Is Wage Garnishment Ever Cheaper Than Student Loan Repayment?
Wage garnishment rarely beats IBR or RAP on cost. Here’s the math — and the narrow cases where default looks cheaper before fees and credit damage.
Robert’s latest articles
2027 HSA Contribution Limits Rise to $4,500 and $9,000
IRS sets 2027 HSA contribution limits at $4,500 self-only and $9,000 family. See the new HDHP deductibles, out-of-pocket caps, and DPCSA rule.
HSA Contribution Limits And IRS Plan Guidelines
If you have a high-deductible health plan, using an HSA is a way to save & invest. Here are the HSA contribution limits for 2026 and 2027.
How PSLF Buyback Amounts Are Calculated
Learn how PSLF Buyback payments are calculated based on income, family size, and duration of the deferment.
This Week In College And Money News: May 29, 2026
Celebrate 529 Day with bonus offers and our Reddit AMA, plus climbing mortgage delinquencies, the grad loan-cap healthcare fight, and new FAFSA hurdles.
UC Faculty Demand SAT Return For STEM Majors After 30x Spike In Students Below High School Math
Over 600 UC faculty are demanding the SAT return for STEM majors by 2027, citing a 30x jump in students testing below high school math level.
Wage Garnishment On Defaulted Student Loans Restarts This Fall
Federal wage garnishment on defaulted student loans restarts this fall. 5M borrowers face 15% paycheck cuts. Three ways to stop it before it starts.
Student Loan Borrowers Are 3.8x More Likely to Be Behind on Their Mortgage in 2026
A Biden-era rule let borrowers qualify using $0 student loan payments. With SAVE struck down, the bill is coming due — here’s the data and impact
Warren Asks GAO To Probe Whether Education Department Cuts Have Crippled College Oversight
Sen. Elizabeth Warren wants GAO to investigate whether Education Department staffing cuts have weakened oversight of colleges receiving Title IV funds.
Parent PLUS vs. Private Student Loans In 2026
Compare Parent PLUS vs. private loans for college costs. See what works best for your family’s budget and financial future.
How Mandatory College Fees Like SMU’s $8,080 Catch Families Off Guard
Mandatory college student fees can add $2,000 to $8,000 a year to tuition. See average costs, outrageous examples, and how families should plan.