7 Types Of Student Loans And Alternatives
Federal loans, private loans, HELOCs and more: make sure you understand the types of student loans before borrowing for school.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Federal loans, private loans, HELOCs and more: make sure you understand the types of student loans before borrowing for school.

SoFi’s 2026 SEC filing says its private student loans “may be discharged in bankruptcy in certain situations”, cutting against a costly borrower myth.

The Department of Education is emailing IDR applicants that an error produced incorrect payment amounts and they must reapply. Here’s how to check your status.

New NBER research finds borrowers who expected student loan forgiveness or pause extensions paid less, spent more, and are now far more likely to be delinquent.

The House education committee advanced H.R. 8781 to define sex as biological under Title IX. Here’s what it means for K-12 schools and colleges.

41.5% of recent college graduates are underemployed, per NY Fed data. Here’s why more education isn’t automatically producing more wealth.

Here is what each spouse needs to know about being married with student loan debt, and how it can help or hurt your marriage emotionally.

More than 80 House Democrats demand Education Secretary Linda McMahon reverse plans moving civil rights enforcement to DOJ and special education to HHS.

Oklahoma newborns given $1,000 in 529 accounts in 2007 sent $349,550 to 70 schools in year one. New SEED OK data shows use didn’t vary by race or income.

Discover what the Temporary Expanded PSLF opportunity is, where it came from, who is eligible, and what the limits are.

The DOJ found UC San Diego’s medical school used race in admissions, admitting Black applicants at over double the rate of white applicants after SFFA.
The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.