• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

The College Investor

Student Loans, Investing, Building Wealth

  • About
  • Podcast
  • Research
  • Contact
  • Save For College
      • How To Start

      • How To Save For College
      • How To Pay For College
      • What Is the Average Cost of College?
      • What Is A 529 Plan and Where to Open One in Your State
      • How Much Should You Have In A 529 Plan By Age
      • How To Use A 529 Plan For Private Elementary And High School
      • What Are Qualified Expenses For A 529 Plan (And What Doesn’t Count)?
      • The Best Brokers To Open A 529 Plan
      • Tools + Accounts

      • 529 Plans: The Ultimate College Savings Plan
      • 529 Plan Contribution Limits
      • Prepaid Tuition Plans | What To Know
      • Understanding And Using 529A ABLE Accounts
      • Using A Roth IRA To Save And Pay For College
      • FAFSA Deadlines for Financial Aid
      • CollegeBacker Review
      • Upromise Review
      • UNest Review
      • Other Options

      • Student Loan And Financial Aid Programs By State
      • The Guide To Military And VA Education Benefits
      • How To Fill Out The FAFSA
      • How To Find College Scholarships
      • The Best College Scholarship Search Websites
      • How To Find Grants To Pay For College
      • Pell Grants: What They Are And How To Qualify
      • Understanding Federal Work-Study
      • How To Use A 529 Plan If Your Child Doesn’t Go To College
  • Student Loans
      • Borrowing

        • How Student Loans Work
        • How To Apply For A Student Loan
        • Best Student Loans And Rates In January 2023
        • 10 Best Private Student Loans Of January 2023
        • Best Student Loans To Pay For Graduate School
        • Best Student Loans To Pay For Medical School
        • Parent Loans To Pay For College
        • No-Cosigner Student Loan Options
        • Guide To Income Sharing Agreements (ISAs)
        • Best International Student Loans
      • Get Out Of Debt

        • Best Student Loan Refinance Companies In January 2023
        • Best Student Loan Repayment Plans
        • Best Student Loan Refinancing Bonuses And Promotional Offers Of January 2023
        • Student Loan Forgiveness Programs (The Complete List)
        • The Full List Of Student Loan Forgiveness Programs By State
        • Public Service Loan Forgiveness (PSLF)
        • Top Student Loan Scams
        • Average Student Loan Monthly Payment
        • Average Student Loan Debt By Year
      • Reviews

        • Credible Review
        • Splash Review
        • Ascent Review
        • Citizens Bank Review
        • Commonbond Review
        • Earnest Review
        • ELFI Review
        • Laurel Road Review
        • LendKey Review
        • SoFi Review
  • Investing
      • How To Start

        • How To Start Investing in High School
        • How To Start Investing In College
        • How To Start Investing In Your Twenties For 22 – 29 Year Olds
        • How To Start Investing In Your 30s For 30 – 39 Year Olds
        • How To Start Investing With $100 Or Less
        • How To Give Kids The Gift Of Stock
        • What Is Dividend Growth Investing
        • IRA Rollover Chart
      • Tools + Accounts

        • Best Online Stock Brokers
        • The Best Traditional And Roth IRA Accounts
        • The Best Robo-Advisors
        • The Best Investing Apps
        • The Best Places to Trade Options
        • The Best Places To Open A Health Savings Account
        • The Best Solo 401k Providers
        • The Best Self-Directed IRA Providers Of 2023
        • Best Cryptocurrency Exchanges
      • Reviews

        • Vanguard Review
        • Fidelity Review 2023
        • M1 Finance Review
        • TD Ameritrade Review 2023
        • Charles Schwab Review
        • Robinhood Review
        • Webull Review
        • Betterment Review 2023
        • Wealthfront Review
  • Earn More Money
      • Extra Income

