Is Impressively Lucrative Peer-to-Peer Lending Over?

Has the ship sailed on peer-to-peer lending for individual investors? Over the past few years, thousands of investors have been drawn to marketplaces like LendingClub.com and Prosper.com, seeking strong returns by buying up small portions of loans from borrowers. The setup is a win-win: Borrowers get access to funds they wouldn’t otherwise be able to […]