• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Navigating Money And Education

  • About
  • Podcasts
  • Social
  • Newsletter
  • Save For College
  • Student Loans
  • Investing
  • Banking
  • Taxes
  • Scholarships
  • Forum
  • Search
Home / News / Covid Learning Loss: Only 1 In 10 Students Fully Recovered In 2026

Covid Learning Loss: Only 1 In 10 Students Fully Recovered In 2026

By Robert Farrington

Published October 29, 2026•5 Min Read

Add on Google
Share
  • Email
  • Facebook
  • X
  • LinkedIn
  • Bluesky
  • Flipboard
  • Pinterest
  • Reddit
0
Many or all of the products featured here may be from our partners who compensate us. This doesn't influence our evaluations or reviews. Our opinions are our own. Investing information is for educational purposes only. Learn more here.Advertiser Disclosure

There are thousands of financial products and services out there, and we believe in helping you understand which is best for you, how it works, and will it actually help you achieve your financial goals. We're proud of our content and guidance, and the information we provide is objective, independent, and free.

But we do have to make money to pay our team and keep this website running! Our partners compensate us. TheCollegeInvestor.com has an advertising relationship with some or all of the offers included on this page, which may impact how, where, and in what order products and services may appear. The College Investor does not include all companies or offers available in the marketplace. And our partners can never pay us to guarantee favorable reviews (or even pay for a review of their product to begin with).

For more information and a complete list of our advertising partners, please check out our full Advertising Disclosure. TheCollegeInvestor.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products and services are presented without warranty.

Empty school classroom with desks and chairs

Key Points

  • Only 10.5% of U.S. students attend a district that has recovered to 2019 math and reading performance, according to CRPE’s 2026 report.
  • Louisiana is the only state with average scores above 2019 levels in both math and reading.
  • Since 2022, top-performing eighth graders gained 3 points in NAEP math while the bottom 10% lost 5.

The Center on Reinventing Public Education (CRPE) at Arizona State University released its fifth annual State of the American Student report in October 2026. Its verdict is blunt: six years after school closures, pandemic recovery has failed for most students.

Only 10.5% of students attend a district that has returned to 2019 performance in both math and reading, and Louisiana is the only state above 2019 levels in both subjects.

The decline started well before Covid, and the pandemic made it worse. CRPE director Robin Lake told The 74 that “things have been getting worse for a long while now.”

The report arrives as the Education Department hands K-12 programs to other agencies, which leaves states to carry most of the recovery work.

Save For Later

Would you like to save this?

We'll email this article to you, so you can come back to it later!

Why It Matters

Lost learning will likely become lost income for these students. Research cited in the CRPE report projects that pandemic learning loss will cut students’ lifetime earnings by 2% in the least affected states. In the hardest-hit states, the projected loss reaches 9%. That hit lands as more teens are already weighing work over college.

The students hit hardest are already leaving K-12. CRPE notes that nearly half of the students whose schooling was disrupted have moved on to college or the workforce, often without a chance to make up lost time.

Colleges have noticed too, and a growing list of schools requires SAT or ACT scores again. That matters because high school grade inflation makes a strong GPA harder to trust.

Where Recovery Stands In 2026

Average scores hide how unevenly recovery has played out. The CRPE data show the strongest students pulling ahead while struggling students fall further behind.

In 2024, 34% of eighth graders scored below Basic in reading, the largest share since NAEP began tracking that measure 32 years ago.

  • The gap between top and bottom students is growing. Since 2022, the top 10% of eighth graders gained 3 points in NAEP math, while the bottom 10% lost 5.
  • Much of the drop predates the pandemic. National achievement began falling in 2013, and pre-pandemic trends alone would have predicted 47% of the post-pandemic decline in eighth-grade math.
  • Attendance hasn’t bounced back anywhere. Chronic absence rose from 15% before the pandemic to 23% in 2024-25, and no state has returned to pre-pandemic attendance.
  • States are drifting apart. After two decades of narrowing, the spread between state NAEP scores in eighth grade has widened since 2019. An average Mississippi eighth grader is nearly two and a half years ahead of an average West Virginia eighth grader on demographically adjusted math scores.
  • Younger students show some progress. Fourth-grade math variation between states returned to 2019 levels in 2024, and NWEA researchers say reading recovery has begun in grades K-8.
  • Public confidence has collapsed. Gallup found 51% of adults satisfied with public education in 2019, compared with 32% in 2026.
Pandemic Learning Recovery In 2026
MeasureFinding
Students In Fully Recovered Districts10.5% (math and reading back to 2019 levels)
States Above 2019 In Math And Reading1 (Louisiana)
Top 10% Of 8th Graders: Math Change Since 2022+3 NAEP points
Bottom 10% Of 8th Graders: Math Change Since 2022-5 NAEP points
Chronically Absent Students15% before the pandemic, 23% in 2024-25
States Back To Pre-Pandemic Attendance0
Projected Lifetime Earnings Loss2% to 9%, depending on state
Adults Satisfied With Public Education51% in 2019, 32% in 2026
Source: CRPE, The State of the American Student 2026. The College Investor.

