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Federal Student Loans

Close-up of a hand holding a stack of U.S. hundred-dollar bills that are disintegrating into dust and fragments on the left side. This striking visual metaphor illustrates the concept of money losing value or disappearing, reflecting the article's discussion on federal student loan subsidies and the government's projected losses per dollar lent under new reconciliation reforms. Source: The College Investor
February 24, 2026

Federal Student Loan Losses Expected To Drop to 4% in 2026

Federal student loan losses expected to fall to 4% in 2026 after repayment reforms. Here’s what it means for borrowers and taxpayers.

This illustration, from "The College Investor," shows a student in a graduation cap and gown, sitting and holding a tablet, with a financial checklist in the background. The checklist displays a dollar sign at the top, followed by two line items, each with a plus sign, representing financial considerations related to student loans for community college. This image visually reinforces the article's focus on the increasing costs of higher education, particularly for those exploring community college as a more affordable option, and the process of securing student loans to cover tuition and other expenses.
February 18, 2026

How To Find The Best Student Loans For Community College

Community college isn’t as expensive as a university, but isn’t completely free. Here are student loan options for community college.

Student Loan Limits
February 15, 2026

Student Loan Borrowing Limits For 2026 And 2027

In this article, we explore the student loan borrowing limits for 2026-2027 and what happens if you need more money.

student loans
February 12, 2026

The Complete List of Federal Student Loan Servicers

The list of federal student loan servicers companies, as well as their contact info, and information relating to problems and complaints.

Close-up of a silver stopwatch held against a backdrop of stormy clouds and blue sky. The stopwatch hands are in sharp focus, symbolizing the urgency of the upcoming 2028 sunset date for the PAYE and ICR student loan repayment plans, while the turbulent sky represents the uncertain transition period borrowers face.
February 5, 2026

PAYE and ICR Are Ending: What Borrowers Should Do Before 2028

ICR and PAYE end in 2028. Learn how borrowers can prepare, compare IBR and RAP, and avoid repayment surprises.

Student Loan Repayment Restart
January 29, 2026

RAP vs. IBR: What Student Loan Borrowers Need To Know In 2026

The OBBBA changes student loan repayment and offers RAP and IBR for student loans. See side-by-side examples of monthly payments for different borrowers.

Close-up of a focused mechanic wearing a white T-shirt and grey overalls working under the open hood of a car, holding a wrench. This image serves as a visual metaphor for the student loan rehabilitation process—a deliberate, hands-on repair strategy that allows borrowers to fix their defaulted loans and restore their financial standing through consistent effort. Source: The College Investor
January 7, 2026

Student Loan Rehabilitation To Get Out Of Default In 2026

Student loan rehabilitation can remove default and stop collections. Here’s how the process works and who should consider it in 2026.

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
January 5, 2026

Federal Student Loan Changes Timeline: 2026-2028 Guide

A clear timeline of federal student loan changes from 2026 to 2028, including Grad PLUS, RAP, and repayment rule shifts.

Options For Parent PLUS LOans
January 4, 2026

Parent PLUS Loans: How They Work, Loan Forgiveness, And More

Here are the limited options for parents and borrowers if you can’t afford your Parent PLUS Loans, including changing your repayment plan.

A judge in black robes listens intently to two attorneys arguing their case in a wood-paneled courtroom. This legal setting illustrates the professional sectors—specifically law, medicine, and dentistry—most impacted by the new 2026 federal student loan caps, which limit annual borrowing to $50,000 for professional degrees. Source: The College Investor
December 19, 2025

Professional Student Loan Caps Explained for 2026

New federal law caps professional student loans starting in 2026. Learn how the limits affect law, medical, and dental students.

Person's feet in yellow boots standing at a bright yellow line painted across gray cobblestones. This visual metaphor represents the critical threshold facing graduate students: the hard cutoff date of June 30, 2026, marking the end of the Grad PLUS loan program and the start of strict new federal borrowing caps. Source: The College Investor
December 18, 2025

Graduate Student Loan Limits for 2026: What Borrowers Need to Know

Grad PLUS loans are ending in 2026. Learn how new federal Direct Loan limits will affect graduate and professional students.

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