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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

quarter system vs semester system
August 10, 2026

Student Loans For Quarter System Schools

Quarter-system college split your aid three ways instead of two. Here’s how federal and private student loans are disbursed, and where families get caught short.

The U.S. Department of Education headquarters as U.S. President Donald Trump's administration is taking steps to dismantle the department, in Washington, D.C., U.S., November 20, 2025. REUTERS/Jonathan Ernst
August 10, 2026

Department Of Education Releases Rules For Cutting Part-Time Students’ Loan Limits

The Department of Education released a 24-question FAQ on how colleges must cut federal student loan limits for part-time students starting July 1, 2026.

Sep 13, 2025; Philadelphia, Pennsylvania, USA; The Temple Owls line up inside their own endzone against the Oklahoma Sooners in the first half at Lincoln Financial Field. Mandatory Credit: Kyle Ross-Imagn Images
August 9, 2026

GAO: 94% Of College Sports Programs Lose Money — And Students Help Cover The Gap

A new GAO report finds 94% of Division I athletics programs spend more than they earn, with colleges covering gaps using tuition and student fees.

Jackson State University located in Jackson, MS is a historically black college (HBCU). Source: The College Investor
August 9, 2026

HBCU and MSI Student Loan Options for 2026

HBCU and MSI student loan options in 2026, including the Student Freedom Initiative, Parent PLUS, and federal Direct Loans — plus the right order to borrow.

This abstract graphic visually represents the concept of Public Service Loan Forgiveness (PSLF) and student loan repayment. A prominent orange semi-circle forms the base, with a dark hand holding a rectangular banknote featuring a white dollar sign icon, symbolizing financial transactions and loan payments. Surrounding these central elements are various geometric shapes, including a grid of black dots, individual yellow dots, thin black lines, a black-and-white striped triangle, and a white plus sign, all against a clean white background. The image reinforces the article's focus on federal student loan forgiveness programs and the mechanics of making qualified payments over 10 years for those in public service jobs.
August 8, 2026

PSLF Buyback Delays: Timeline & Updates

PSLF Buyback lets borrowers retroactively count past deferment months. Processing takes 60-90 days. Learn how it works and what delays to expect.

The White House in Washington D.C.
August 8, 2026

Heritage Foundation Releases Model State Law To Enact Trump’s Higher Education Compact

The Heritage Foundation released model state legislation to enact Trump’s higher education compact, tying college funding to earnings and admissions.

University of California Berkeley
August 8, 2026

Berkeley, Ohio State Among 24 Colleges With No AI Admissions Policy, Report Finds

Public records requests to 24 universities found none with a policy governing AI in admissions, matching what The College Investor found this year.

Front facade of the US Supreme Court Building in Washington DC | Photo by PTHamilton
August 7, 2026

Final SAVE Plan Lawsuit Asks Judge To Revive REPAYE For 7 Million Borrowers

The last lawsuit over the SAVE plan shutdown filed its final brief. See the borrowers’ REPAYE argument, the government’s response, and what happens next.

Boston University dorms located close to BU campus
August 7, 2026

Boston University Caps College Costs At $20,000 For Families Under $200,000

Boston University’s new BU Promise makes tuition free for families earning under $200,000 and caps yearly costs at $20,000, starting in 2026-27.

First-Time Home Buyer
August 7, 2026

New Bipartisan Bill Would Let 529 Plans Pay Up to $35,000 Toward a First Home

The First-Time Home Buyer Empowerment Act would let 529 plan beneficiaries withdraw up to $35,000 tax-free to buy a first home. Here’s how it works.

StudentAid Homescreen
August 7, 2026

New StudentAid.gov Banner Says PSLF Payment Counts Are Incorrect For Borrowers

A new StudentAid.gov banner says PSLF qualifying payment counts are incorrect after borrowers saw forgiveness credit drop. What it means and what to do.

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