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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
September 22, 2026

89 Groups Demand Congress Take Action As Student Loan Errors Hit Borrowers

89 groups, including the AFL-CIO and AFT, urge Congress to hold an emergency hearing on student loan servicing errors, PSLF losses, and SAVE confusion.

10 biggest FAFSA mistakes
September 22, 2026

FAFSA Skipped The Asset Questions? Here’s When Assets Don’t Have To Be Reported

The FAFSA skips asset questions for families under $60,000 in income, families that received certain federal benefits, and maximum Pell Grant students. Here are the rules.

U.S. Representative Bill Foster (D-IL) speaking at a hearing of the House Committee on Science, Space, and Technology Subcommittee on Energy at the U.S. Capitol in Washington, DC. (Photo by Michael Brochstein/Sipa USA)
September 21, 2026

New Bipartisan Bill Would Count SAVE Forbearance Months Toward PSLF, No Buyback Required

The PSLF Inclusion Act of 2026 would count SAVE forbearance months and the first 60 payments on any plan toward PSLF, with no buyback required.

California Governor Gavin Newsom speaks at a meeting with voters and local leaders while campaigning for Democrats ahead of the midterm elections in Aiken, South Carolina, U.S. September 4, 2026. REUTERS/Sam Wolfe
September 21, 2026

Newsom Signs Laws Letting California Community Colleges Add Up To 12 Bachelor’s Degrees

Newsom signed SB 960 and AB 2694, letting California community colleges add 2 to 12 bachelor’s degrees per district based on completion and transfer rates.

Trump account on computer screen. Source: The College Investor
September 21, 2026

How Trump Accounts Affect The FAFSA And Financial Aid

Trump Accounts are a student asset on the FAFSA, assessed at 20% like a UGMA. Here’s how that compares to a 529 plan and what it costs in aid.

Xavier University
September 20, 2026

Fitch Downgrades Xavier University to BBB+ With a Negative Outlook

Fitch cut Xavier University to BBB+ with a Negative Outlook, citing deficits and enrollment declines. Here’s what it means for students and families.

Cherry Creek High School Graduation
September 20, 2026

51% of High-Poverty High School Grads Go Straight to College vs. 74% at Wealthier Schools

National Student Clearinghouse data shows 51.2% of high-poverty high school grads enroll in college right away, vs. 73.9% at low-poverty schools.

The iconic Geisel Library at the University of California San Diego stands majestically against a bright blue sky, its unique brutalist architecture resembling hands holding up a stack of books. This striking eight-story concrete and glass structure, with its geometric patterns and expansive windows reflecting the surroundings, is framed by lush green landscaping and pathways, hinting at the vibrant campus environment. The image visually anchors the article discussing concerns about UCSD freshmen's declining math skills and the university's response with remedial courses, raising questions about admissions practices, test-optional policies, and grade inflation amidst record demand for college admissions.
September 20, 2026

UC San Diego’s Remedial Math Class Is Full — Reigniting The Debate Over Test Requirements

UC San Diego’s remedial MATH 2 filled both fall 2026 sections with 175 students waitlisted, reigniting the UC test-blind admissions fight. Here’s the data.

Taxes Due For Student Loans
September 19, 2026

My Student Loans Are Finally Being Forgiven. Could I Owe Taxes On Them?

A reader is going to get their student loans forgiven. Will they owe taxes on the amount? How does it work?

Investing For Dividends
September 19, 2026

Investing For Dividends: How It Works, What It Pays, And Where To Start

Investing for dividends is a key way to grow your portfolio and your wealth over time because dividends compound and grow over time.

TAMPERE, FINLAND, July 12: DIRIBE WELTEJI (Ethiopia) win gold medal in 800 metrs on the IAAF World U20 Championship in Tampere, Finland.
September 18, 2026

New Bill Would Limit International Student Athletes To 20% Per College Team, Starting In 2029

The TEAM USA Act would cap international athletes at 20% per college team and tie compliance to federal student aid. Here’s what the bill says.

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