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Student Loans

Grad school
November 25, 2025

Best Graduate School Student Loans And Rates

We break down the best ways to pay and the best student loans for graduate school – so you can know what your options are to make it affordable.

Administration building at the University of Tennessee in Knoxville, Tennessee.
November 25, 2025

Borrower Defense Claims Expand Beyond For-Profits

New data shows 22% of loan discharge claims involve nonprofit or public colleges, not just for-profit schools. Here’s what the borrower defense data shows.

College application checklist
November 23, 2025

PSLF Checklist: What Student Loan Borrowers Must Do

PSLF can wipe out student debt, but only if you follow every rule. Here’s how to avoid the most common mistakes borrowers make.

An abstract financial illustration features a prominent black bank icon with classical columns, positioned centrally on a mustard-yellow and white background. A white speech bubble containing a question mark floats above the bank, symbolizing the complex questions families face regarding college financing. To the left, a white dollar sign inside a rounded white square hovers over a black graduation cap, representing student loan options and costs. The background is adorned with various geometric patterns, including black and white dots, thin black lines, a hollow circle, and a triangle, adding to the dynamic and modern feel of the image. This visual metaphor highlights the challenges and choices involved in navigating the seven different types of student loans and financing alternatives available for college and graduate school, as discussed in the article. Source: The College Investor
November 22, 2025

7 Types Of Student Loans And Alternatives

Federal loans, private loans, HELOCs and more: make sure you understand the types of student loans before borrowing for school.

A bright red envelope, centrally positioned against a white and dark gray background, signifies a past due notice for student loans. The envelope is open, revealing a white document with a dollar sign icon and the words "PAST DUE" prominently displayed in white capital letters. To the right, a stack of four books with red covers and white pages symbolizes education, contrasting with the negative implications of the past due notice. Various abstract shapes and lines in black and red, including dashed lines, triangles, and dots, are scattered across the background, adding a modern, graphic design element. The lower left corner shows "COLLEGE INVESTOR" in black sans-serif font, clearly branding the image within the context of student loan discussions. This visual emphasizes the severe consequences of strategic default on federal student loans, reinforcing the article's warning against intentional non-payment and highlighting the financial penalties and collection actions taken by the federal government. Source: The College Investor
November 20, 2025

Strategic Default On Student Loans: It Always Backfires

When a borrower defaults on federal student loans, the only one hurt is the borrower, Here’s what you need to know about strategic default for student loans.

This image features the prominent gray logo and wordmark "Abbott" on the clean, white facade of an Abbott Laboratories building, signifying the company's corporate identity. Below the logo, a striking tree with vibrant red and orange autumn foliage adds a natural contrast against the modern architecture and the clear, bright blue sky above. The building's windows reflect the sky and surrounding environment, adding depth to the scene. This visual serves to contextualize Abbott Laboratories as one of the major U.S. employers offering retirement plan matches tied to student loan payments, a key point discussed in the accompanying article about the SECURE 2.0 provision. Source: The College Investor
November 18, 2025

Which Companies Offer Student Loan 401(k) Matches

More companies now match 401(k) contributions based on student loan payments. Here’s a list of major employers that offer the beneit.

A stylized graphic depicts a stack of books with red covers and white pages, symbolizing education, topped by a black graduation cap or mortarboard, representing academic achievement. To the lower right, a prominent red circle with a white dollar sign inside highlights the financial aspect of student loans. The background features various abstract geometric shapes and patterns in red, black, and white, creating a modern and clean design that supports the article's focus on the challenges and burdens of student loan debt in retirement for older Americans. This visual emphasizes the intersection of education, finance, and the persistent issue of student loan debt. Source: The College Investor
November 18, 2025

How To Handle Student Loan Debt In Retirement

Around 9 million over the age of 50 are still paying off federal student loans. What are the challenges of retiring with student loans?