        • 20 Best Side Hustles You Can Start Earning With In 2023
        • 53 Side Hustle Ideas To Make Money Fast
        • 100 Ways To Make Money In College
        • 80 Ways To Make Money From Home In 2023
        • 5 Quick Money Making Ideas (That Take Less Than 1 Hour)
        • 10 Interesting Ways You Can Make Money Driving
        • High-Paying Side Gigs That Earn $1,000 or More Per Month
        • The 10 Best Money-Making Apps
        • Paid Surveys: Earn Money For Giving Your Opinion Online
        • 10 Crazy Ways To Make $10,000 You’ve Never Heard Of
      • Build Wealth

        • 40 Passive Income Ideas You Can Use To Build Wealth In 2023
        • 3 Ways To Make $50,000 Per Year Without Working With Passive Income
        • How To Become A Real Estate Investor With Just $500
        • 15 Best Online Business Ideas
        • Residual Income: 7 Super Smart Ways to Build It
        • The Most Common Multiple Income Streams
        • How To Become A Real Estate Mogul With Only $10,000
      • Reviews

        • Fundrise Review
        • RealtyMogul Review
        • FarmTogether Review
        • AcreTrader Review
        • Swagbucks Review
        • Survey Junkie Review
        • TopCashback Review
        • DoorDash Review
  • Personal Finance
      • Banking

        • 10 Best High Yield Savings Accounts Of January 2023
        • 10 Best Money Market Accounts Of January 2023
        • 10 Best Free Checking Accounts In January 2023
        • Best Bank CD Rates Of January 2023
        • 10 Best Business Checking Accounts In January 2023
        • Best Online Banks Of January 2023
        • Best Credit Unions Nationwide Of January 2023
        • Best College Student Checking Accounts Of January 2023
      • Insurance

        • Best Life Insurance Companies
        • Renters Insurance
        • Car Insurance
        • Pet Insurance
        • Umbrella Insurance
        • Disability Insurance
        • Tuition Insurance
        • Travel Insurance
      • Credit Tools

        • Best Budgeting Apps
        • Cash Advance Apps
        • How To Get A Free Credit Score Report
        • Best Credit Monitoring Services For 2023
        • Debt Settlement: Inside The Secret World
        • Credit Repair Explained: Should You Pay For Help?
        • Best Personal Loan Companies And Lenders
        • Online Loan Companies To Borrow From Home
      • Tax

        • Best Tax Software
        • Free Tax Software
        • IRS Tax Refund Calendar
        • Common IRS Questions and Errors
        • Federal Tax Brackets
        • Capital Gains Tax Brackets
        • 401k Contribution Limits
        • IRA Contribution Limits
        • HSA Contribution Limits
  • Forum
  • Search
Home » Student Loans » Loan Forgiveness » Public Service Loan Forgiveness [Ultimate Guide]

Public Service Loan Forgiveness [Ultimate Guide]

Updated: January 12, 2023 By Robert Farrington

Tweet
Share50
Share
Pin50
Email
Print

At The College Investor, we want to help you navigate your finances. To do this, many or all of the products featured here may be from our partners. This doesn’t influence our evaluations or reviews. Our opinions are our own. Any investing information provided on this page is for educational purposes only. The College Investor does not offer investment advisor or brokerage services, nor does it recommend buying or selling particular stocks, securities, or other investments. Learn more here.Advertiser Disclosure

There are thousands of financial products and services out there, and we believe in helping you understand which is best for you, how it works, and will it actually help you achieve your financial goals. We're proud of our content and guidance, and the information we provide is objective, independent, and free.

But we do have to make money to pay our team and keep this website running! Our partners compensate us. TheCollegeInvestor.com has an advertising relationship with some or all of the offers included on this page, which may impact how, where, and in what order products and services may appear. The College Investor does not include all companies or offers available in the marketplace. And our partners can never pay us to guarantee favorable reviews (or even pay for a review of their product to begin with).

For more information and a complete list of our advertising partners, please check out our full Advertising Disclosure. TheCollegeInvestor.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products and services are presented without warranty.

Public Service Loan Forgiveness

Just a couple years ago, the first round of public servants became eligible for Public Service Loan Forgiveness. These early recipients were the first to have their Direct student loans forgiven with the PSLF program.

