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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Interior of a college lecture hall
July 28, 2026

You Insure the Phone, the Car, and the Spring Break Trip. Why Not the $30,000 Tuition Bill?

Families pay for insurance for cars and vacations, but tuition insurance may be the most valuable thing to insure.

Welch Courtney Student Loan Interest Elimination Act Press Conference
July 27, 2026

Student Loan Interest Elimination Act Gets Second Push as Defaults Hit $233 Billion

Welch and Courtney are pushing Congress again to pass the Student Loan Interest Elimination Act, which would set all federal student loan interest to 0%.

An abstract financial illustration features a prominent black bank icon with classical columns, positioned centrally on a mustard-yellow and white background. A white speech bubble containing a question mark floats above the bank, symbolizing the complex questions families face regarding college financing. To the left, a white dollar sign inside a rounded white square hovers over a black graduation cap, representing student loan options and costs. The background is adorned with various geometric patterns, including black and white dots, thin black lines, a hollow circle, and a triangle, adding to the dynamic and modern feel of the image. This visual metaphor highlights the challenges and choices involved in navigating the seven different types of student loans and financing alternatives available for college and graduate school, as discussed in the article. Source: The College Investor
July 27, 2026

7 Types Of Student Loans And Alternatives

Federal loans, private loans, HELOCs and more: make sure you understand the types of student loans before borrowing for school.

SoFi logo sign on headquarters facade. Social Finance is an online personal finance company - San Francisco, California
July 26, 2026

SoFi’s SEC Filing Says Its Private Student Loans Can Be Discharged in Bankruptcy

SoFi’s 2026 SEC filing says its private student loans “may be discharged in bankruptcy in certain situations”, cutting against a costly borrower myth.

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
July 25, 2026

Department of Education Tells IDR Applicants To Reapply After Payment Error

The Department of Education is emailing IDR applicants that an error produced incorrect payment amounts and they must reapply. Here’s how to check your status.

Betting on loan forgiveness with an image of casino roulette. Source: The College Investor
July 24, 2026

Waiting On Biden’s Student Loan Forgiveness Cost Borrowers Up To 43%, NBER Finds

New NBER research finds borrowers who expected student loan forgiveness or pause extensions paid less, spent more, and are now far more likely to be delinquent.

Congress on Capitol Hill
July 23, 2026

House Education Committee Advances Bill Defining Sex As Biological Under Title IX

The House education committee advanced H.R. 8781 to define sex as biological under Title IX. Here’s what it means for K-12 schools and colleges.

A group of students seated at graduation, highlighting concerns about over educated, under employed.
July 23, 2026

New Data Reveals A Growing Class Of Americans: Educated But Not Wealthy

41.5% of recent college graduates are underemployed, per NY Fed data. Here’s why more education isn’t automatically producing more wealth.

Marital Status | Source: The College Investor
July 23, 2026

Married with Student Loan Debt: What Each Spouse Needs to Know

Here is what each spouse needs to know about being married with student loan debt, and how it can help or hurt your marriage emotionally.

UNITED STATES - JULY 16: Rep. Bobby Scott, D-Va., listens during the House Budget Committee’s markup hearing of the “Concurrent Resolution on the Budget for Fiscal Year 2027” in the Cannon House Office Building on Thursday, July 16, 2026. (Bill Clark/CQ Roll Call/Sipa USA)
July 22, 2026

House Democrats Demand Education Department Reverse Civil Rights And Special Ed Transfers

More than 80 House Democrats demand Education Secretary Linda McMahon reverse plans moving civil rights enforcement to DOJ and special education to HHS.

Oklahoma Roadsign
July 22, 2026

Oklahoma Gave Babies $1,000 In 529 Plans: New Data Shows They’re Using It For College

Oklahoma newborns given $1,000 in 529 accounts in 2007 sent $349,550 to 70 schools in year one. New SEED OK data shows use didn’t vary by race or income.

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