An infographic titled "THE COLLEGE INVESTOR" illustrates the average student loan debt by state across the United States. The image features an outline map of the continental US in a light yellow outline on a white background. Stacked columns of gold coins, each with a dollar sign, are placed on various states, visually representing the varying average student loan debt balances. Some columns are taller than others, indicating higher debt in certain regions, aligning with the article's discussion of states like Washington D.C. and Maryland having the highest average student loan debt, and North Dakota the lowest. The visual helps convey the significant differences in debt loads from state to state, a key point within the article's "Student Loans By State Fast Facts" section.
November 16, 2025

Average Student Loan Debt By State In 2025

We break down the average student loan debt for each state. Find out what student debt loads look like for your state and see how you compare.

A graphic on a blue background illustrates the concept of managing average student loan monthly payments. A white calendar with a red circle highlighting a specific date in the middle signifies the recurring nature of monthly payments. Surrounding the calendar are various financial elements: several gold coins with dollar signs, representing money and debt, and scattered banknotes, including two showing the number "100," further emphasizing financial transactions. In the background, faded white line art icons depict common student life and financial elements such as a globe, an envelope, a lightbulb, pencils, speech bubbles, and gears, alluding to education, communication, planning, and the complexities of student loan debt. The text "THE COLLEGE INVESTOR" is prominently displayed in white in the bottom left corner, reinforcing the article's source and focus on financial guidance for college students and borrowers. Source: The College Investor
November 16, 2025

What Is The Average Monthly Student Loan Payment?

The average monthly student loan payment in the US is $503. See what the average borrower can expect to pay on each type of repayment plan.

A cheerful group of diverse cartoon graduates, some with light brown skin, some with fair skin, and some with darker skin, are depicted in two rows against a solid light blue background, symbolizing the completion of higher education. Each graduate wears a traditional black cap and gown, with various hair colors and styles peeking out from beneath their caps, indicating different ages and backgrounds. This image visually represents the millions of Americans who have earned a bachelor's degree and often carry student loan debt, directly correlating with the article's focus on "Average Student Loan Debt" and how these amounts compare by graduating class. The bottom left corner prominently displays "THE COLLEGE INVESTOR" logo, reinforcing the financial literacy and investment context of the accompanying article. Source: The College Investor
November 16, 2025

Average Student Loan Debt By Year (Graduating Class)

We break down the average student loan debt by year for each graduating class and highlight the trend of growing student loan debt.

Student Loan Repayment Restart
November 8, 2025

What Is A Direct Student Loan? Pros And Cons

Direct Loans, or Direct Student Loans, are a particular type of student loan issued by the government. Learn about them right here!

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Paying For College

  • Best Student Loans And Rates
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  • Best No-Cosigner Private Student Loans Of 2026
  • How To Get A Student Loan With Bad Credit Or No Credit

Navigating Repayment

  • Best Student Loan Repayment Plans (Updated For OBBBA)
  • 5 Legal Ways To Lower Your Student Loan Payment
  • Can You Use A 529 Plan To Pay Student Loans?
  • Student Loan Repayment Assistance: Employers Offering SLRA

Student Loan Forgiveness

  • How To Get Student Loan Forgiveness [Full Program List]
  • Student Loan Forgiveness Programs By State
  • Public Service Loan Forgiveness
  • For-Profit College Student Loan Forgiveness List
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  • Trade School Loan Forgiveness Programs

Student Loan Refinance

  • Best Student Loan Refinance Companies
  • Best Student Loan Refinancing Bonuses And Promotional Offers
  • Lenders That Offer Student Loan Refinancing Without A Degree
  • How To Refinance An International Student Loan
  • Best Medical School Student Loan Refinance Lenders

More On Student Loans

  • Student Loan Debt Statistics
  • Top Student Loan Scams (2026): Spot & Avoid Red Flags
  • Does The Government Profit Off Of Student Loans?
  • What Should You Do With Your Old FFELP Loans?
  • How To Get A Refund Of Your Federal Student Loan Payments

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