The Full List Of Student Loan Lenders
There are a lot of student loan lenders and refinancing companies, and it can be hard to know what the differences are at each place.
We try to maintain the most up to date reviews and comparisons of all the student loan companies currently out there. If you just want the best, check out our list of the 10 Best Places To Refinance Your Student Loans.
If you simply want an easy comparison tool, we recommend Credible. Credible allows users to simply input their information once - and Credible does all the work comparing different student loan lender to find the best rates, fees, and terms for borrowers.
If you're looking to refinance your student loan debt, check out Credible today. You can get a 95% accurate prequalified rate and term for your student loan within 2 minutes, without a hard credit check. Check out our Credible Review here for more details.
As a bonus for College Investor readers, you can get up to $1,000 gift card when you refinance with Credible!
When comparing student loan lenders, it's always important to know all the facts. That's why we have one of the most comprehensive databases of student loan refinancing lenders for you to review. When checking out the tool, make sure you look at all our lender reviews as well.
The Full List Of Student Loan Lenders
Check out our reviews of the top student loan refinancing lenders and learn where you can find the best rates and terms to refinance your student loan debt. We are adding new lenders to the list as we find them!
Note: The student loan offers that appear on this site are from companies from which The College Investor receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The College Investor does not include all student loan companies or all student loan offers available in the marketplace (although we are trying).
Make sure you also check out our list of the Best Student Loan Bonus Offers!
Brazos
Brazos offers student loan refinancing and private student loans for the residents of Texas. Their rates and fees are highly competitive, but they only service residents of Texas. They have no origination or prepayment fees, and borrowers can get a loan up to $150,000.
Check out our full Brazos review here.
Get up to a $1,000 gift card bonus when you refinance with Brazos through Credible.
College Ave
College Ave offers some unique student loan products and viable refinancing option. The company is a solid lender to who just recently started offering both fixed rate and variable rate student loans. They also allow some interesting repayment options, such as an interest-only payment, a deferred payment, and a fixed rate payment.
Check out our full College Ave review here.
Get up to a $1,000 gift card bonus when you refinance with College Ave through Credible.
Citizens Bank
Citizens Bank offers a variety of student loan options - from private loans to student loan refinancing. Being a bank, they offer very competitive rates and terms for their student loans. They have some of the highest loan amounts available to borrowers. They also offer a cosigner release program for their borrowers.
Check out our full Citizens Bank student loans review here.
Get up to a $1,000 gift card bonus when you refinance with Citizens Bank through Credible.
Commonbond
CommonBond is one of the first student loan refinancing companies. They are a no-fee lender that offers both fixed and variable rate loans. CommonBond also offers a unique unemployment protection program where loan payments are paused and it helps eligible graduates find new jobs - ever hiring them for short-term consulting projects.
Check out our Commonbond review here.
Discover
Discover is typically thought of as a credit card company, but they offer a wide variety of student loans. In fact, the probably offer the biggest range of private student loan programs of any lender on this list - from undergraduate to graduate, law school to consolidation loans. They have no application or origination fees, and their rates are highly competitive.
Check out our full Discover student loans review here.
Get up to a $1,000 gift card bonus when you refinance with Discover through Credible.
Earnest
Earnest is one of the most flexible student loan refinancing companies - they offer the ability to pick any monthly payment and term between 5 to 20 years – saving you more than standard rates and terms. Earnest has no set income requirements for borrowers. They are also fee-free, and offer unemployment protection to pause your monthly payments if you lose your job.
Check out our full Earnest review here.
EDvestinU
EDvestinU is a New Hampshire based lender that provides low cost loans to everyone, but especially beneficial to in-state residents. They offer both private and student loan refinancing loans. Their rates and fees are very competitive, and they have an aggregate loan maximum of $200,000.
Check out our full EdvestinU review here.
Get up to a $1,000 gift card bonus when you refinance with EDvestinU through Credible.
ELFI
Education Loan Finance (or ELFI) is one of the original student loan lenders that most people have never heard of! They have very competitive rates, a great bonus program unique to College Investor readers, and more. The ELFI loan minimum is $15,000 for refinancers, with the maximum being your outstanding loan balance. This can be a huge win for borrowers with high student loan debt, especially doctors.
Check out our full ELFI review here.
Get up to a $775 bonus when you refinance with ELFI.
First Republic Bank
First Republic Bank is another major bank on this list. One of the interesting things about First Republic is they offer student loan refinancing as a personal line of credit. As such, they offer highly competitive rates to try and get you to become a client of their bank. Regardless, you should consider them if you have excellent credit, they have some of the lowest rates available.
Check out our full First Republic Bank review here.
Get a $300 bonus when you get a personal line of credit at First Republic.
First Republic Bank is another major bank on this list. One of the interesting things about First Republic is they offer student loan refinancing as a personal line of credit. As such, they offer highly competitive rates to try and get you to become a client of their bank. Regardless, you should consider them if you have excellent credit, they have some of the lowest rates available.
Check out our full First Republic Bank review here.