With growing awareness of the program, and an increased number of income-driven repayment plans, more and more people are becoming eligible for loan forgiveness. Are you a person who could become eligible for loan forgiveness? Find out in our ultimate guide to student loan forgiveness.

If you want to get any questions answered around PSLF or how to apply outside this guide, check out Chipper. Chipper is an app that allows you to connect your student loans, see the best repayment plan, and see if you qualify for loan forgiveness like PSLF or Teacher Loan Forgiveness. Check out Chipper here >>

Editor's Note: This article has been updated to reflect loan servicer changes, date changes, and other updated information.

Table of Contents
What Is Public Service Loan Forgiveness?
How Does the 120-Payment System Work?
When Does the Clock Start for My 120 Loan Payments?
How Do I Apply for Public Service Loan Forgiveness?
How To Fill Out The PSLF Form
After You Complete The Form
Which Loans Are Eligible for PSLF?
Are Direct Consolidation Loans Really Eligible?
Are FFEL Loans Forgivable?
Is Loan Forgiveness Taxable?
What Happens to PSLF If I Default on My Loans?
Will Public Service Loan Forgiveness Still Be Around?
How To Appeal Your PSLF Payment Count
Temporary Expanded PSLF (TEPSLF)
Final Thoughts

What Is Public Service Loan Forgiveness?

Public Service Loan Forgiveness (PSLF) is a federal program that allows loan forgiveness for qualified employees who work full-time for a variety of employers. Full-time work requires working at least 30 hours per week.

After 120 on-time payments (10 years) of federal student loans (more on that below), qualified applicants will have the remainder of their federal loans forgiven.

Qualified employers of public service jobs include:

  • The government (including military, law enforcement, schools. and universities)
  • Tax-exempt not-for-profit 501(c)(3) companies; including tax-exempt hospitals, tax-exempt charitable organizations, tax-exempt educational institutions, etc. (It’s important to note that if you’re a member of clergy or your work is religious in nature, you may not receive exemption. To qualify you must spend at least 30 hours per week on work that doesn’t have to do with proselytizing, conducting worship services, or providing religious instruction.)
  • Peace Corps or AmeriCorps
  • Other non-profit organizations that provide one of the following services:
    • Emergency management
    • Military service
    • Public safety
    • Law enforcement
    • Public interest law services
    • Early childhood education (including licensed or regulated healthcare, Head Start, and state-funded prekindergarten)
    • Public service for individuals with disabilities and the elderly
    • Public health (including nurses, nurse practitioners, nurses in a clinical setting, and full-time professionals engaged in healthcare practitioner occupations and healthcare support occupations, as such terms are defined by the Bureau of Labor Statistics)
    • Public education
    • Public library services
    • School library or other school-based services

Advocacy groups, political groups, and labor unions are not qualified employers.

How Does the 120-Payment System Work?

To actually get loan forgiveness, you have to make 120 “qualified” payments on your student loans. Qualified payments have to meet the following criteria:

  • You were employed full-time by a qualified employer
  • Your loans were not in deferment, forbearance, or default
  • The payment was made after October 1, 2007
  • Made on time and in full (paid the full installment amount - not just what your bill says -  within 15 days of the due date). As of August 2020, prepayments are allowed, but you can see our full article on Pay Ahead Status and PSLF and why we still caution against this.
  • Under a qualified repayment plan (One of the most important things to understand is the requirement of being under a qualified repayment plan. Qualified repayment plans include any income-driven repayment plans. These include monthly payments of $0 that might accrue if you’re earning a wage below the poverty line. Payments made under the Standard Repayment Plan for Direct Consolidation Loans would qualify for PSLF purposes only if the maximum repayment period was set at 10 years. If you have Direct Consolidation Loans, be sure to combine the loan with an income-driven repayment plan.)

The 120 payments don’t have to be consecutive. So if you take a few years off of public service work, you can come back in where you started.

If you do make a large lump-sum prepayment, that payment will potentially count as qualifying payments (given employment certification is on file and all other eligibility conditions are met) under the PSLF Program for up to 12 months or until the next time their income-driven repayment plan is due for certification, whichever comes first. We still don't advise this, but it does help with the pay-ahead status issue. See the announcement here.

