Average Student Loan Debt By State In 2026
We break down the average student loan debt for each state. Find out what student debt loads look like for your state and see how you compare.
Find comprehensive information on student loans, including where to find the best loans, how to get student loan forgiveness, and how to setup the best student loan repayment plans.
How To Get Out Of Student Loan Default
9.3 million federal borrowers are in default. Collections are paused for now. Here’s how rehabilitation and consolidation work in 2026, and which one fits you.
Will You Pay Taxes On Student Loan Forgiveness?
Understand when forgiven student loans are taxable, which programs remain exempt, and how to prepare for potential tax liability in 2026.
Pay As You Earn (PAYE): How It Works And What Happens When It Ends In 2028
PAYE caps payments at 10% of discretionary income and forgives the balance after 20 years, but the plan ends by July 1, 2028. Here’s who still qualifies, how to apply, and whether to move to IBR or RAP.
Student Loan Forgiveness Programs In 2026: Every Way To Qualify
There are many student loan forgiveness programs, including public service, volunteer work, medical studies, the military, or law school.
My Student Loans Are Finally Being Forgiven. Could I Owe Taxes On Them?
A reader is going to get their student loans forgiven. Will they owe taxes on the amount? How does it work?
We Both Have Student Loans. Does RAP Make Us Pay Twice?
A reader and her husband were each billed $980 on RAP. Here’s why married borrowers get one payment (not two) and how to get a wrong bill corrected.
Are There Student Loans That Go Directly To You?
There are no student loans that go directly to you. In the United States, all qualified education loans must be disbursed to the college first.
Repayment Assistance Plan (RAP) Student Loan Calculator
Calculate your RAP student loan payment in seconds. Enter your AGI and dependents to estimate your monthly payment under the Repayment Assistance Plan.
Student Loan Forgiveness For Foster Parents
Here are a few student loan forgiveness options specifically for foster parents.
Firstmark Services: Did You Get a Call About Student Loans?
Did you get a call from Firstmark Services regarding your student loans? Is Firstmark Services servicing your student loans? Learn more here.