If you’re a student taking on debt for college, then you need to be smart about managing your debt load, keeping your interest down, and keeping your options open.
As a graduate, you need to find ways to escape student loan debt as fast as possible.
In either case, you may be a good candidate for a student loan or a student loan consolidation through Navy Federal Credit Union.
But before you apply for new student loan debt, you should know a little more about the Student Loan options from Navy Federal Credit Union.
See how they compare to the best places to refinance student loans.

Private Student Loan Refinancing
NFCU Cosigner Program
For initial student loans, cosigners can request release after 24 consecutive on-time payments of principal and interest. For consolidation loans, cosigners can request release after just 12 consecutive payments.
As long as the borrower meets income and credit criteria, NFCU releases your cosigner at the requested time.
Should You Borrow From NFCU?
As a student, you should try to avoid taking on private student loan debt if possible. Private debt generally indicates that your chosen school is too expensive for you. However, if you need to take it on to finish your degree, NFCU offers great rates and excellent terms for students.
Would you consider taking out a loan through the Navy Federal Credit Union? Why or why not?
NFCU Private Student Loans
- Competivie Interest Rates - 90
- Loan Term - 75
- Consolidation Options & Rates - 75
- Cosigner Program - 90
Overall
Summary
The Navy Federal Credit Union is a solid private student loan option for borrowers with good credit who will be able to take advantage of all the benefits.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page, or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared towards anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications including the New York Times, Washington Post, Fox, ABC, NBC, and more. He is also a regular contributor to Forbes.