Typically, if you consolidate your loans, the clock on the 120 payments restarts. That’s right. The clock on the 120 payments resets when you consolidate your student loans. The best time to consolidate your student loans is at the beginning of the loan forgiveness process. The second best time is never.

However, if you have old FFEL Loans or Perkins Loans, you're able to consolidate them before October 31, 2022 and have those prior payments count towards PSLF. See the Biden PSLF Simplification here. The important part is you still need to consolidate to a Direct Loan, and you must have Employment Certification Forms (ECFs) for the qualifying payments.

Some tips for making the most out of PSLF:

  • Don’t make larger payments than are necessary.
  • Don’t make more than one payment per month.
  • Get on an income-driven repayment plan right away.
  • If you want to consolidate your loans, do so as soon as you graduate from college.

When Does the Clock Start for My 120 Loan Payments?

You can begin making qualifying PSLF payments once the in-school deferment and grace period on your loans ends. If you want to start making payments right away, consolidate your loans and begin repayment immediately.

Warning: Consolidating loans can “reset the clock” on PSLF! Remember, consolidating your federal loans resets the clock on Public Service Loan Forgiveness. Don’t consolidate if you’ve already made eligible payments under PSLF. The only exception is consolidating old FFEL or Perkins Loans - but this must be done before October 2022.

How Do I Apply for Public Service Loan Forgiveness?

The best way to apply for Public Service Loan Forgiveness today is to use the PSLF Help Tool. This online application will help you fill out everything you need and ensure that you don't miss anything. However, when you're done with the tool, it will simply make you print the PDF PSLF Form. You must take this form to your employer for signature and then submit by mail, fax, or secure upload to your loan servicer's website.

You’ll want to complete and submit the Application and Employment Certification form for Public Service Loan Forgiveness annually or when you change employers.

Note: This form was updated in November 2020, and is used for both PSLF and TEPLSF, for employment certification and applying for forgiveness. You can still submit the prior form, but we recommend everyone switch to the new form.

How To Fill Out The PSLF Form

Filling out the PSLF form is easy - it's basically like a job application. On Page 1 you simply fill out your personal information (name, SSN, date of birth, address, etc.). You also check the box for the reason you're filling out the form.

You have three choices:

  1. I want to find out how many qualifying payments I have
  2. I believe I qualify for loan forgiveness under PSLF or TEPSLF right now
  3. If I believe I qualify right now, I want a forbearance while my application is being processed

If you know you're not at 120 payments yet, simply check box 1 to certify your employment.

If you're at 120 payments, you can select box 2 (and 3 if you desire). Three is risky if you're close or unsure. However, if you're beyond 120 payments, you will get a refund for any excess payments once your application is processed.  

PSLF Form Page 1 for 2022

Page 2 of the PSLF Form simply asks for all your employer information. Employer name, address, Federal Identification Number (you can find this on your W2), website, and employment dates. You also select what type of employer this is.

At the bottom of the form, you need your employer to fill it out. This could be your boss, the owner, or HR.

PSLF Form Page 2 for 2022

After You Complete The Form

After you complete the form, you need to get a wet ink signature from your employer, then mail, fax, or secure upload the form.

You’ll mail the form to:

U.S. Department of Education
MOEHLA
633 Spirit Drive
Chesterfield, MO 63005-1243

After you submit this form, MOHELA will become your loan servicer. At this point, MOHELA will review your loan payment history to determine how many qualified payments you made. If you had multiple employers, be sure to submit multiple Employment Certification forms.

Each year, you should continue to submit your Employment Certification form. But you should also save IRS W-2 documents and other documents that can prove you were a full-time employee. This will make it much easier for MOHELA to track your payments (and you’ll avoid major hassles once your 120 payments are complete).

MOHELA allows you to check on the number of payments you’ve made through its account access area.

Once you’ve reached 120 payments (congratulations!), you can apply for student loan forgiveness.

You can simply upload the form to https://www.mohela.com/DL/secure/borrower/UploadFile.aspx or mail it in to:

MOEHLA
633 Spirit Drive
Chesterfield, MO 63005-1243

MOHELA will let you know that your application is approved, and you’ll receive notifications of loan balances of zero!

