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Federal Student Loans

Administration building at the University of Tennessee in Knoxville, Tennessee.
November 25, 2025

Borrower Defense Claims Expand Beyond For-Profits

New data shows 22% of loan discharge claims involve nonprofit or public colleges, not just for-profit schools. Here’s what the borrower defense data shows.

A bright red envelope, centrally positioned against a white and dark gray background, signifies a past due notice for student loans. The envelope is open, revealing a white document with a dollar sign icon and the words "PAST DUE" prominently displayed in white capital letters. To the right, a stack of four books with red covers and white pages symbolizes education, contrasting with the negative implications of the past due notice. Various abstract shapes and lines in black and red, including dashed lines, triangles, and dots, are scattered across the background, adding a modern, graphic design element. The lower left corner shows "COLLEGE INVESTOR" in black sans-serif font, clearly branding the image within the context of student loan discussions. This visual emphasizes the severe consequences of strategic default on federal student loans, reinforcing the article's warning against intentional non-payment and highlighting the financial penalties and collection actions taken by the federal government. Source: The College Investor
November 20, 2025

Strategic Default On Student Loans: It Always Backfires

When a borrower defaults on federal student loans, the only one hurt is the borrower, Here’s what you need to know about strategic default for student loans.

graduate school admissions guide
November 7, 2025

Graduate Degree vs. Professional Degree For Student Loans

With the changes to student loan borrowing caps, there’s a lot of questions about what counts as a graduate degree or professional degree.

A stylized book cover titled is prominently displayed, featuring dark gray serif text against a light blue, hazy sky with white clouds. The image serves as a visual representation of the comprehensive guide mentioned in the article, emphasizing the available options for managing student loan repayment, such as deferments and forbearances, particularly for FFEL/Direct Stafford/PLUS loans and in-school deferments. This visual aid reinforces the article's focus on helping readers navigate their financial future by providing valuable assistance and preventing delinquency on lingering monthly payments.
October 30, 2025

How Student Loan Deferment Works and What’s Ending

Student loan deferments play an integral role in helping students get out of student loan debt. Here’s what you should know.

This image features a thoughtful young woman with shoulder-length brown hair, looking upwards and to the right, with a pensive expression. She holds a black pen to her chin, suggesting contemplation or deep thought. Behind her, several large, hand-drawn question marks in various shades of grey and black are scattered across a lighter grey background, emphasizing uncertainty and the need for answers. The visual directly relates to the article's focus on "What Is Student Loan Forbearance and Should You Consider It?", effectively illustrating the common dilemma and crucial decisions borrowers face when evaluating student loan forbearance, especially given "Big Changes Coming to Student Loan Forbearance" and new stricter limits for federal borrowers starting July 1, 2027.
October 29, 2025

Student Loan Forbearance Explained: How It Works

Learn how student loan forbearance works, when to use it, and how 2027’s new rules will restrict payment pauses for new borrowers.

federal student loans for expats
October 25, 2025

Federal Student Loans For Expats: What To Know

There are a few obstacles and opportunities related to borrowing and repaying federal student loans for expats. Here’s what you need to know.

Does The Government Profit Off Of Student Loans?
October 12, 2025

Does The Government Profit Off Of Student Loans?

Depending on who you ask, the government either earned a profit or lost money on federal student loans. Here’s how it works.

Analyzing Student Loan Repayment Plan Options | Source: The College Investor
September 5, 2025

Student Loan Borrowers Get Clarity On Repayment Plans

Student loan repayment rules are changing. See what options are available now and will be going forward.

student loan servicer changes
August 21, 2025

What Happens If Your Student Loan Servicer Changes?

We break down why student loan servicer changes happen and how you can minimize your stress and frustration during the process.

dependent vs independent student
August 11, 2025

What To Do If You’re Denied A Parent PLUS Loan?

If you’re denied a parent PLUS loan, here are the options of what you can do to pay for college.

401k student loan repayment
August 2, 2025

Student Loan Repayment Plans Are Changing: What To Know

Student loan borrowers will move to IBR or RAP student loan repayment plans under new law.

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More On Student Loans

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  • Does The Government Profit Off Of Student Loans?
  • What Should You Do With Your Old FFELP Loans?
  • How To Get A Refund Of Your Federal Student Loan Payments

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