10 Pre-Tax Moves That Lower Your Student Loan Payment Under RAP And IBR In 2026
RAP and IBR payments are set by your AGI, not your salary. Here are 10 pre-tax moves, from 401(k) and HSA contributions to a dependent care FSA, that lower both in 2026.
Latest Articles
Social Security Benefits Rise 3.6% In 2027, The Largest COLA Since 2023
Social Security’s 2027 COLA is 3.6%, the largest since 2023. See what it adds to average checks and why a 22% benefit cut looms in 2032.
Inflation Hits 3.7% In September As Gas Prices Jump 9.1%
September inflation numbers rose 3.7% from a year ago as gas jumped 9.1%. What it means for I bond rates, the 3.6% Social Security COLA and your savings.
What Is College Counseling? What It Covers, What It Costs, And When To Start
College counseling covers the college list, financial fit, testing, essays, and applications. Here’s what counselors do, what they charge, and when to start.
Bank Of America To Pay $1.2 Billion, Including Record $750 Million OCC Penalty
The OCC fined Bank of America $750 million for anti-money laundering failures, its largest penalty ever, as part of a $1.2 billion Treasury penalty action.
How PSLF Buyback Amounts Are Calculated
Estimate your PSLF Buyback lump sum with our calculator. See how IBR and PAYE set the price, the 12-month rule, and when buying back months is worth it.
Penn State Targets 47 Programs For Closure, Mostly At Commonwealth Campuses
Penn State recommends closing 47 of its 403 degree programs, affecting 784 students. See which majors and campuses are on the list and what happens next.
Do Unemployment Benefits Count On The FAFSA? 2027-28 Rules
Unemployment benefits count as income on the FAFSA. Here’s how they affect your SAI and Pell Grant, and how to ask for more aid after a job loss.
For-Profit College Student Loan Forgiveness List
Here is the for-profit college student loan forgiveness list that qualify due to being closed or having lawsuits due to fraud.
Buying A House Vs. Renting An Apartment: The Real Math + Calculator
We ran the real numbers on buying vs. renting the same house at a 7.40% mortgage rate. Renting won by $78,000. Run your own numbers in our calculator.
Colleges Are Requiring SAT and ACT Scores Again — Here’s the Full List for 2027
Top colleges are requiring SAT and ACT scores again for 2027. See which schools changed their policies and what students should do now.