Note: Fedloan Servicing was previously the loan servicer who handled PSLF. However, since they will no longer be a loan servicer for Federal loans, MOHELA is taking over the PSLF eligible loans.

Which Loans Are Eligible for PSLF?

Private student loans are not eligible for loan forgiveness. PSLF is only a program for student loans of the Federal Direct Loans type. These include:

  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Direct PLUS Loans
  • Direct Consolidation Loans (Editor's Note: See the warning about this as previously written in this article.)

If the loan isn’t on the list above, it’s not eligible for loan forgiveness.

Important Note Regarding FFEL and Perkins Loans: President Biden announced that there will be a limited waiver until October 31, 2022 for prior payments that were made under FFEL or Perkins Loans. However, to qualify, you must consolidate your loan into a new Direct student loan AND have employment certifications on file for those past payments. Learn more here.

If you're looking to consolidate your old FFEL loans, check out this guide: Student Loan Consolidation.

Are Direct Consolidation Loans Really Eligible?

Direct Consolidation Loans are eligible for loan forgiveness, but with several important caveats.

First, if you and your spouse consolidated onto a Direct Consolidation Loan, and only one of you met the employment requirements, the portion of the balance attributable to the qualified employee is forgiven. The rest is not.

Additionally, joint consolidation loans from the Federal Family Education Loan (FFEL) Program cannot be forgiven.

Finally, any time you consolidate your federal loans, you restart the 120-payment requirement.

Are FFEL Loans Forgivable?

Typically, no. But President Biden announced a waiver that past payments that were made under FFEL or Perkins Loans will count for PSLF. However, to qualify, you must consolidate your loan into a new Direct student loan AND have employment certifications on file for those past payments. Learn more here.

Up until June 2010, Federal Family Education Loan (FFEL) Program loans were one of the biggest federal loans issued to student borrowers. Unfortunately, these loans were not issued by the U.S. Department of Education, and do not qualify for PSLF.

You could consolidate these loans into a Direct Consolidation Loan, but that will reset the clock on your PSLF.

Note: If you consolidate your FFEL loan prior to October 31, 2022, you can apply for PSLF and eligible payments will count.

Is Loan Forgiveness Taxable?

One of the best perks of PSLF is that the loan forgiveness is not taxable. No matter how much interest you’ve accrued, the full balance of the loan is forgiven, and the amount forgiven isn’t taxed.

However, some states may levy a tax on forgiven student loans. See this guide: State Taxes and Student Loan Forgiveness.

What Happens to PSLF If I Default on My Loans?

If you’re on an income-driven repayment plan, you should never default on your loans. Paying your student loans should be one of your highest financial priorities.

That said, any debt in default is not counted as a qualifying payment on your loan. That includes any time you spend “rehabbing” the loan to current status.

Keep your student loans out of default by prioritizing repayment. Remember, if your income adjusts downward (say you lose your job), you can reset your repayment plan in the middle of the year.

Will Public Service Loan Forgiveness Still Be Around?

PSLF is one of the favorite punching bags for Congress. An act of Congress could eliminate the program today. That said, it’s more likely that the rules for qualified employment will be narrowed rather than the program being completely eliminated.

If you’re very worried about it, you may want to continue making the standard payments on your student loans. Just remember, all of the potential changes are just proposals. Check out the full list of Trump Student Loan Forgiveness Proposals here.

How To Appeal Your PSLF Payment Count

Over the last few years, borrowers have complained that their PSLF qualifying payment count has not been accurate - specifically missing payments. If you're missing payments, there are two things you should know about appealing your PSLF payment count.

First, under the Biden PSLF Limited Waiver, the Department of Education is manually reviewing all PSLF borrower's accounts, and fixing payment count issues. This process is set to take place all the way through the summer of 2022, and many borrowers are still awaiting determinations. Also, more borrowers may qualify for the relief under the new Income Driven Repayment waiver (IDR Waiver) which will last through Summer 2023.  

