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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Coins stored in a jar, representing the interest earned on your savings account. Source: The College Investor
June 12, 2026

CIT Bank’s Platinum Savings Now Pays 4.10% APY For Six Months

CIT Bank’s Platinum Savings APY Boost lifts the rate to 4.10% for six months with promo code CITBoost — open to new and existing customers.

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
June 12, 2026

This Week In College And Money News: June 12, 2026

Under Secretary of Education Nicholas Kent joins our podcast to explain the July 1 changes, plus Treasury takes over $179B in defaulted loans and FAFSA gets faster.

The College Investor Live
June 11, 2026

Student Loan Expert Q&A: Navigating the SAVE Plan Exit, Parent PLUS Loans, and PSLF

Our live student loan expert Q&A sessions about the end of the SAVE Plan, Parent PLUS Loan changes, and more.

An eye-level, slightly upward-angled, daytime shot of the U.S. Capitol Building in Washington D.C. under a clear blue sky with sparse white clouds. The iconic white dome, topped with the Statue of Freedom, dominates the center of the frame, surrounded by its intricate columns and architectural details. The building's white marble facade extends horizontally, flanked by lush green trees on both sides, with more distant buildings partially visible. In the foreground, scaffolding and construction equipment are visible on the steps leading up to the Capitol, suggesting ongoing work. This image visually represents the "Congress" mentioned in the article, specifically the legislative body responsible for the "Big Beautiful Bill" that eliminates federal Grad PLUS loans, impacting graduate students' ability to afford professional programs like law and medicine.
June 11, 2026

House Moves to Make Graduate Nursing a Professional Degree, Doubling Loan Limits

House appropriators advanced a bill designating advanced nursing programs as professional degrees, raising federal loan caps for those students to $200,000.

A close-up, slightly upward-angled shot of the Internal Revenue Service (IRS) federal building's entrance in Washington D.C., USA, emphasizing its prominent stone facade and the bold, black carved letters spelling "INTERNAL REVENUE SERVICE" above the doorway. The classic, ornate architectural details, including decorative dark rosettes flanking the text and intricately carved stone trim, are clearly visible. The image conveys a sense of official authority and directly relates to the article discussing the IRS's annual inflation adjustments for retirement accounts, specifically the raised 2026 contribution limits for 401(k) and IRA plans, as detailed in Notice 2025-67.
June 11, 2026

IRS: More Than Half of States Have Joined the New $1,700 Federal Scholarship Tax Credit

The IRS says 27 states have opted into the new Federal Scholarship Tax Credit, a $1,700 credit for school scholarship donations starting in 2027.

Close-up of a student’s hands typing on a silver laptop keyboard next to textbooks and glasses. This image visualizes the urgency and focus required when applying for mid-year student loans or an Education Line of Credit to cover unexpected college expenses like housing or course fees after the semester has already begun. Source: The College Investor
June 11, 2026

Tired of Reapplying for Student Loans Every Year? There’s a Better Way

Student Choice offer the unique education line of credit that can save you from reapplying for student loans every year.

foyer home savings review
June 10, 2026

5 Best HELOC Alternatives For Home Equity In 2026

HELOCs have been hard to come by during the pandemic. But you may still be able to tap your home equity with one of these HELOC alternatives.

The United States Capitol building with American flag | Source: The College Investor
June 10, 2026

House Passes Bill to Screen Every FAFSA for Identity Fraud

The House passed the No Aid for Ghost Students Act, requiring fraud screening on every FAFSA. Here’s what it means for students and aid timing.

US Capitol Night Reflection Washington DC | Photo: Bill Perry
June 9, 2026

Social Security’s 2032 Insolvency Would Cut The Average Check By $500 A Month, CRFB Report

A new CRFB report finds Social Security’s 2032 insolvency would trigger a 24% cut, slashing the average benefit by $500 a month. No state would be spared.

President Donald Trump speaks at a roundtable event about no tax on tips, Thursday, April 16, 2026, in Las Vegas. (AP Photo/Alex Brandon)
June 8, 2026

Court Strikes Down Trump’s $100,000 H-1B Visa Fee

A federal judge struck down Trump’s $100,000 H-1B visa fee, ruling it an illegal tax only Congress can impose. What the decision means for colleges and hiring.

Ranking Member U.S. Sen. Elizabeth Warren (D-MA) speaks during a Senate Committee on Banking, Housing, and Urban Affairs hearing in the Dirksen Senate Office Building on February 26, 2026 in Washington, D.C. (Photo by Samuel Corum/Sipa USA)(Sipa via AP Images)
June 8, 2026

62 Lawmakers Demand Education Department Act on Student Loan Default Crisis

62 lawmakers led by Warren and Merkley press the Education Department to defuse the student loan default cliff, with 9 million now in default. Answers due June 22.

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