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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Mailbox Money
August 24, 2026

The Best Ways To Earn Mailbox Money (Passive Income)

Mailbox money is the idea of having passive income arrive in your mailbox every month with little work, and was popularized by Nipsey Hussle.

August 22, 2026

Colleges And Unions Sue To Block The New Four-Year Cap On Student Visas

Colleges, NAFSA and four unions sued DHS to block a Sept. 15 rule capping F-1 student visas at four years and ending duration of status.

July 10, 2026, Washington, District Of Columbia, United States: U.S. Secretary of Education LINDA McMAHON greets visitors during the final day of the Great American State Fair on the National Mall in Washington, D.C. (Credit Image: © Matt Kaminsky/ZUMA Press Wire)
August 21, 2026

PSLF Payment Counts Drop as Education Department Corrects IDR Adjustment Errors

PSLF payment counts are dropping for thousands of borrowers. Here’s what the Education Department changed, why, and how to check your own count.

August 21, 2026

8,000 Professor Accounts Hacked: What Every .edu Email Holder Should Do

DOJ charged 17 Iranians with hacking 144 U.S. universities and stealing 31.5 terabytes of research. What professors and students should do about it.

Education Secretary Linda McMahon speaks during a television interview at the White House, Tuesday, Nov. 19, 2025, in Washington. (AP Photo/Alex Brandon)
August 20, 2026

Education Department Moves To Break Up Accreditor Power With New Proposed Rule

The Education Department’s accreditation NPRM would end geographic scope, drop the two-year rule, and cut trade group influence. Comments close in 30 days.

President Donald Trump speaks to reporters before signing an executive order in the Oval Office of the White House in Washington, Monday, March 31, 2025. (Pool via AP)
August 20, 2026

Trump May Forgive Upwards Of $170B In Student Loan Debt

The Trump administration could oversee $170B in student loan forgiveness through PSLF, IDR, and borrower defense programs.

August 19, 2026

Federal Guidance Bans Race-Based School Discipline: What Families Should Know Now

The Education Department’s August 18 Dear Colleague Letter bars race in school discipline. What changes for parents — and what the headlines get wrong.

New Department of Education Building Washington DC. Photo Credit: Robert Farrington
August 18, 2026

The Final SAVE Plan Lawsuit Is Fully Briefed — Here’s When Borrowers Could Get An Answer

The Education Department filed its final brief to dismiss the Havens REPAYE lawsuit and corrected false $0 income data. What SAVE borrowers should expect.

August 18, 2026

Sanders Bill Would Ban Social Security Garnishment For Defaulted Student Loans

Bernie Sanders’ Stop Social Security Garnishment Act would ban seizing Social Security checks to collect defaulted student loans. What the bill does.

Sep 13, 2025; Philadelphia, Pennsylvania, USA; The Temple Owls line up inside their own endzone against the Oklahoma Sooners in the first half at Lincoln Financial Field. Mandatory Credit: Kyle Ross-Imagn Images
August 18, 2026

NIL Money And Taxes: What College Athletes Owe The IRS, The FAFSA, And Their Agent

NIL money comes with no tax withheld, a 15.3% self-employment tax bill, and a FAFSA hit two years later. Here’s how college athletes should handle it.

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
August 17, 2026

ED Changes Grad PLUS Rule: Credit Hours Now Decide Who Keeps Uncapped Student Loans

The Education Department now calculates Grad PLUS grandfathering by credit hours, not time enrolled — changing who keeps uncapped loans and who gets denied.

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  • UC San Diego, Bachelor of Arts in Political Science
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