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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

The MOHELA building located in Chesterfield, Mo., is shown. An audit of Missouri's student loan authority released, depicts it as flush and loose with cash, rewarding executives with luxury perks and wasting money on buildings, parties and no-bid contracts. (AP Photo/James A. Finley)
July 5, 2026

Applied For SAVE But Never Got In? Loan Servicers Are Denying Applications

Loan servicers are denying pending SAVE plan applications after the legal settlement. Borrowers have 90 days to pick a new repayment plan or payments resume.

North Carolina Student Loan Forgiveness Programs
July 5, 2026

North Carolina Bans DEI at Public Colleges After Lawmakers Override Governor’s Veto

North Carolina enacted SB 558 on June 24, banning DEI offices, divisive-concepts courses and speech investigations at public colleges after overriding Gov. Stein’s veto.

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
July 4, 2026

Trump Admin Accused Of Blocking $2 Billion Congress Approved For Education Research

Education groups sue OMB and the Department of Education over nearly $2 billion in withheld IES research funds, much of which expires September 30, 2026.

A dynamic infographic illustration titled "The College Investor: Best Side Hustles" features a stylized figure of a man in a black shirt on the lower center, gesturing with an open hand towards a list of icons on a light blue panel on the right. The background is a mix of white and light blue, adorned with scattered light blue polka dots and minimalist black line art shapes like plus signs and triangles. The man's gesture highlights three black icons arranged vertically: a funnel, a camera, and a chef's hat, each accompanied by five blue stars, suggesting high ratings for these side hustle categories. This visual aims to help readers identify worthwhile side hustles with high earning potential, good scheduling flexibility, and growth opportunities, tying into the article's focus on effective ways to earn extra money to achieve financial goals like paying off student loans or saving for retirement.
July 4, 2026

20 Best Side Hustles of 2026: Ranked by Earnings, Flexibility, and Growth

There are a lot of ways to make extra money online and offline, but what are the best side hustles to make it happen? We break it down.

The U.S. Department of Education headquarters as U.S. President Donald Trump's administration is taking steps to dismantle the department, in Washington, D.C., U.S., November 20, 2025. REUTERS/Jonathan Ernst
July 3, 2026

Lawsuit Demands Proof Education Dept. Delivered $23 Billion in Student Loan Forgiveness

PPSL sued the Education Dept. over 15 ignored FOIA requests seeking proof it delivered $23 billion in promised group discharges to 1.5 million borrowers.

Linda McMahon testifies before the Senate Health, Education, and Labor Committee during a nomination hearing as Secretary of Education in Washington DC, USA, on February 13, 2025. (Photo by Lenin Nolly/NurPhoto via AP)
July 2, 2026

Nearly 46,000 Borrowers Applied For The New RAP Student Loan Plan On Day One

Nearly 46,000 borrowers applied for the new Repayment Assistance Plan (RAP) on its July 1 launch day, according to Under Secretary Nicholas Kent.

the end of the double consolidation loophole
July 2, 2026

Why Consolidating Your Student Loans in 2026 Can Set You Back

Federal student loan consolidation no longer pays off for most borrowers in 2026 — it resets forgiveness progress. The one job it still does: escaping default.

Person holding smartphone with web page of education office Federal Student Aid (FSA) on screen in front of logo. Focus on center of phone display.
July 1, 2026

SAVE Plan Borrowers Now Getting 90-Day Notices: What They Say And What To Do

SAVE plan borrowers are receiving 90-day notices from servicers like Edfinancial and Nelnet. See the notice timeline, repayment plan options, and auto-enrollment rules.

U.S. President Donald Trump gestures as he boards the new Air Force One, a plane gifted by the Qatari government, at Joint Base Andrews, Maryland, U.S., July 1, 2026. REUTERS/Kylie Cooper
July 1, 2026

What Changes for Student Loan Borrowers on July 1, 2026

Federal student loans change July 1, 2026: two repayment plans, new grad and Parent PLUS caps, SAVE wind-down, and higher rates for new borrowers.

Massachusetts student loans
July 1, 2026

DOJ Sues Massachusetts And Rhode Island Over In-State Tuition For Undocumented Students

DOJ sues Massachusetts and Rhode Island over in-state tuition for undocumented students, bringing its total to 12 states in this legal campaign

Private Student Loans
July 1, 2026

10 Best Private Student Loan Lenders For College

We share our picks for the best private student loan lenders to pay for college in 2026, including choices from Sallie Mae, ElFi, College Ave and more.

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