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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Duke University Chapel
August 12, 2026

Judge Rules Early Decision Antitrust Lawsuit Against 32 Colleges Can Proceed

A federal judge ruled 32 elite colleges must face an antitrust lawsuit alleging early decision agreements inflated tuition and cut financial aid.

what is an after-tax 401k
August 12, 2026

401k Contribution And Income Limits (Annual Guide)

401(k) limits increase each year. If you want to max out your retirement account, check out the 2026 401(k) contribution limits.

A close-up, slightly upward-angled shot of the Internal Revenue Service (IRS) federal building's entrance in Washington D.C., USA, emphasizing its prominent stone facade and the bold, black carved letters spelling "INTERNAL REVENUE SERVICE" above the doorway. The classic, ornate architectural details, including decorative dark rosettes flanking the text and intricately carved stone trim, are clearly visible. The image conveys a sense of official authority and directly relates to the article discussing the IRS's annual inflation adjustments for retirement accounts, specifically the raised 2026 contribution limits for 401(k) and IRA plans, as detailed in Notice 2025-67.
August 12, 2026

Treasury And IRS Detail $1,000 Saver’s Match Coming To Retirement Accounts In 2027

Treasury and the IRS outlined rules for the Saver’s Match, a $1,000 federal retirement match starting in 2027 that replaces the Saver’s Credit.

Federal reserve building, Washington DC. USA.
August 11, 2026

Fewer Borrowers Are Falling Seriously Behind On Student Loans, Federal Reserve Data Shows

Student loan balances fell $7 billion to $1.65 trillion in Q2 2026, per the New York Fed, and new serious delinquencies dropped sharply from 2025.

Parent PLUS loan Parent and Student
August 11, 2026

New House Bill Would Let Parents Transfer Parent PLUS Loans To Their Kids

House Democrats’ H.R. 9272 would let parents transfer Parent PLUS loans to adult children who can repay, releasing parents from the debt.

University College Campus
August 11, 2026

50% Of Parents Now Use 529 Plans, But 71% Still Expect To Borrow For College

CSF’s 20th annual survey finds 93% of parents will help fund college, 50% use 529 plans, and 71% still expect debt. See the key savings numbers here.

quarter system vs semester system
August 10, 2026

Student Loans For Quarter System Schools

Quarter-system college split your aid three ways instead of two. Here’s how federal and private student loans are disbursed, and where families get caught short.

The U.S. Department of Education headquarters as U.S. President Donald Trump's administration is taking steps to dismantle the department, in Washington, D.C., U.S., November 20, 2025. REUTERS/Jonathan Ernst
August 10, 2026

Department Of Education Releases Rules For Cutting Part-Time Students’ Loan Limits

The Department of Education released a 24-question FAQ on how colleges must cut federal student loan limits for part-time students starting July 1, 2026.

Sep 13, 2025; Philadelphia, Pennsylvania, USA; The Temple Owls line up inside their own endzone against the Oklahoma Sooners in the first half at Lincoln Financial Field. Mandatory Credit: Kyle Ross-Imagn Images
August 9, 2026

GAO: 94% Of College Sports Programs Lose Money — And Students Help Cover The Gap

A new GAO report finds 94% of Division I athletics programs spend more than they earn, with colleges covering gaps using tuition and student fees.

Jackson State University located in Jackson, MS is a historically black college (HBCU). Source: The College Investor
August 9, 2026

HBCU and MSI Student Loan Options for 2026

HBCU and MSI student loan options in 2026, including the Student Freedom Initiative, Parent PLUS, and federal Direct Loans — plus the right order to borrow.

This abstract graphic visually represents the concept of Public Service Loan Forgiveness (PSLF) and student loan repayment. A prominent orange semi-circle forms the base, with a dark hand holding a rectangular banknote featuring a white dollar sign icon, symbolizing financial transactions and loan payments. Surrounding these central elements are various geometric shapes, including a grid of black dots, individual yellow dots, thin black lines, a black-and-white striped triangle, and a white plus sign, all against a clean white background. The image reinforces the article's focus on federal student loan forgiveness programs and the mechanics of making qualified payments over 10 years for those in public service jobs.
August 8, 2026

PSLF Buyback Delays: Timeline & Updates

PSLF Buyback lets borrowers retroactively count past deferment months. Processing takes 60-90 days. Learn how it works and what delays to expect.

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  • UC San Diego, Bachelor of Arts in Political Science
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