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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Education Secretary Linda McMahon speaks during a "Fostering the Future Together Global Coalition Summit," at the State Department, Tuesday, March 24, 2026, in Washington. (AP Photo/Jacquelyn Martin)
March 26, 2026

Education Department Says 10 Million FAFSA Forms Complete

Over 10 million 2026-27 FAFSA forms are complete. Learn about the milestone, new earnings data, and what it means for families.

An illustration depicting a laptop displaying trading charts and graphs on its screen, symbolizing online trading platforms. Surrounding the laptop are various elements representing financial transactions and education: a credit card, stacks of money, and scattered coins. The background is a solid light blue, with prominent red and white text overlaid on the image that reads "PRACTICE ACCOUNTS: WHERE TO LEARN TO TRADE." This visually reinforces the article's focus on paper trading and practice accounts, providing a safe environment to learn to trade stocks, options, and futures with virtual money, familiarize oneself with a broker's trading platform, and develop profitable trading strategies without risking real money.
March 26, 2026

Paper Trading And Practice Accounts: Where To Learn To Trade

With paper trading in practice accounts, you can test drive a trading platform and practice trade strategies without risking any real money.

Exterior view of a grand, historic federal courthouse featuring classical stone architecture, rusticated walls, and an ornate arched entrance flanked by decorative green lantern fixtures. This stately building represents the Ninth Circuit Court of Appeals, the judicial battleground where the Education Department is currently arguing its motion to delay the Sweet v. McMahon borrower defense settlement—a critical legal decision that could impact up to $12 billion in debt relief for defrauded student loan borrowers. Source: The College Investor
March 25, 2026

200,000 Borrowers Await Ninth Circuit Ruling on $12 Billion Student Loan Settlement

The Ninth Circuit heard arguments in the Sweet v. McMahon borrower defense settlement. Here’s what 200,000 borrowers need to know.

A smiling male college professor with a beard and glasses stands confidently with crossed arms in the foreground of a modern university lecture hall. Behind him, several students sit at wooden desks. This image represents the public service professionals—such as educators, non-profit workers, and government employees—who must navigate complex, changing federal repayment rules outlined in the PSLF Strategy Guide to successfully achieve Public Service Loan Forgiveness. Source: The College Investor
March 25, 2026

PSLF Strategy in 2026: New Employer Rule, RAP Plan, and Parent PLUS Changes

The SAVE Plan is dead, a new RAP plan launches July 2026, and Parent PLUS borrowers face a closing window. Here are the four PSLF requirements and what’s changed for each.

Ghost Students And Financial Aid Fraud
March 24, 2026

What Are Ghost Students? Financial Aid Fraud Explained

Ghost students use stolen identities to enroll in college and steal financial aid. Learn how the scam works and what ED is doing about it.

MINNEAPOLIS/USA - July 23: Tate Labratory on the campus of the University of Minnesota. The University of Minnesota is a university in Minneapolis and St. Paul, MN and the 6th largest university in the USA.
March 23, 2026

Why Is College So Expensive? 5 Forces Behind Rising Tuition Costs

College tuition has tripled even after adjusting for inflation, per NCES data. We break down the structural forces (from administrative bloat to state funding cuts) driving the increase.

Education Secretary Linda McMahon speaks during a television interview at the White House, Tuesday, Nov. 19, 2025, in Washington. (AP Photo/Alex Brandon)
March 22, 2026

576,000+ Borrowers Still Stuck in Student Loan Repayment Plan Backlog

Over 576,000 borrowers remain stuck in a student loan repayment plan backlog. New apps process in days, but old ones face months of delays.

Close-up of a bride and groom holding hands, with the groom's hand displaying a simple gold wedding band. The bride is wearing a white dress and long sheer white gloves, while the groom wears a dark blue suit with button details on the cuff. The background is a soft, blurred outdoor setting with trees and sunlight. This image symbolizes the financial partnership of marriage, illustrating how couples can plan for the future together by utilizing tools like a spousal IRA to ensure a non-working spouse can still save for retirement. Source: The College Investor
March 21, 2026

Spousal IRA: How Non-Working Spouses Can Still Save for Retirement

A spousal IRA lets non-working spouses contribute up to for retirement. Learn who qualifies and what’s deductible in 2026.

Education Secretary Linda McMahon testifies during an appropriations hearing on Capitol Hill June 3, 2025. (Francis Chung/POLITICO via AP Images)
March 20, 2026

This Week In College And Money News: March 20, 2026

Colleges face financial strain, policy battles, and shifting enrollment trends this week.

Education Secretary Linda McMahon speaks in the Oval Office of the White House before President Donald Trump signs an executive order regarding childhood cancer and the use of AI, Tuesday, Sept. 30, 2025, in Washington. (AP Photo/Alex Brandon)
March 19, 2026

Treasury Department Takes Over Student Loan Collections From Dept Of Education

The Treasury Department is taking over defaulted student loan collections from the Department of Education. Here’s what borrowers should know and do now.

A smiling young couple sitting closely together on a grey sofa reviews financial documents handed to them by a professional advisor in a navy suit and blue tie. The three individuals are engaged in a positive discussion in a brightly lit, modern office setting with large windows and green plants. This image visualizes the consulting process for long-term financial planning, such as discussing early retirement strategies and setting up a Roth conversion ladder to access retirement funds without penalties. Source: The College Investor
March 19, 2026

Roth Conversion Ladder Explained For FIRE

Learn how the Roth conversion ladder lets early retirees access 401(k) funds penalty-free before 59½. Step-by-step 5-year plan included.

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