Why Graduated Repayment Is A Student Loan Trap
Graduated repayment costs $3,400 more than the 10-year Standard plan on a $35,000 loan, and early payments don’t count toward PSLF. Here’s what to use instead.
Find comprehensive information on federal student loans from the U.S. Department of Education.
Pay As You Earn (PAYE): How It Works And What Happens When It Ends In 2028
PAYE caps payments at 10% of discretionary income and forgives the balance after 20 years, but the plan ends by July 1, 2028. Here’s who still qualifies, how to apply, and whether to move to IBR or RAP.
Repayment Assistance Plan (RAP) Student Loan Calculator
Calculate your RAP student loan payment in seconds. Enter your AGI and dependents to estimate your monthly payment under the Repayment Assistance Plan.
Firstmark Services: Did You Get a Call About Student Loans?
Did you get a call from Firstmark Services regarding your student loans? Is Firstmark Services servicing your student loans? Learn more here.
PSLF Buyback Delays: Timeline & Updates
PSLF Buyback lets borrowers retroactively count past deferment months. Processing takes 60-90 days. Learn how it works and what delays to expect.
Master Promissory Notes (MPN): What To Know
Master Promissory Notes (MPN) are legally-binding documents that all federal student loan borrowers must sign. Learn why they’re important!
What Is Student Loan Entrance Counseling?
Student loan entrance counseling is required before you can receive your first undergraduate or graduate federal student loan. Learn why.
SAVE Student Loan Plan Timeline Estimates: What To Expect
Student loan borrowers stuck in SAVE face an upcoming deadline in late 2026 to change their repayment plans.
Can You Settle Federal Student Loans for Less? What the Rules Say in 2026
The U.S. Department of Education can settle federal student debt in certain situations that it’s deemed “uncollectable.” Learn more.
Federal Student Loan Interest Rates For 2026-2027
Interest rates on new Federal student loans are set to rise slightly for the 2026 – 2027 school year.
Best Parent Student Loans For College
We break down the best college loans for parents, including parent student loans. Look at your options as well as some alternatives.