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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

ORANGE, CALIFORNIA - Strenger Plaza on the campus of Santiago Canyon College.
July 11, 2026

NBER Study: Employers Don’t Penalize Community College Bachelor’s Degrees In Hiring

A new NBER study of 4,698 resumes finds employers view community college bachelor’s degrees the same as degrees from traditional four-year universities.

Handyman Fixing Kitchen Sink
July 11, 2026

FTC Sends $2.7 Million To 62,893 Handy Gig Workers Over Misleading Pay Claims

FTC sends $2.7 million in refund checks to 62,893 Handy Technologies gig workers charged hidden fees and fines after inflated earnings claims.

Parents Saving For College And Retirement | Source: The College Investor
July 10, 2026

75% Of American Families Now Save For Education, New Report Finds

75% of U.S. families now save for education, but only 30% use 529 plans, according to ISS Market Intelligence’s 2026 529 Industry Analysis report.

US Capitol Night Reflection Washington DC | Photo: Bill Perry
July 10, 2026

Senators Propose Letting Students Use Financial Aid To Pay For CLEP And Prior Learning Exams

The bipartisan Credit for Prior Learning Act would let students apply up to $2,000 in federal aid toward CLEP, DSST, and prior learning assessment fees.

Overhead shot of a person’s hands holding a pencil, pointing to a specific date on a paper calendar laid flat on a wooden desk. Beside the calendar are a coffee cup, laptop, and a stack of books with glasses on top. This image illustrates the crucial planning needed for on time action. Source: The College Investor
July 9, 2026

PSLF Payments Must Now Be On Time Under Every Repayment Plan

As of July 1, 2026, all PSLF payments must be made on or before the due date. The 15-day grace period is gone. Here’s what changed and what still counts.

Sunny view of a tree-lined campus path winding past historic stone university buildings. This scene visualizes the setting for the ongoing debate about administrative bloat at U.S. colleges, providing context for the analysis of staffing ratios and operational costs at institutions like Ivy League schools. Source: The College Investor
July 9, 2026

Moody’s Cuts Brown University Outlook To Negative, Citing $1.7 Billion Debt Load

Moody’s revised Brown University’s outlook to negative, affirming its Aa1 rating but warning thin margins and $1.7 billion in debt could bring a downgrade.

CREDIT UNION letterboard text on LED Lightbox on wooden background. Source: The College Investor
July 9, 2026

Why a Credit Union Might Be the Smartest Place to Get a Student Loan

Credit union student loans have significant advantages over other types of private loans. Here’s what you need to know.

FAFSA Launch | Source: The College Investor
July 8, 2026

Class Of 2026 Sets FAFSA Completion Record At 59.1%, NCAN Reports

Class of 2026 seniors set a FAFSA completion record at 59.1%, beating the 2018 mark by nearly 5 points as 200,000 more students filed, NCAN reports.

United States Secretary of Education Linda E. McMahon as she meets with the finalists of the Presidential 1776 Awards on the North Lawn of the White House in Washington, DC on Wednesday, June 10, 2026. Photo by Aaron Schwartz/Pool/Sipa USA
July 8, 2026

New Department of Education Rule Makes Accreditors Prove Degrees Are Worth The Cost

Private accreditors quietly raised degree requirements for decades. A new federal rule forces them to prove higher credentials are worth the cost.

Elementary school classroom with desks
July 7, 2026

New Bill Would Let Teachers Double-Dip PSLF And Teacher Loan Forgiveness

New bills from Rep. Hayes and Sen. Luján would let teachers count the same teaching service toward both PSLF and Teacher Loan Forgiveness.

Trump account on computer screen. Source: The College Investor
July 7, 2026

How Employers Can Contribute $2,500 To Trump Accounts

Starting July 4, 2026, employers can contribute $2,500 tax-free to Trump Accounts. Here’s how small business owners can use the rule for their kids.

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