How States Are Responding

Most states lack a clear plan. CRPE found only 13 states with a specific statewide goal for student learning, while 11 states have published no goal at all. That matters more now that the Trump administration wants to return education authority to the states.

Math is the weak spot nearly everywhere. Some 43 states have passed Science of Reading laws, but only 18 have passed a math law. CRPE also found that 37 states aren’t fully implementing any of ExcelinEd’s 11 recommended math policies.

That leaves a weak base for students headed to college or paying for trade school in technical fields.

How This Connects

Families don’t have to wait for their state to act. Since July 2025, 529 plans can pay for K-12 tutoring, testing fees, and curriculum, and the annual K-12 limit rose to $20,000 starting in 2026. And starting next year, 30 states have already opted into the new Education Freedom Tax Credit to provide more school choice.

Parents can start with their own child’s data. Ask the school for state test results and benchmark scores such as NWEA MAP, since a report card grade alone may not reveal a gap. Families who decide to pay for outside help can use 529 funds for private K-12 costs up to that annual limit.

A Coverdell education savings account can also cover K-12 costs, though its $2,000 annual contribution cap limits how far it stretches.

For teens leaning toward a trade instead, the new Workforce Pell Grant now covers short job-training programs that can lead to a paycheck faster.

What’s Next

CRPE plans a spring 2027 report that will score specific state policies against research on effective improvement strategies.

The federal school choice credit also begins in 2027, as the Education Department keeps shrinking and states absorb more of its work. Watch whether any state beyond Louisiana posts full recovery on the next round of NAEP results.

Editor: Colin Graves

Student Loan Watchdog

Get the latest financial news and actionable insights.


How it works:

  1. 1
    Enter your email and subscribe.
  2. 2
    Get the latest personal finance and education news delivered every week.
  3. 3
    Take control of your finances with real insights.
  4. 4
    We won't spam you, ever!
Robert Farrington
Robert Farrington

Robert Farrington is the founder of The College Investor and is widely recognized as one of the nation’s leading voices on student loan debt and saving for college. He holds an MBA from UC San Diego Rady School of Management and has spent over 15 years researching, writing, and advising on student loans, 529 plans, financial aid programs, and saving and investing for young professionals.

Robert has been featured in the The New York Times, The Wall Street Journal, The Washington Post, NBC News, and Forbes, where he has been a regular personal finance contributor for over a decade. His work combines both professional expertise and personal experience – he successfully navigated his own student loan repayment journey and has helped thousands of readers do the same.

He is committed to making the intersection of personal finance and education transparent and accessible. You can learn more about Robert on the About Page or on his personal site RobertFarrington.com.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.
Subscribe
Notify of
0 Comments
Oldest
Newest Most Voted

Primary Sidebar


Student Loan Watchdog

Get The Latest Money And Education News

Subscribe to our weekly newsletter to get actionable insights straight in your inbox.

Add The College Investor as a Preferred Source on Google
As Featured In

Social Media

Popular Posts

wait to repay your student loans

For-Profit College Student Loan Forgiveness List

Student Loan Forgiveness Programs

Student Loan Forgiveness Programs In 2026: Every Way To Qualify

529 Plan By Age

How Much Should You Have In A 529 Plan By Age

SAI Chart EFC Chart

2027 – 2028 Student Aid Index (SAI) Chart And Calculator

Net Worth of Millennials

Average Net Worth Of Millennials By Age (2026 Update)

A dynamic infographic illustration titled "The College Investor: Best Side Hustles" features a stylized figure of a man in a black shirt on the lower center, gesturing with an open hand towards a list of icons on a light blue panel on the right. The background is a mix of white and light blue, adorned with scattered light blue polka dots and minimalist black line art shapes like plus signs and triangles. The man's gesture highlights three black icons arranged vertically: a funnel, a camera, and a chef's hat, each accompanied by five blue stars, suggesting high ratings for these side hustle categories. This visual aims to help readers identify worthwhile side hustles with high earning potential, good scheduling flexibility, and growth opportunities, tying into the article's focus on effective ways to earn extra money to achieve financial goals like paying off student loans or saving for retirement.

