Delta App Review: All-In-One Investment And Crypto Tracker

Over the past five years, millions of investors have started to dabble in blockchain-based cryptocurrency investments.

Despite the surge in popularity, mainstream portfolio analysis tools haven’t prioritized integrating cryptocurrency assets. 

To meet that need, the Delta App, an “all in one” tracker is working to make portfolio analysis easier for the typical crypto investor. They've even expanded their investment offering to include ETFs, commodities, and Forex. 

It's all wrapped up in a beautiful and easy-to-use app, but is Delta right for you? Here’s what you need to know about the free Delta app.

What Is The Delta App?

The Delta app is technically an “all-in-one” financial tracker for investors who have both market investments (stocks, ETFs, mutual funds, options, etc.) and cryptocurrency investments.

The app has a heavy emphasis on cryptocurrency, allowing users to connect directly to wallets, but it also expands to thousands of brokerages and banks, allowing you to track other types of investments also. The four-year-old company was founded in Belgium was acquired in 2019 by the finance company, eToro. 

What Does It Offer?

Delta is an investment portfolio tracking and analytics app. It provides stunning visualizations (which is hard to do on a small screen) and provides detailed analytics to Pro users.

Free Crypto Portfolio Tracking

With the Delta app, you can connect to crypto wallets and exchanges to accurately track the current value of your cryptocurrency investments. Valuations can be translated into multiple different stable coins.

Stunning Visualizations

The Delta app hypes its visualizations for good reason. The graphs are easy to use, full of information, and nice to look at. Too many apps prioritize “video game” style graphing. But Delta prioritizes utility rather than blinking and flashing.

Detailed Cost Basis For Cryptocurrency Tracking

Another benefit of the Delta app is that it provides excellent basic statistics for all of its free users. Its most important free statistic is the “cost basis” for crypto tokens. The cost basis can be used for analyzing the overall profitability of your portfolio over time.

Upgrade Option For Unlimited Account Connections

Users can connect up to two wallets and exchanges for free. But Delta Pro users can integrate as many accounts as they want. The upgraded price is $60-$80 per year depending on the operating system.

Brokerage Connections

Delta recently added connections to as many as 10,000 brokerages and banks, so depending on the accounts you hold, you may not have to add your investments manually to the app. In addition to crypto, the platform supports ETF, commodity, and Forex tracking.

It still falls short of the top stock trackers, like Empower and Seeking Alpha, but Delta seems to be focused on continual improvement, which is a good sign. 

Are There Any Fees?

Delta’s free plan allows up to two exchange and wallet connections. But Delta Pro subscribers get unlimited connections as well as other benefits like real-time prices, advanced metrics, and the ability to sync up to five devices.

Delta is currently offering "Early Backer" prices on Delta Pro. So for now, it costs $60 to $70 annually on iOS and $70 to $80 per year on Android. The Delta App website says that the exact price you pay will depend on the country where you live.

How Does Delta Compare?

Delta is a portfolio tool that specializes in cryptocurrency. Unfortunately, it's not quite an all-in-one portfolio visualization tool. They now have the ability to connect to as many as 10,000 brokerages and banks, and you can track ETFS, commodities and Forex. But the app is isn't useful for those who have large stock portfolios. Hopefully that functionality will be added in the near future. 

Some cryptocurrency enthusiasts may be disappointed by Delta’s functionality. Many users complain about the lack of web integration and intermittent synchronization issues which cause the users to miss trading windows. Here's a quick look at how Delta compares to two of the other top portfolio analysis tools available today - Kubera and Empower (formerly Personal Capital).

How Do I Open An Account?

Users can easily find the app download links here to begin setting up a free account. Once you’ve created an account, you can link certain wallets and exchanges. If you choose to connect to a wallet, carefully choose your import methodology. This article outlines how the app manages the connection.

Is It Safe And Secure?

The Delta app doesn’t collect personal information about users. And it allows users to connect to their public-facing hardware wallets. This eliminates the risk that cryptocurrency will be stolen directly from Delta app.

Users who upgrade will have to provide the Delta app with payment information. This information is stored securely, but could potentially be hacked.

How Do I Contact Delta?

Delta has a customer support webpage with a chat option for important support-related questions. The app’s development team seems remarkably responsive to reviews in the Play Store and the App Store as well.

The company’s support email address is [email protected]. It doesn't provide a phone number. However, Delta is owned by eToro which has the following customer service number: 1-888-271-8365.

Is It Worth It?

The Delta app definitely has a few things going for it. For one, the onboarding process is incredibly easy. I was able to connect to a wallet in just a few minutes and I found that the app was easy to use. And the graphics were both nice to look at and chocked full of useful information.

Despite these positives, I can't say it’s a great app yet. In addition to stock investors, active crypto traders may feel let down by the app due to its lack of algorithmic alerts. If you have a few coins, you may enjoy seeing Delta’s visualizations. But I wouldn't recommend it for those who want to use it for trading purposes. 

Also it should be noted that many users have complained about connectivity. It doesn’t seem prudent to rely on Delta until the app has proven to be stable. As such, I wouldn't upgrade to Pro before spending time using the Free version first.

Delta App Features