Get a $300 bonus when you get a personal line of credit at First Republic.
iHelp
iHelp offers two different avenues for their student loans. One type serves the currently enrolled or soon to be enrolled student, while the other type is for graduates who are looking to consolidate as much of their unwieldy student debt as they can. The application process to begin your search for a loan can be performed at any local branch of any of their participating institutions or online.
Check out our iHelp Review here.
Get up to a $1,000 gift card bonus when you refinance with iHelp through Credible.
Laurel Road
Laurel Road, formally DRB Student Loans, is an established student loan lender with a new name. Laurel Road is best suited for medical and dental graduates, however they have loan options for any borrower. What we like about them is that they are one of the few lenders that will refinance more than $300,000 in student loans.
Check out our Laurel Road Review here.
Get up to a $200 bonus when you refinance with Laurel Road.
LendKey
LendKey is another student loan marketplace lending tool similar to our comparison tool above. However, they partner with many smaller community banks and credit unions to offer student loan refinancing. LendKey offers loans between $5,000 and $300,000, depending on the degree earned by the loan holder. For example, the lowest amount is for undergraduate degrees, which caps at $125,000.
Check out our LendKey Review here.
Get up to a $750 bonus when you refinance with LendKey.
MEFA
MEFA is the Massachusetts Educational Financing Authority. They offer reasonable rates and terms for both graduate and undergraduate loans. They also offer more flexible repayment plans than many lenders.
Check out our MEFA student loan review here.
Get up to a $1,000 gift card bonus when you refinance with MEFA through Credible.
PenFed by Purefy
PenFed is a credit union that has recently pushed into student loan refinancing. If you're in the military or a veteran, or work for the government, PenFed might be a good choice for getting your student loans. They have very low rates, and they are one of the few lenders that will deal with spousal consolidation.
Check out our PenFed student loan review here.
Get up to a $1,000 gift card bonus when you refinance with PenFed through Credible.
PNC Bank
PNC Bank is another traditional bank that is starting to offer student loans to qualifying borrowers. However, unlike some banks, they offer a full range of both private student loans and student loan refinancing.
For their private loans, they also offer loans for both undergraduates and graduates. Their student loan refinancing offers competitive rates and terms.
Check out our PNC Bank student loan review here.
Raise
Raise is a private student loan lender that offers a variety of loan options to help you pay for college. Raise is a middle of the pack student loan lender, with nothing revolutionary or compelling, but they do have solid rates and fees.
Check out our Raise student loan review here.
RISLA
RISLA stands for the Rhode Island Student Loan Authority, and offers loans to Rhode Island students both in and out of state. RISLA's loans are credit based, and they have lots of options to not have a cosigner or release a cosigner. RISLA also excels at customer service.
Check out our RISLA student loan review here.
Get up to a $1,000 gift card bonus when you refinance with RISLA through Credible.
Sallie Mae
Sallie Mae is probably the most well known student loan lender out there. What most people hear though is only the controversy, but Sallie Mae is also one of the most generous student loan lenders out there.
Since they are also one of the largest, they are able to offer a huge variety of loan types, purposes, rates, and repayment plans.
Check out our Sallie Mae student loan review here.
Splash
Splash Financial is a relative newcomer on this list, but they are doing great things with medical school student loan refinancing. Splash Financial offers student loans with no original fees, and unique repayment plans. They offer loans starting at $5,000 with no maximum. That no maximum limit is great for doctors or other healthcare professionals that could have high loan balances.
Check out our Splash student loan review here.
Get up to a $500 bonus when you refinance with Splash.
SoFi
SoFi is one of the largest student loan refinancing companies right now, offering an online student loan refinancing service that is top notch. They are famous for their services that they offer borrowers in case of job loss, and other perks of being a lender. To get the best rates, you have to have excellent credit or you'll have to have a cosigner for your loan. SoFi does have a cosigner release program.
Check out our SoFi student loan review here.
SunTrust
SunTrust Bank is another traditional bank that has been getting into student loans. As a bank, they are able to offer very competitive interest rates on their loans, and the don't charge any fees.
However, they only offer private student loans and are pretty strict - so most borrowers will need a cosigner to qualify.
Check out our SunTrust student loan review here.
Wells Fargo
Wells Fargo is one of the biggest banks, and they offer private student loans for undergraduate and graduate students. Their rates vary daily, but they are very transparent and publish them online. Wells Fargo also has preferred schools, which offer lower rates, so be sure to ask. They also have some of the highest loan limits available. The biggest drawback is customer service, so if you can ignore that, this is a good choice.
Check out our Wells Fargo student loan review here.
U-Fi
U-Fi Student Loans is a private student loan lender affiliated with NelNet, a government loan servicing contractor. U-Fi provides pretty standard student loan refinancing options for both undergraduate and graduate students. They offer pretty easy to meet criteria for refinancing, which makes them a decent student loan lender.
Check out our U-Fi student loan review here.
Get up to a $1,000 gift card bonus when you refinance with U-Fi through Credible.