Second, if your account has been reviewed or you believe there is still an error, you can manually appeal your PSLF payment count. Here's how:

  • Borrowers can visit the PSLF Reconsideration Request Form to submit a reconsideration request.
  • Borrowers will login with their FSA ID.
  • You will then have to choose between an employer or a payment reconsideration request and describe in as much detail as possible why your PSLF eligibility status should be reconsidered.
  • Upload supporting documentation, such as proof of payments and proof of qualifying employment, as well as any correspondence from FedLoan Servicing.

Temporary Expanded PSLF (TEPSLF)

In 2018, Congress created Temporary Expanded Public Service Loan Forgiveness. This program is designed to help borrowers who were on the wrong repayment plan, but otherwise would have been eligible to have their loans forgiven under PSLF.

This is a complicated exception to the program, and it only applies to certain borrowers on the wrong repayment plan (not wrong loan type of disqualified employment). 

We break down the full requirements and how it works here: Temporary Expended PSLF (TEPSLF)

Final Thoughts

PSLF is a great program, but it does require you follow very strict rules to get your loans forgiven.

If you're unsure about what to do or how to fill out the certification forms, check out Chipper and see if it can help you better track your PSLF eligibility.

Robert Farrington
Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page, or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared towards anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications including the New York Times, Washington Post, Fox, ABC, NBC, and more. He is also a regular contributor to Forbes.

Public Service Loan Forgiveness [Ultimate Guide]

Editor: Clint Proctor Reviewed by: Claire Tak

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.
Subscribe
Connect with
I allow to create an account
When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account.
DisagreeAgree
Notify of

I allow to create an account
When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account.
DisagreeAgree

173 Comments
Oldest
Newest Most Voted
Inline Feedbacks
View all comments

Primary Sidebar

Student Loan Resources

Featured Lender Reviews

>  Credible (recommended)
>  Splash (recommended)
>  ELFI
>  LendKey
>  Earnest
>  Laurel Road

Paying For College

  • Best Student Loans And Rates
  • Best Private Student Loans
  • Student Loan And Financial Aid Programs By State
  • Student Loans For Community College
  • Best International Student Loans
  • Best Student Loans For Graduate School
  • Best Student Loans For Your MBA
  • Best Student Loans For Medical School
  • How To Get A Private Student Loan With No Cosigner
  • How To Get A Student Loan With Bad Credit

Navigating Repayment

  • How To Select The Best Student Loan Repayment Plan
  • 5 Legal Ways To Lower Your Student Loan Payment
  • How To Use A 529 Plan For Student Loan Repayment
  • These Companies Offer Student Loan Repayment Assistance

Student Loan Forgiveness

  • Student Loan Forgiveness Programs (The Complete List)
  • Student Loan Forgiveness Programs By State
  • President Biden’s Student Loan Forgiveness Plan
  • Public Service Loan Forgiveness
  • Borrower Defense To Repayment
  • For-Profit College Student Loan Forgiveness List
  • Private Student Loan Forgiveness
  • Trade School Loan Forgiveness Programs

Student Loan Refinance

  • Best Student Loan Refinance Companies
  • Best Student Loan Refinancing Bonuses And Promotional Offers
  • Lenders That Offer Student Loan Refinancing Without A Degree
  • How To Refinance An International Student Loan
  • Best Medical School Student Loan Refinancing

More On Student Loans

  • Top Student Loan Scams
  • Does The Government Profit Off Of Student Loans?
  • Statue Of Limitations Laws For Student Loans
  • What Should You Do With Your Old FFELP Loans?
  • How To Get A Refund Of Your Federal Student Loan Payments

Footer

Who We Are

The College Investor is an independent, advertising-supported financial media publisher, focusing on news, product reviews, and comparisons.

Connect

  • Contact Us
  • Advertise
  • Press & Media

About

  • About
  • Our Team
  • Podcast
  • Editorial Guidelines
  • How We Make Money
  • Archives

Social

Copyright © 2023 · The College Investor · Privacy Policy ·Terms of Service · DO NOT Sell My Personal Information

wpDiscuz