• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Navigating Money And Education

  • About
  • Podcasts
  • Social
  • Newsletter
  • Save For College
  • Student Loans
  • Investing
  • Earn More Money
  • Banking
  • Taxes
  • Forum
  • Search

Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

An isometric illustration depicts a cryptocurrency mining farm, central to understanding crypto assets and their investment. The foreground shows a professional in a suit and tie working diligently on a laptop at a sleek, grey desk, symbolizing the analytical aspect of investing. Behind him, multiple racks hold numerous computer servers, all in shades of grey and white, signifying the extensive computational power required for crypto mining. Various cryptocurrency symbols, including Bitcoin (B) and Litecoin (LTC), are scattered throughout the image, reinforcing the article's focus on crypto savings accounts and high-yield opportunities. The overall cool color palette of blues and greys, along with the "THE COLLEGE INVESTOR" logo in the bottom left, establishes a tone of financial expertise and modern investment strategies.
July 8, 2020

Best Crypto Savings Accounts Of July 2026

Crypto savings accounts allow investors to earn interest on their crypto assets by lending them out at a set rate. Here’s our top picks.

futures trading
July 3, 2020

Futures Trading: What It Is And How It Works

Futures trading involves buying or selling futures contracts that lock in the future sale price of an underlying commodity or asset.

A graphic illustration depicts multiple black oil pumpjacks, also known as "nodding donkeys," silhouetted against a vibrant orange and gray background, transitioning from light gray at the bottom to dark gray, then to orange at the top. The pumpjacks are shown in various stages of their operational cycle, with their characteristic beam arms moving up and down, suggesting the continuous extraction of oil. The prominent text "THE COLLEGE INVESTOR" in white sans-serif font is positioned in the bottom left corner. This image visually represents the concept of investing in oil, a volatile commodity discussed in the accompanying article, highlighting the active and hands-on nature of oil investing compared to more passive strategies like index funds.
June 22, 2020

How To Invest In Oil: A Guide For Beginners

Learn how to invest in oil as a beginner including how much of your portfolio oil should comprise and your best investment options.

This image features a vibrant red, two-story house with multiple white-framed windows, each adorned with a green window box, depicted in an isometric style against a bright blue background. Above the house, partially obscured, are the words "INVEST IN MORTGAGE NOTES" in bold red text, indicating the article's focus on mortgage note investing. To the left, a ladder leans against an unseen structure, while a large magnifying glass with a golden coin inside, symbolizing financial examination and investment, is visible in the upper left. On the right, a roll of white tape and a document with illegible text represent the administrative and transactional aspects of buying or selling mortgage notes. This visual composition highlights Paperstac as a digital platform that links buyers and sellers, facilitating online transactions for this investment asset, and providing a modern marketplace for an historically complex investment class.
June 18, 2020

Paperstac Review: Invest In Mortgage Notes

Paperstac is a platform that allows investors to buy or sell mortgage notes completely online with security and transparency.

The image depicts a blurred graphic illustrating the concept of gift tax exclusion, with two stylized figures exchanging a gift. A person on the right, wearing a red shirt, is handing a light brown bag, presumably a gift, to a person on the left wearing a grey shirt. The background features light green and white shapes that resemble clouds or abstract landforms, with subtle elements of Islamic architecture like a lantern and a mosque tower, suggesting a context of giving. Gold coin-like objects and gift bags are visible at the bottom, further emphasizing the theme of gifting and money. Overlaying the image in prominent red and white text are the questions "WHAT IS THE GIFT TAX AND HOW MUCH CAN YOU GIFT TAX-FREE," directly relating to the article's discussion on gift tax rules, annual exclusion limits, and tax-free money thresholds, highlighting how much you can give before the IRS imposes taxes.
June 5, 2020

What Is The Gift Tax And How Much Can You Gift Tax-Free?

The current gift tax rules allow you to give $19,000 per year in 2026 and $15 million throughout your lifetime of tax-free money. Learn more!

Savology
June 2, 2020

Savology Review: Free Personalized Financial Plans

Savology is a free financial planning platform that gives personalized recommendations and action items to improve your financial health.

This illustrative image features a repeating pattern against a solid blue background, depicting various isometric representations of individuals and groups interacting with stacks of gold coins, symbolizing investments and savings. In the top row, a person in a wheelchair is positioned next to a stack of coins, while another scene shows a hand offering coins to a standing person. Other rows include individuals sitting on chairs near coins, families standing on or near coin stacks, and scenes of people engaging in what appears to be financial transactions. At the bottom left, the text "THE COLLEGE INVESTOR" is prominently displayed. The image visually represents the article's focus on 401k loans and withdrawals, illustrating concepts of borrowing against oneself, repayment, and the accumulation or use of retirement funds for various life events or expenses.
June 1, 2020

401k Loans: The Good, The Bad, The Ugly

401k loans are funds that are borrowed from a 401k plan. Unlike most loans, there is no lender involved and the interest is paid to yourself.

fundrise alternatives
May 28, 2020

Best Fundrise Alternatives To Start Investing In Real Estate

Not sure that Fundrise is the right real estate crowdfunding site for you? Check out our top Fundrise alternatives for real estate investors.

William D. Ford Act
May 27, 2020

William D. Ford Act: A Student Loan Scammer’s Favorite Phrase

The “William D. Ford Act” is a phrase that scammers will often use to establish legitimacy when discussing your William D. Ford Direct Loans.

A stylized illustration depicts two hands engaged in a mobile banking transaction, relevant to the Provident Bank review on The College Investor. The left hand holds a white smartphone, from which several light green dollar bills are emerging, suggesting digital money transfers or account access. The right hand grasps one of these dollar bills, which features a prominent circular design in its center. The background is a solid teal color, with dark teal, rounded shapes along the top and bottom edges, creating a subtle frame. Short black lines behind the phone and extending from the dollar bill held by the right hand convey motion, emphasizing the speed and convenience of online banking. In the bottom left corner, the white text "THE COLLEGE INVESTOR" is visible, branding the image as content from the financial website discussing banks like Provident Bank and top online banks.
May 23, 2020

Provident Bank Review

Provident Bank is a full-service bank in New Jersey and Pennsylvania that boasts over 80 local branches but has uninspiring interest rates.

UFB Direct
May 14, 2020

UFB Direct Review: Pros, Cons, And Alternatives

UFB Direct is an online-only bank that offers savings and money market accounts with top yields, but minimum balance requirements apply.

« Previous Page
Next Page »

Primary Sidebar

Expertise

  • Student Loans
  • Investing
  • Banking
  • Side Hustles
  • Taxes

Education

  • UC San Diego, Bachelor of Arts in Political Science
  • UC San Diego, Master of Business Administration

Footer

Who We Are

The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.

Connect

  • Social
  • Contact
  • Newsletter
  • Advertise
  • Press & Media
  • Helpful Calculators

About

  • About
  • In The News
  • Research
  • Editorial Guidelines
  • How We Make Money
  • Archives

Social

Copyright © 2026 · The College Investor® · 2514 Jamacha Rd, Ste 502, El Cajon, CA 92019

Privacy Policy ·Terms of Service · DO NOT Sell My Personal Information