, we fix it and note the update. News articles reflect the situation when they were published.

Editorial Guidelines & AI Policy How We Make Money

Who We Are

Founded by a borrower who paid off his own loans

Robert Farrington, founder of The College Investor
Robert FarringtonFounder & Editor-in-Chief
America’s Millennial Money Expert®

Since I can remember, I’ve had a passion for investing and personal finance. As a teenager, I sold things on eBay and took on freelance writing, and I used what I earned to save, invest, and pay off my student loans in three years.

I started The College Investor in 2009, while finishing my MBA at UC San Diego, to share common-sense strategies for student loans and investing. Student loan debt is one of the biggest things holding Americans back from building wealth, and I wanted a place that explained it honestly.

Today, our team includes some of the best-known experts in personal finance and higher education. Our research is routinely cited by major news organizations, and our contributors have testified before Congress and been cited by the Supreme Court.

Robert Farrington

Members of the media can find bios, headshots, and interview topics in our Media Center.

Jeff Rose
I consider Robert Farrington to be one of the top experts when it comes to student loan debt in America.
Jeff Rose, Good Financial Cents

The People Behind Our Work

Each person’s credentials are on their author page

Robert FarringtonRobert FarringtonFounder & Editor-in-Chief
Colin GravesColin GravesEditor-at-Large
Lisa FarringtonLisa FarringtonSocial Media Editor
Mark KantrowitzMark KantrowitzContributing Writer
Eric RosenbergEric RosenbergContributing Writer
Miranda MarquitMiranda MarquitContributing Writer
Sarah SharkeySarah SharkeyContributing Writer
Amanda ClaypoolAmanda ClaypoolContributing Writer
Allison DanielAllison DanielContributing Writer
Andy HillAndy HillVideo
Tyler BossTyler BossPodcast Editor
See Current & Past Team
5,000+
Media Mentions Since 2016

Reporters rely on our team and research to explain student loans and college costs.

See Us In The News

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The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.

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