Louisiana Student Loan Forgiveness Programs
Louisiana has multiple student loan forgiveness programs that are specific to just the State of Louisiana.
However, residents of the State of Louisiana can also potentially qualify for various Federal student loan forgiveness programs.
You can find a great list of Federal student loan forgiveness programs here: Top Student Loan Forgiveness Programs.
If you have private student loans, it might make more sense to refinance your loans and see if you can get a lower interest rate and payment. We recommend Credible for student loan refinancing because you can find out in 2 minutes or less if it's worth it. Try out Credible here. You can get a up to a $750 bonus if you refinance your student loans with Credible.
If you're not quite sure where to start or what to do, consider using a tool like LoanBuddy to help you navigate your student loans. LoanBuddy will show you the lowest repayment plan option, as well as any loan forgiveness programs you may qualify for. Plus, it helps you track your eligibility, helps with your paperwork, and more! Check out LoanBuddy here >>
Louisiana Loan Forgiveness Programs
Program: Louisiana State Loan Repayment Program
§ Be a US Citizen
§ Hold a valid license to practice in Louisiana
§ Have verifiable student loans not in default
§ Have no other existing service commitment
§ Have no outstanding contractual obligation to provide medical care
§ Not have been convicted of any felony
§ Not have been convicted of or disciplined by any state Licensing Board or Agency
§ Not have any federal liens
§ Not have a current default on any court-ordered child support payments
§ Be employed by a designated Healthcare Professional Shortage Area site
§ Accept the terms of the agreement
Program: John R. Justice Student Loan Repayment Program
§ Must be a US citizen or legal resident
§ Have an outstanding balance of at least $20,000 on eligible loans
§ be an attorney (or have accepted an employment offer) continually licensed to practice law, and
§ a full-time employee of the state of Louisiana or unit of local government (including tribal government) who prosecutes criminal or juvenile delinquency cases at the state or unit of local government level, or
§ a full-time employee of the state of Louisiana or unit of local government (including tribal government) who provides legal representation to indigent persons in criminal or juvenile delinquency cases, or
§ a full-time employee of an nonprofit organization operating under a contract with Louisiana or unit of local government who devotes substantially all of the employee's full-time employment to providing legal representation to indigent persons in criminal or juvenile cases, or
§ employed in Louisiana as a full-time federal defender attorney in a defender organization pursuant to Subsection (g) of section 3006A of Title 18, United States Code
Program: Louisiana Bar Foundation Loan Repayment Assistance Program
§ Applicants must be members of the Louisiana State Bar Association and be employed by a non-profit legal organization assisting low-income individuals. Additionally, applicants must be employed on a full-time basis, a minimum of 35 hours worked per week, by an organization and/or program financially supported by the LBF.
§ The individual applicant's qualifying gross annual income may not exceed $50,000 to participate in the program. Applicants may adjust their income downward $5,000 per dependent. Additionally, applicant income should be adjusted upward or downward to reflect child support payments received or paid, provided however that no $5,000 dependent adjustment downward shall be made for any dependent for whom the applicant takes a deduction for specific amounts of child support paid.
§ Law school loans, federal/government, private/commercial, and bar review only will be considered in determining the amount of assistance. Family, personal, undergraduate and non-educational loans are excluded.