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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

U.S. Secretary of Education Linda McMahon speaks during the 2026 Republican Party of Wisconsin State Convention on Saturday May 16, 2026 at the Kalahari Resorts & Conventions in Baraboo, Wis.
June 30, 2026

Federal Judge Strikes Down Education Dept.’s New PSLF Employer Rule

A federal judge vacated the Education Dept.’s new PSLF employer rule on June 30, 2026, calling it unlawful, unconstitutionally vague, and a First Amendment violation.

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
June 30, 2026

ED Expands Professional Degree List to 29 Programs After Court Stay

After a court order, Department of Education expands the professional degree loan-limit list to 29 CIP codes, adding PA, PT, OT, nursing, and audiology programs.

Columbus, Ohio, USA: Aerial view of Ohio Stadium, also known as the Horseshoe, the Shoe, and the House That Harley Built, is an American football stadium in Columbus, Ohio, on the campus of The Ohio State University.
June 30, 2026

Faculty Unions Oppose 3-Year Degrees As Massachusetts, Virginia And Ohio Push Ahead

AAUP and AFT oppose three-year bachelor’s degrees as Massachusetts, Virginia and Ohio push shorter, cheaper pathways toward graduation.

Buying A House
June 30, 2026

Thinking of Using Your 529 Plan to Buy Your Kid a House? Here’s What The Rules Say

Can you use a 529 plan to buy a house or pay a mortgage for your college student? Here’s what the IRS allows — and the tax trap to avoid.

U.S. President Donald Trump speaks on the day he signs an executive order on vehicle repairs in the Oval Office at the White House in Washington, D.C., U.S., June 29, 2026. REUTERS/Aaron Schwartz
June 29, 2026

Education Department Will Cut Federal Loans From Low-Earning College Programs

The Education Department’s final rule ties federal student loans to graduate earnings. See which programs are at risk and when the changes take effect.

how accurate are college admissions calculators
June 29, 2026

Repayment Assistance Plan (RAP) Student Loan Calculator

Here’s a calculator to let you estimate your student loan payment under the new Repayment Assistance Plan (RAP).

Student Loan Calculator
June 29, 2026

Student Loan Calculator

Use our free student loan calculator to estimate your monthly payments, see if refinancing can save you money, and more.

StudentAid Gov
June 29, 2026

Borrowers Can Now Apply For The New RAP Repayment Plan Online At StudentAid.gov

Borrowers can now apply for the new RAP student loan repayment plan online at StudentAid.gov, though the site is loading slowly during the rollout.

Governor Ron DeSantis holds a press conference at Alligator Alcatraz in Ochopee, Fla., on Thursday, June 25, 2026.
June 28, 2026

Florida Could Bar Undocumented Students From Public Universities Starting in 2027

Florida is advancing rules to bar undocumented students from its public universities and colleges, a change that could cost colleges $15M a year.

Financial Planner Using AI
June 28, 2026

Your CFP Is Probably Using AI — Here’s What You Should Expect

FPSB’s new AI guidance for CFP professionals sets expectations for consumers on advisor AI use, disclosures, and data privacy. Here’s what to ask your planner.

CFPB | Photo: rafapress
June 27, 2026

CFPB Now Requires ID Verification to File a Complaint

CFPB now requires email and phone verification to file complaints, steering credit disputes to Equifax, Experian, and TransUnion first. Advocates object.

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