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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

An isometric illustration depicts various individuals engaged in financial growth activities, symbolizing income share agreements (ISAs) and investment. In the foreground, a man in a blue suit and white shirt with a tie pushes a wheelbarrow filled with golden coin stacks, each topped with a small green plant, towards larger stacks of coins. Another man, also in a blue suit, climbs a silver ladder to reach a large stack of coins, from which a green plant with golden coin-like leaves sprouts. To the left, a person wearing a blue suit waters a plant growing from a stack of coins. In the bottom right corner, another individual tends to a similar plant growing from a coin stack. In the background, partially visible, are large golden dollar signs, reinforcing the financial theme. The image visually represents the concept of investing in education through ISAs and the potential for future financial returns.
June 20, 2021

Best ISA Providers: Top Places To Find Student Income Share Agreements

Income share agreements are alternatives to student loans that often provide better downside protections. We compare the best ISA providers.

This image features a vibrant blue background, illustrating the concept of airline mileage malls and how consumers can earn miles for everyday shopping. A hand holds two airline boarding passes, one predominantly red and the other orange, signifying travel and rewards. Encircling the boarding passes is a dashed white line, forming a circular path that includes various white icons representing aspects of travel and shopping. These icons include airplanes, a globe, a map, sunglasses, a briefcase, a sun, and location pins, alluding to the destinations and purchases possible through airline mileage programs. The bottom left corner displays "THE COLLEGE INVESTOR" in white text, indicating the source of the article and its focus on financial strategies, such as maximizing airline miles.
June 18, 2021

Best Airline Mileage Malls: Earn Miles For Shopping Online

Airline mileage malls reward you with airline miles for doing the spending you would normally do anyway. Find the best airline mileage malls to use in this post.

This image features a grid of colorful squares, each containing a white or light-colored globe icon, illustrating the international reach of Prodigy Finance. The top two rows show simple globe outlines with intersecting lines, presented in various background colors like green, yellow, dark gray, and light brown. The middle row displays more detailed globe icons with stands, in backgrounds of red, light blue, orange, and a darker blue. The bottom row showcases detailed world map globes with visible continents in light colors against shades of orange, green, and dark blue. In the bottom left corner, the text "THE COLLEGE INVESTOR" is prominently displayed in white. This visual effectively reinforces the article's focus on Prodigy Finance's services for international graduate students across over 150 countries and 800 schools worldwide.
June 17, 2021

Prodigy Finance International Student Loans Review

In this Prodigy Finance review you’ll learn about the company including who can borrow money and what the interest rates and terms are like.

MEFA Student Loans
June 13, 2021

MEFA Student Loans Review: Non-Profit Lender With Low Rates And Fees

MEFA students loans offer reasonable rates and terms to undergraduate and graduate students attending eligible non-profit colleges.

This image depicts a brown, bi-fold cryptocurrency wallet with a snap closure, illustrating the concept of storing digital assets securely. Three gleaming golden Bitcoin symbols, each with a prominent "B" in the center, are shown rising above the wallet, emphasizing the valuable nature of cryptocurrency. The vibrant green background suggests security and growth, while the "THE COLLEGE INVESTOR" logo in the bottom left corner clearly attributes the image to its source. The visual metaphor of a physical wallet holding digital currency effectively conveys the article's focus on the best cryptocurrency wallets and the importance of keeping private keys safe from hackers and thieves.
June 12, 2021

Best Crypto Wallet (Hardware and Software)

Check out the best crypto wallet (hardware and software options) that combine strong security measures with easy-to-use interfaces and low costs.

Discover Student Loans
June 4, 2021

Discover Student Loans Review: Best Alternatives

Discover student loans announced it will no longer accept new student loan applications after January 31, 2024 since it is selling it’s student loan business and portfolio.

PenFed Student Loans
June 2, 2021

PenFed Student Loan Review: Pros, Cons, And Alternatives

PenFed Student Loan Refinancing by Purefy offers several unique options for borrowers when it comes to student loan refinancing.

A digital illustration on a pink and red gradient background depicts a woman contemplating financial calculations related to options trading, emphasizing the process of choosing the right strike price and expiration. A large, dark purple calculator with a clear number pad (7, 8, 9; 4, 5, 6; 1, 2, 3; 0) is central. To its left, a bright yellow dollar sign symbolizes profit and financial gain. Above the calculator and dollar sign, three interconnected gears in shades of purple and red represent the intricate mechanisms of the stock market and options strategies. A stylized female figure stands to the right of the calculator, dressed in shorts and a tank top, with one hand to her chin, appearing to be in deep thought about the complex decisions involved in buying or selling puts and calls, as discussed in the accompanying article on options trading for investors.
June 2, 2021

How To Choose The Right Options Strike Price And Expiration

Whether you’re looking to buy or sell options, here’s how to choose the right options strike price and expiration date to maximize your profit potential.

Laurel Road Student Loan Refinancing
June 1, 2021

Laurel Road Student Loans Review: Pros, Cons, & Alternatives

In our Laurel Road student loan refinancing review, we share when the lender could make sense, especially for Parent PLUS Loan borrowers.

PNC student loans review
May 31, 2021

PNC Student Loans Review: Pros, Cons, And Alternatives

PNC student loans offers competitive private student loans, as well as refinancing even if you didn’t complete a degree.

A vibrant, purple-hued illustration shows two people interacting with a large yellow umbrella, which symbolizes protection and financial security. Below the umbrella, a blue circular arrow represents the continuous flow and exchange of cryptocurrency assets, with red person-shaped icons inside circles along the arrow indicating individuals engaged in the process. To the left, a man pushes a cart laden with stacks of gold coins topped with dollar signs, signifying investment or deposits. To the right, a woman holds one of the person-shaped icons, actively participating in the cycle. In the background, dark rectangular shapes resemble buildings or secure digital vaults, hinting at the secure holding of crypto. The bottom left corner features the logo "THE COLLEGE INVESTOR," reinforcing the article's focus on financial education and cryptocurrency investment platforms like Nexo, which allow users to earn interest on deposits and borrow against their crypto, highlighting the high-risk nature of these digital assets while also showing the potential for earning and borrowing.
May 30, 2021

Nexo Crypto Review: Pros, Cons, And Alternatives

Nexo is a cryptocurrency platform that offers bank-like services such as interest-earning accounts and crypto-backed loans.

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