What Changes for Student Loan Borrowers on July 1, 2026
Federal student loans change July 1, 2026: two repayment plans, new grad and Parent PLUS caps, SAVE wind-down, and higher rates for new borrowers.
Latest Articles
DOJ Sues Massachusetts And Rhode Island Over In-State Tuition For Undocumented Students
DOJ sues Massachusetts and Rhode Island over in-state tuition for undocumented students, bringing its total to 12 states in this legal campaign
How Much Does It Cost To Rush? (Based On Real Bama Numbers)
New Greek members at the University of Alabama, the largest U.S. Greek campus, can expect the cost to rush about $8,400 for their first year, not including tuition and housing.
Federal Judge Strikes Down Education Dept.’s New PSLF Employer Rule
A federal judge vacated the Education Dept.’s new PSLF employer rule on June 30, 2026, calling it unlawful, unconstitutionally vague, and a First Amendment violation.
ED Expands Professional Degree List to 29 Programs After Court Stay
After a court order, Department of Education expands the professional degree loan-limit list to 29 CIP codes, adding PA, PT, OT, nursing, and audiology programs.
Faculty Unions Oppose 3-Year Degrees As Massachusetts, Virginia And Ohio Push Ahead
AAUP and AFT oppose three-year bachelor’s degrees as Massachusetts, Virginia and Ohio push shorter, cheaper pathways toward graduation.
Thinking of Using Your 529 Plan to Buy Your Kid a House? Here’s What The Rules Say
Can you use a 529 plan to buy a house or pay a mortgage for your college student? Here’s what the IRS allows — and the tax trap to avoid.
Education Department Will Cut Federal Loans From Low-Earning College Programs
The Education Department’s final rule ties federal student loans to graduate earnings. See which programs are at risk and when the changes take effect.
Repayment Assistance Plan (RAP) Student Loan Calculator
Here’s a calculator to let you estimate your student loan payment under the new Repayment Assistance Plan (RAP).
Student Loan Calculator
Use our free student loan calculator to estimate your monthly payments, see if refinancing can save you money, and more.
Borrowers Can Now Apply For The New RAP Repayment Plan Online At StudentAid.gov
Borrowers can now apply for the new RAP student loan repayment plan online at StudentAid.gov, though the site is loading slowly during the rollout.
