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Investing

This illustrative image for "Millionaire's Day" features a human hand, specifically a fair-skinned right hand with fingers extended, carefully placing a gold-colored coin on top of a growing stack of similar coins. To the right, numerous stacks of these metallic coins are arranged in varying heights, creating a visual representation of wealth accumulation and investment growth. The coins appear to be generic currency, emphasizing the concept of saving and investing rather than a specific monetary unit. On the left side of the image, bold, sans-serif text in two lines reads "MILLIONAIRE'S DAY" with "MILLIONAIRE'S" in a golden-yellow hue and "DAY" in black, directly referencing the article's theme of celebrating and achieving millionaire status. The bottom right corner subtly displays "THECOLLEGEINVESTOR.COM," reinforcing the article's source and its focus on financial education, wealth building, and investment strategies. The overall composition highlights the actionable steps discussed in the article, such as paying off debt and reviewing investments like 401K contributions and Roth IRAs, to become a millionaire.
May 20, 2026

How To Become A Millionaire At Any Age (2026 Edition)

We’re celebrating Millionaire’s Day and what better way to do that than by laying out a path on how to become a millionaire.

Expense ratio: why it matters in investing
May 11, 2026

Expense Ratio: Why It Matters In Investing

It’s critical to understand what an expense ratio is and how much you’re paying for your investments. Here’s what you need to know.

What Is An Index Fund?
May 10, 2026

What Is An Index Fund? (And Is It A Good Investment Choice?)

An index fund is an exchange traded fund (ETF) or mutual fund that is designed to mirror the performance of a certain stock market benchmark.

Teen Investment Accounts
May 5, 2026

Best Investment Accounts For Teens In 2026

Compare the best investment accounts for teens in 2026, including Fidelity Youth, Schwab Teen, Acorns Early, Greenlight, and custodial Roth IRAs.

Fidelity
May 1, 2026

Fidelity Youth Account Review: A Brokerage Account For Teens

The Fidelity Youth Account lets teens invest, spend, and learn money skills, with parental oversight and no account fees. Learn more.

Side view shot of a man's hands using smart phone in interior, rear view of business man hands busy using cell phone at office desk, young male student texting on phone sitting at wooden table
April 30, 2026

Teen Brokerage vs. UTMA: Key Differences Explained

Teen brokerage and UGMA/UTMA accounts look alike but differ on ownership, taxes, and FAFSA. Here’s how to pick the right one before funding it.

Filling Roth Conversion Buckets
April 23, 2026

How to Fill Your Tax Brackets With Roth Conversions

Use 2026 tax brackets to size Roth conversions that fill the 12% or 24% band without pushing into higher rates. Three examples for pre-retirees.

Deciding yes, no, or maybe.
April 21, 2026

Roth vs. Traditional IRA 2026: A Decision Tree With The New IRS Limits

Use this 2026 IRA decision tree to choose between Roth or Traditional in six yes/no steps, using the latest IRS contribution limits and income phase-outs.

SEP IRA contribution limits
April 15, 2026

SEP IRA Contribution Limits For 2026

A SEP IRA helps business owners save more for retirement by offering generous contribution limits and tax advantages.

Early Retirement Rules
April 13, 2026

Rule 72(t): How to Access Retirement Funds Before 59½ Without Penalty

Rule 72(t) lets you withdraw from IRAs and 401(k)s before 59½ without the 10% penalty. Learn the three IRS methods and what FIRE planners should know.

Empower Review
April 10, 2026

Empower Personal Finance Review: Pros And Cons

Track your net worth, plan retirement, and invest with Empower. See features, fees, and whether it’s the right financial platform for you.

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