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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

California State Capitol
October 9, 2026

California Parents Are Voting For A State Superintendent Who Won’t Run The Department Of Education

California is splitting its top K-12 job in two. Here’s what the state superintendent will and won’t do after January 2027, what the new governor-appointed education commissioner controls, and where accountability lands for families.

Cleveland, Ohio: Auguste Rodin Statue in front of The Cleveland Museum of Art.
October 9, 2026

Cleveland State Will Cover Tuition For Ohio Students From Families Earning $125,000 Or Less

Cleveland State University will cover tuition for Ohio students with a 3.0 GPA and family income of $125,000 or less starting fall 2027.

How To Move Out From Your Parents House
October 9, 2026

Why Does FAFSA Assume Parents Pay For College Until Age 24?

A parent asks why FAFSA assumes she’ll pay for college. The answer traces to 1950s need analysis and a 1986 law that drew the line at 24.

How To Make $1,000,000
October 8, 2026

How To Make $1,000,000: The Monthly Savings Math By Age And Return

Saving $381 a month from age 25 at 7% gets you to $1 million by 65. See the monthly savings you need by age and return, plus the 401(k) math.

View at the sign of The Home Depot store.
October 7, 2026

Home Depot Wants To Introduce 15 Million Kids To The Skilled Trades By 2032

Home Depot’s free Path to Pro Skills Explorers program aims to introduce 15 million kids ages 11 to 17 to the skilled trades by 2032.

Daycare facility for children
October 7, 2026

Dependent Care FSA: How It Works, What It Covers, And How It Can Lower Your Student Loan Payment

The dependent care FSA limit jumped to $7,500 in 2026. Here’s who qualifies, what it covers, how to enroll, and how it can lower your student loan payment.

U.S. Sen. Ted Cruz (R-TX) speaks during a Senate Committee on Foreign Relations hearing to examine pending Presidential nominations on July 30, 2026 in Washington, D.C. (Photo by Samuel Corum/Sipa USA)
October 6, 2026

Senate Bill Would Eliminate The $35,000 Cap On 529-To-Roth IRA Rollovers

Senators Cruz and Rochester’s bill would eliminate the $35,000 lifetime cap on 529-to-Roth IRA rollovers. What changes, what doesn’t, and the math.

College Affordability Map
October 6, 2026

Only One In Three Public Four-Year Colleges Is Affordable For Low-Income Students, NCAN Finds

NCAN’s 2026 Affordability Gap report finds just 32% of public four-year colleges are affordable for low-income students, with an average gap of $1,801.

Campus Walkway on the campus of Loyola University Chicago.
October 6, 2026

The Six Biggest Money Derailers In College (And How To Avoid Them)

A fifth year at an in-state public costs about $25,850 in tuition, housing and food. Here are the six college money derailers that add cost, and how to plan around each one.

Oct 3, 2026; College Station, Texas, USA; Arkansas Razorbacks wide receiver CJ Brown (3) runs a route during the first half against the Texas A&M Aggies at Kyle Field. Mandatory Credit: Maria Lysaker-Imagn Images
October 5, 2026

College Athletes Earned $1.77 Billion In The First Year Of Revenue Sharing

College Sports Commission data shows schools paid 34,915 athletes $1.77 billion in the first year of revenue sharing, about $50,700 each on average.

Rear view and soft selective focus of the graduates in the graduation commencement ceremony receiving diploma degree certificate.
October 5, 2026

The College Wage Premium Just Fell To Its Mid-1990s Level, And AI Explains A Third Of It

The U.S. college wage premium fell to its mid-1990s level from 2022 to 2026, a new study finds, with AI explaining a third as student debt hits $1.86T.

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  • UC San Diego, Bachelor of Arts in Political Science
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