Minnesota Student Loan Forgiveness Programs

Minnesota has many different student loan forgiveness programs that are specific to just the State of Minnesota.

However, residents of the State of Minnesota can also potentially qualify for various Federal student loan forgiveness programs.

You can find a great list of Federal student loan forgiveness programs here: Top Student Loan Forgiveness Programs.

If you have private student loans, it might make more sense to refinance your loans and see if you can get a lower interest rate and payment. We recommend Credible for student loan refinancing because you can find out in 2 minutes or less if it's worth it. Try out Credible here. If you refinance with Credible, you can earn a $200 bonus!

If you're not quite sure where to start or what to do, consider hiring a CFA to help you with your student loans. We recommend The Student Loan Planner to help you put together a solid financial plan for your student loan debt. Check out The Student Loan Planner here.

Minnesota Loan Forgiveness Programs

Program: Minnesota Rural Physician Loan Forgiveness Program

Amount: Up to $25,000 per year, for 4 years
Description: The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Requirements: The Office of Rural Health and Primary Care (ORHPC), Minnesota Department of Health administers this program. It is funded by the State of Minnesota. Program eligibility requirements and benefits are established by Minnesota Statutes section 144.1501 authorizing the health professional education loan forgiveness program. This program is offered to primary care medical residents, which includes Family Practice, Obstetrics and Gynecology, Pediatrics, Internal Medicine and Psychiatry. To be eligible, a prospective participant must submit an application to ORHPC while completing their final year of medical residency training.
Program Information: http://www.health.state.mn.us/divs/orhpc/funding/loans/ruralphys.html

Program: Minnesota Urban Physician Loan Forgiveness Program

Amount: Up to $25,000 per year, for 4 years
Description: The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Requirements: The Office of Rural Health and Primary Care (ORHPC), Minnesota Department of Health administers this program. It is funded by the State of Minnesota. Program eligibility requirements and benefits are established by Minnesota Statutes section 144.1501 authorizing the health professional education loan forgiveness program. This program is offered to primary care medical residents, which includes Family Practice, Obstetrics and Gynecology, Pediatrics, Internal Medicine and Psychiatry. To be eligible, a prospective participant must submit an application to ORHPC while completing their final year of medical residency training.

Program: Minnesota Rural Midlevel Practitioner Loan Forgiveness Program

Amount: Up to $6,750 per year, for 4 years
Description: The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Requirements: This program is offered to midlevel practitioner students, which includes Nurse Practitioners, Certified Nurse Midwives, Nurse Anesthetists, Advanced Clinical Nurse Specialists and Physician Assistants. To be eligible, prospective participant must submit an application to ORHPC while completing their final year of an initial licensure preparing midlevel practitioner program. Priority will be given to applicants nearing completion of the final year of their degree program.
Program Information: http://www.health.state.mn.us/divs/orhpc/funding/loans/midlevel.html

Program: Minnesota Nurse Loan Forgiveness Program

Amount: Up to $3,750 per year, for 4 years
Description: The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Requirements: To be eligible, a prospective participant must submit an application to ORHPC. Preference will be given to students completing their final year of a licensure-preparing LPN or RN nurse program.
Program Information: http://www.health.state.mn.us/divs/orhpc/funding/loans/nurse.html

Program: Allied Health Care Faculty or Nurse Faculty Minnesota Loan Forgiveness Program

Amount: Up to $6,750 per year, for 4 years
Description: The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Requirements: To be eligible, prospective participants must apply to ORHPC while completing their final year of a master’s or doctoral program that prepares them to become an allied health care educator or nurse educator.
Program Information: http://www.health.state.mn.us/divs/orhpc/funding/loans/ahcfac.html

Program: Minnesota Rural Pharmacist Loan Forgiveness Program

Amount: Up to $16,000 per year, for 4 years
Description: The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Requirements: To be eligible, a prospective participant must submit an application to ORHPC while completing their final year of pharmacy school or residency training. Although licensed pharmacists who are practicing in a designated rural area are eligible to apply, students and residents in their final year of training receive highest preference. Due to the high number of final-year student applications and the constraints of limited funding, we do not encourage licensed pharmacists to apply.
Program Information: http://www.health.state.mn.us/divs/orhpc/funding/loans/pharm.html

Program: Minnesota Dentist Loan Forgiveness Program

Amount: Up to $25,000 per year, for 4 years
Description: The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Requirements: This program is offered to dental students, residents or licensed dentists. To be eligible, a prospective participant must submit an application to the ORHPC while completing their final year of dental school or residency training. Although licensed dentists are eligible if they have remaining educational debt and their annual patient encounters include at least 25 percent state public program enrollees or patients on a sliding-fee schedule, students and residents in their final year of training receive highest preference for selection.
Program Information: http://www.health.state.mn.us/divs/orhpc/funding/loans/dentloan.html

Program: Minnesota State Loan Repayment Program

Amount: Up to $20,000 per year, for 2 years
Description: The purpose of Minnesota's State Loan Repayment Program (MN SLRP) is to improve access to primary care by assisting underserved communities with recruitment and retention of primary care providers.
Requirements:
§ Be a US Citizen
§ Hold a valid license to practice in Louisiana
§ Have verifiable student loans not in default
§ Have no other existing service commitment
§ Have no outstanding contractual obligation to provide medical care
§ Not have been convicted of any felony
§ Not have been convicted of or disciplined by any state Licensing Board or Agency
§ Not have any federal liens
§ Not have a current default on any court-ordered child support payments
§ Be employed by a designated Healthcare Professional Shortage Area site
§ Accept the terms of the agreement
Program Information: http://www.health.state.mn.us/divs/orhpc/funding/loans/state.html

Program: Minnesota Loan Repayment Assistance Program for Law

Amount: Varies
Description: To encourage students to pursue law in the public interest, students who graduate in law from the a qualifying school may receive loan forgiveness.
Requirements:
§ Graduation from a MN law school or from any ABA-accredited law school if employed at a qualified Minnesota agency.
§ Full-time employment in a 501(c)(3) or 501(c)(4) nonprofit organization as an attorney providing legal advice or representation to low-income clients based upon financial eligibility criteria or support services for this work.
§ A graduated income cap applies.
Program Information: http://lrapmn.org/applicants/

Program: Dedicated to Minnesota Dental Program Loan Repayment

Amount: Varies
Description: Delta Dental of Minnesota Foundation in collaboration with the Minnesota Dental Foundation have made funds available to repay your qualified educational loans in return for five years of qualifying service.
Requirements:
§ Hold a license to practice dentistry in the State of Minnesota, or have plans to obtain licensure within 9 months;
§ Propose to increase the availability of dental care in a HPSA;
§ Have qualifying and documented educational debt held by the US Department of Education or a commercial lender;
§ Be willing to practice full-time in a designated HPSA for a period of five (5) years;
§ Be willing to participate annually in programs like Donated Dental Services (DDS) and Give Kids a Smile (GKAS).
How To Apply: http://dedicatedmndentists.org/application/apply-now/
Program Information: http://dedicatedmndentists.org/

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