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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Harvard Library Entrance
June 5, 2026

This Week In College And Money News: June 5, 2026

The OBBBA rollout is delaying loans for med and vet students just weeks before July 1, plus Harvard and Ursinus College all cut staff.

CARL app review
June 5, 2026

CARL App Review: Digital Hedge Fund Investing For Accredited Investors

CARL gives accredited investors access to alternative investment funds with a $20,000 minimum and a streamlined online platform.

Borrow From Your Investment Portfolio
June 4, 2026

Pledged Asset Line (PAL): Borrow With A Portfolio Line Of Credit

Here’s how you can use a margin loan to borrow from your investment portfolio as an alternative to a HELOC or other credit.

Financial Aid In Binder
June 4, 2026

Vet and Medical Students Face Loan Disbursement Delays as OBBBA Rollout Stalls Aid

Veterinary and medical students starting summer programs face federal loan disbursement delays as schools rush to implement OBBBA changes.

College student girl among cardboard boxes is using laptop and smiling.
June 3, 2026

Renters Insurance for Off-Campus Students: What It Costs and Why It’s Worth It

Off campus college students have different considerations for renters insurance once they leave the dorms.

An illustrative cartoon image depicting a stylized Robin Hood-like character, wearing a green tunic, hat with a red feather, and brown boots, kneeling on one knee with a bow and arrow aimed towards a pot of gold coins resting on a tree stump. The character, with a friendly expression, has a quiver of arrows on his back. In the background, three small yellow birds fly above evergreen trees and blue clouds, creating a whimsical forest setting. The image visually represents the concept of Robinhood's commission-free trading and investing platform, as discussed in the article "Robinhood Review 2024," symbolizing the idea of taking from the rich (Wall Street firms) and giving to the less fortunate (everyday investors) through accessible financial tools like stocks, ETFs, options, and cryptocurrency trading. The bottom left corner features "THE COLLEGE INVESTOR" logo, connecting the image to the article's source.
June 3, 2026

Robinhood Review: Investing App Pros And Cons

Robinhood is a commission-free brokerage that is app-based, where you can trade stocks, options, and even cryptocurrency.

Photo of FAFSA - free application for federal student aid | Source: The College Investor
June 2, 2026

Real-Time FAFSA Result Launch: What Students And Financial Aid Offices Need To Know

The Department of Education launched real-time FAFSA results on May 31, 2026. Students now get their SAI and Pell eligibility instantly.

Upset young woman opening box, an analogy to the disgust families face in dealing with the college pricing black box. Source: The College Investor
June 2, 2026

College Pricing Black Box: How Colleges Inflate the Cost of a Degree

Colleges advertise one price but charge another. See how aid tactics, fees, and lost credits inflate what families really pay — and how to push back.

A picture of a schoolage boy holding a credit card, representing financial literacy in America. Source: The College Investor
June 1, 2026

Gen Z Got Only 38% Right On A Basic Money Quiz — The Worst Of Any Generation

Most Americans flunked a basic money quiz this year. Adults got just 47% of personal finance questions right — the worst score in a decade. Gen Z scored worst.

sorry we are closed sign hanging outside, representing colleges as risk of closure.
June 1, 2026

Could Your College Close? 5 Warning Signs Every Family Should Watch For

Hampshire and Anna Maria just announced closures. Here are 5 warning signs your college could shut down — and what to do to protect yourself.

College Students Walking On Campus
May 31, 2026

On-Campus Students, Online Classes: What Are They Actually Paying For?

40% of California college classes are now online — even for on-campus students. A look at what tuition and housing dollars are really buying.

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  • UC San Diego, Bachelor of Arts in Political Science
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