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Retirement

delayed onset investment strategy
May 30, 2022

Delayed-Onset Glide Path Investing In College Savings And Retirement Plans

Improve your investment risk with a dynamic strategy that adjusts the asset allocation over time. Here’s what you need to know.

Solo 401k by Nabers Group Review
May 10, 2022

Nabers Solo 401k Review: Pros, Cons, and Alternatives

The Nabers Group offers a self-directed 401k account that allows self-employed people access to alternative investments such as crypto.

An illustrative image representing a 401k review for small to medium-sized businesses, featuring four stylized figures. Two figures on the left, one in a green shirt and one in a dark suit, appear to be observing a large blue clipboard prominently displaying "401(K)" in white text, symbolizing retirement plans. Above the clipboard, there are icons for money (gold coins), a calendar, and a calculator, all representing financial planning and management. Below the clipboard, there's a dollar bill and a wallet with a gold coin, indicating fees and savings. Two figures on the right, one in a grey suit and another in a blue shirt, are engaged in what appears to be a discussion related to investment options. The overall image, titled "The College Investor," visually conveys the concept of low-cost 401k providers like Employee Fiduciary, catering to companies with around 30 employees or less, emphasizing the accessibility of retirement plans for small businesses.
December 30, 2021

Employee Fiduciary Review: Bargain 401k Plans For Small Businesses

Employee Fiduciary is one of the lowest-cost 401k providers for small and medium-sized businesses on the market today.

An illustration shows a person in a purple shirt and dark pants watering small plants growing out of stacks of gold coins, symbolizing investment growth. The person holds a large orange watering can and tends to four plants, each progressively taller and sitting atop a larger stack of coins, depicting the accumulation of wealth over time. The background is a soft beige with stylized leaves, clouds, and sun icons, reinforcing a positive and nurturing environment for financial growth. In the bottom left corner, "THE COLLEGE INVESTOR" logo is prominently displayed. This image visually represents the concept of diligently nurturing investments, like a 401k plan, to achieve successful retirement and financial security, a key theme in the article about Guideline's low-cost 401k plans for small businesses.
November 23, 2021

Guideline 401k Review: Pros, Cons, And Alternatives

If you’re looking to start a 401k plan for your small business, Guideline has simple, low-cost options. Here’s what you should know about it.

This illustrative image visually represents the concept of 401k plans for small businesses, a central theme of the article reviewing Human Interest. The graphic features five stylized figures, presumably business owners or employees, interacting with various financial icons. A large blue clipboard prominently displays "401(K)," symbolizing the retirement plan itself. Surrounding it are smaller icons: a calendar, a calculator, a coin with a dollar sign, a bill with a dollar sign, a wallet with a dollar coin, and a chart illustrating financial growth. These elements collectively depict the administrative aspects, costs, savings, and investment potential associated with establishing and managing a 401k. The image reinforces the article's focus on how providers like Human Interest simplify the process of offering low-cost 401k plans to small and medium-sized businesses, addressing historical challenges and costs that made such plans prohibitive.
November 18, 2021

Human Interest 401(k) Review: Pros, Cons, And Alternatives

Human Interest is a low-cost 401k provider that caters to small and medium-sized businesses. Our review breaks down its features and fees.

A white and light blue robot, representing artificial intelligence or automation, stands on the left side of a dark gray laptop screen displaying various financial data visualizations. The robot holds a pink speech bubble with a white percentage symbol, suggesting discussion around investment returns or fees. On the laptop screen, multiple browser-like windows show charts, graphs, and settings icons, illustrating alternative investment opportunities and self-directed IRA management. Two pink gears float above the robot, and an orange gear is visible in a window, symbolizing financial mechanisms or adjustments. The overall image, set against a teal background, visually conveys how Alto IRA simplifies investing in alternative assets like cryptocurrency and real estate within a retirement account for "The College Investor" audience.
October 28, 2021

Alto IRA Review: Pros, Cons, And Comparisons

If you want to use your retirement money for alternative investments, take a look at this Alto IRA review. You might find it’ll work for you!

best low-cost small business 401k providers
September 3, 2021

Best Low-Cost Small Business 401k Providers

We compare the best small business 401k providers that combine reasonable costs with solid features and service. See the list!

Capitalize Review
August 17, 2021

Capitalize Review: Pros, Cons, And Alternatives

Capitalize is a free service that can help you rollover your 401(k) into an IRA with the provider of your choice. Learn how it works!

Best Self Employed Retirement Plans
January 5, 2021

The Best Self-Employed Retirement Investment Plans

The best self-employed retirement investment plans include the SEP-IRA, Solo 401(k), and the SIMPLE IRA. Here are some details on each!

MySolo401k
December 22, 2020

MySolo401k Review: Pros, Cons, And Alternatives

MySolo401k is a solo 401k provider that allows you to invest in alternative assets such as real estate, cryptocurrency, gold, and more.

This illustrative image features a repeating pattern against a solid blue background, depicting various isometric representations of individuals and groups interacting with stacks of gold coins, symbolizing investments and savings. In the top row, a person in a wheelchair is positioned next to a stack of coins, while another scene shows a hand offering coins to a standing person. Other rows include individuals sitting on chairs near coins, families standing on or near coin stacks, and scenes of people engaging in what appears to be financial transactions. At the bottom left, the text "THE COLLEGE INVESTOR" is prominently displayed. The image visually represents the article's focus on 401k loans and withdrawals, illustrating concepts of borrowing against oneself, repayment, and the accumulation or use of retirement funds for various life events or expenses.
June 1, 2020

401k Loans: The Good, The Bad, The Ugly

401k loans are funds that are borrowed from a 401k plan. Unlike most loans, there is no lender involved and the interest is paid to yourself.

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