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Student Loans

This image features a vibrant green background, transitioning from a brighter lime green at the top to a darker olive green at the bottom. Scattered across the background are numerous yellow and orange coins, depicted as if they are falling or floating, some appearing as full circles and others as ovals to suggest movement and perspective. Interspersed among the coins are various stylized starburst shapes in light yellow and white, adding a celebratory or impactful visual element. In the bottom left corner, the words "THE COLLEGE INVESTOR" are prominently displayed in white, indicating the source of the content. This visual metaphor directly relates to the article's discussion of Public Service Loan Forgiveness (PSLF) reforms by the Biden Administration, symbolizing the potential for financial relief and the "loan forgiveness options" that could benefit public service workers, allowing them to discharge student loans and receive credit toward PSLF.
October 6, 2021

What PSLF Reforms Can Be Made Through Executive Action?

The Biden Administration reportedly wants to overhaul PSLF. Learn which PSLF reforms can be made through executive action and which can’t.

is automatic student loan forgiveness legal
October 1, 2021

Is Automatic Student Loan Forgiveness Legal?

Automatic student loan forgiveness might sound great — but is it legal? And could it come with tax consequences? We dig up the details.

An illustrative image on a light blue background depicts various individuals engaging in financial activities, representing the banking and student loan refinancing services offered by Nelnet Bank. In the foreground, two figures in light blue uniforms stand near what appears to be a large coin or medal, symbolizing financial transactions. Towards the right, a person in a brown suit interacts with a bank teller behind a counter, suggesting traditional banking services. Further back, more people are shown in different scenarios, including a group standing together and another individual with a laptop, reflecting modern financial interactions and potentially online services. Above these scenes, dark blue text prominently displays "BANKING & STUDENT LOAN REFINANCING," directly linking the visual elements to Nelnet Bank's core offerings discussed in the article, such as student loan refinancing, high-yield savings accounts, and CD products. This visual aims to help readers understand the range of financial services provided by Nelnet Bank, a subsidiary of the federal loan servicer, as they navigate the complexities of student loans and banking options.
August 10, 2021

Nelnet Bank Review: Savings And Student Loan Refinancing

Nelnet Bank, a subsidiary of Nelnet (the federal loan servicer), provides student loan refinancing and will soon offer high-yield CDs.

This illustrative image features a stack of five academic books with a golden coin featuring a prominent dollar sign resting on top, capped by a black graduation mortarboard. To the left, a rolled-up diploma with a gold seal is displayed, symbolizing educational achievement. On the far right, a small hourglass suggests the passage of time or impending deadlines related to financial obligations. The background is a solid, vibrant blue, drawing focus to the central elements. At the bottom left, the logo for "The College Investor" is visible, with a red graduation cap icon. The image visually represents the financial aspects of higher education, specifically student loans, and is highly relevant to the article discussing student loan servicers like FedLoan Servicing, Granite State Management and Resources, and Navient withdrawing from federal student loan programs.
July 28, 2021

Why Are Student Loan Servicers Dropping Out?

Two federal loan servicers have recently announced they will not renew their contracts. Learn why student loan servicers are dropping out.

FFELP Loans
July 23, 2021

What Should You Do With Your Old FFELP Loans?

Borrowers with FFELP loans can federally consolidate them or refinance them with private lenders. Here are the pros and cons of both options.

REPAYE Revised Pay As You Earn
July 19, 2021

REPAYE | Understanding Revised Pay As You Earn And Its Subsidy

We examine the pros and cons of REPAYE, including its interest subsidy, to see if it might be a good fit for your student loan situation.

GradJoy Review
July 6, 2021

GradJoy Review | View And Manage All Your Student Loans

GradJoy is a mobile app that lets you view all of your student loans in one place, helps you find the best repayment plan, and more.

This illustrative image visually represents the concept of "DEFAULTED STUDENT LOAN REFINANCING," a service offered by lenders like Yrefy, as discussed in the accompanying article. The central focus is a collection of financial elements, including stacks of golden coins, a brown money bag with a dollar sign, and a red apple resting on coins, symbolizing wealth, debt, and the potential for a fresh start. To the right, a long document resembling a loan agreement or promissory note, complete with a seal, emphasizes the legal and contractual nature of student loans and refinancing. In the background, a stack of books topped with a golden trophy or award signifies education and achievement, while an hourglass suggests the passage of time and the urgency of addressing defaulted loans. Small, silhouetted figures of people are scattered around these items, some seemingly interacting with the financial elements, underscoring the human impact of student loan debt and the act of refinancing to secure a lower interest rate. The overall composition effectively conveys the challenges and opportunities associated with managing and refinancing defaulted private student loans.
July 3, 2021

Yrefy Review: Defaulted Student Loan Refinancing

Yrefy allows borrowers with delinquent or defaulted private student loans to refinance them to a lower interest rate.

refinancing your student loans
July 3, 2021

Advantage Education Student Loan Review: Pros And Cons

The Advantage Refinance Loan offers reasonable rates, cosigner release in as little as 36 months, and Parent PLUS Loan transfers/

This illustrative image features a cartoon student with a blue backpack walking towards a building that resembles a bank or university entrance, flanked by two stylized trees on either side. The words "BANK OF AMERICA" are prominently displayed at the top in blue, with "STUDENT LOAN REVIEW" directly below it in red, making it clear that the image relates to the article's focus on Bank of America student loans. The student's faceless depiction emphasizes the general nature of student loan borrowers, connecting to the discussion of how Bank of America no longer offers private or federal student loans but still maintains a portal for existing borrowers to repay their loans. The image visually encapsulates the article's theme of reviewing Bank of America's historical and current involvement in the student loan market.
July 2, 2021

Bank of America Student Loans: Are They Coming Back?

Something happened with Bank of America student loans. Here’s the scoop as well as what’s happening at other major banks.

RISLA Review
July 1, 2021

RISLA Student Loan Review: Pros, Cons, And Alternatives

If you’ve attended an eligible Rhode Island school RISLA may be able to help you with your student loans. Find out in our RISLA review.

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Student Loan Refinance

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