20 Best Side Hustles of 2026: Ranked by Earnings, Flexibility, and Growth

Photograph of the historic Vassar College, a private, coeducational, liberal arts college in the town of Poughkeepsie, New York. Founded in 1861 by Matthew Vassar

30 Most Expensive Colleges in 2026: Tuition Tops $72,000 at Every School on the List

A man with blonde hair, dressed in a white collared shirt, sits relaxed on a wooden bench with his hands clasped behind his head, gazing out over a calm body of water at sunset. A silver laptop is visible next to him on the bench, suggesting he has just finished working or is taking a break while his investments generate passive income. The warm, soft light of the setting sun creates a tranquil atmosphere, emphasizing the freedom and peace of mind associated with achieving financial independence through passive income streams. This image perfectly illustrates the article's core message about earning money without continuous active effort, highlighting the desired outcome of strategic monetary or time investments.

30 Passive Income Ideas To Build Wealth In 2026

IRS Refund Schedule

IRS Tax Refund Calendar And Schedule 2026 (Updated)

Side Hustle Ideas

54 Side Hustle Ideas To Make Money Fast

Ultimate Guides

How To Fill Out The FAFSA | Source: The College Investor

How To Fill Out The FAFSA: 2027-28 Step-By-Step Guide

Student Loan Forgiveness

The Full List Of Student Loan Forgiveness Programs By State

Using a 529 Plan For yourself

529 Plans: The Ultimate Guide To College Savings Plans

Student Loans and Financial Aid By State

Student Loan And Financial Aid Programs By State

Student Loan Advice

The Definitive Guide To Student Loan Debt

Latest Research

MINNEAPOLIS/USA - July 23: Tate Labratory on the campus of the University of Minnesota. The University of Minnesota is a university in Minneapolis and St. Paul, MN and the 6th largest university in the USA.

Why Is College So Expensive? 5 Forces Behind Rising Tuition Costs

EVANSTON, IL,USA - JUNE 20, 2021 - Entrance sign and gardens to Northwestern University.

Are Expensive Colleges Worth It? New Data on Price, Selectivity, and Graduation Rates

Profile views of a young woman and a young man facing each other, set against a grey background adorned with hand-drawn lightbulbs. A single bright yellow lightbulb glows centrally between them, symbolizing the realization or "bright idea" regarding the shifting gender dynamics in higher education. This visual metaphor accompanies an analysis of the growing gender gap in college degree attainment, where women now outpace men in earning Associate's, Bachelor's, Master's, and Doctoral degrees. Source: The College Investor

Gender Gap in College Degrees: 50 Years of Data Explained

Institutional Merit Grants

Who Gets Merit Based Scholarships At Private Colleges?

This image depicts a stylized graphic representing college education and its perceived value, set against a dynamic background of gold and black shapes. A prominent white circular icon in the center showcases a black graduation cap with a tassel, positioned above a rolled-up diploma tied with a ribbon, symbolizing academic achievement and a college degree. To the left, the top of a person's head and shoulders are visible, suggesting a student or individual considering their educational path. The background features various abstract shapes, including long, rounded rectangles in black and gold, smaller white dots, and thin diagonal lines, creating a sense of movement and modern relevance. This visual reinforces the article's theme about Americans weighing in on college costs, education policy, and the worth of a college degree in 2025, particularly given that public sentiment on college value is currently low.

New Poll Reveals How Americans Feel About College

Footer

Who We Are

The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.

Connect

  • Social
  • Contact
  • Newsletter
  • Advertise
  • Press & Media
  • Helpful Calculators

About

  • About
  • In The News
  • Research
  • Editorial Guidelines
  • How We Make Money
  • Archives

Social

Copyright © 2026 · The College Investor® · 2514 Jamacha Rd, Ste 502, El Cajon, CA 92019

Privacy Policy ·Terms of Service · Do Not Sell or Share My Personal Information

wpDiscuz