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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

This vibrant image illustrates the concept of teaching teens about money management with prepaid debit cards, set against a light blue background. The focal point is a collection of brightly colored gift boxes, wrapped in hues of blue, green, yellow, pink, and purple, each adorned with a contrasting ribbon and bow. These gifts visually represent the financial tools and lessons being given to teenagers. In the background, slightly blurred, are outlines of young people, suggesting the demographic receiving these financial education benefits. Prominently displayed in large, bold, red text across the top of the image are the words "BEST PREPAID CARDS TO TEACH YOUR TEENS ABOUT SPENDING," directly reinforcing the article's topic. The overall composition emphasizes the positive and empowering aspects of providing prepaid cards for kids, highlighting how these tools can help teens track spending, set limits, and develop solid financial habits without the risks associated with traditional bank accounts.
May 13, 2020

Best Prepaid Debit Cards For Teens

Prepaid debit cards for teens can match many of the features of bank accounts without the risk of racking up overdraft fees. Here are our top picks.

Vinovest
May 12, 2020

Vinovest Review: Invest In Fine Wines

Vinovset is a technology platform that allows everyday people to invest in fine wine. Read our Vinovest review to learn how it all works.

insure excess bank deposits
May 8, 2020

How To Insure Excess Bank Deposits Above The FDIC Limits

The FDIC insures up to $250,000 of bank deposits per bank per person. Here’s how to insure excess bank deposits above the FDIC limit.

The image depicts a visually conceptual representation of credit card debt relief, illustrating the upward path to financial recovery. Against a soft purple background, bold red text at the top prominently displays "RELIEF," followed by "WHERE TO GET HELP FOR YOUR DEBT" in dark blue capital letters. Below this text, a dynamic blue arrow curves gracefully upward and to the right, symbolizing progress and improvement in financial stability. Two stylized figures, dressed in white shirts, are shown reaching up and holding onto different points of the rising blue arrow, conveying the act of grasping opportunities for debt relief. This image effectively complements the article's discussion on navigating credit card debt and finding legitimate help, highlighting options such as refinancing, changes to payment agreements, debt management plans, debt settlement, and even bankruptcy, for those struggling with overwhelming credit card bills due to unforeseen circumstances like job loss or economic crises.
May 1, 2020

Credit Card Debt Relief: Where to Find Legitimate Help

If you’re feeling overwhelmed by your credit card bills, these are your best credit card debt relief options to relieve the burden.

Brex card
April 30, 2020

Brex Review: Business Credit With Rewards

Brex is a business charge card for startups and eCommerce businesses that offers hefty rewards and doesn’t require a personal guarantee.

cashier's checks
April 29, 2020

Cashier’s Checks: What They Are And Where To Go

Cashier’s checks are guaranteed by the bank itself and are often used for large purchases when the buyer can’t use a debit or credit card.

This vibrant, illustrative alt text image displays various monetary elements against a clean white background, directly supporting an article about "Best Check Cashing Options." In the upper left quadrant, several light green bills, likely representing stacks of cash, are fanned out, creating a sense of financial transaction. Scattered across the white space are numerous golden coins, symbolizing currency and the fees associated with cashing checks. The text "BEST CHECK CASHING: WHERE TO GO" is prominently featured at the top in bold, red, and blue lettering, serving as the central theme and question the article addresses. The image visually reinforces the challenge and options for individuals who need to cash a check but don't have a bank account, highlighting the financial nature of the content and guiding users to solutions for avoiding high fees.
April 27, 2020

Best Check Cashing Options And Alternatives

Check cashing can be expensive when you don’t have a bank account. But these check cashing options come with some of the lowest fees.

topcashback
April 25, 2020

TopCashback Review: Earn Cash For Online Shopping

TopCashBack is a cashback platform that passes on 100% of its referral commissions to its members and has no minimum payout restrictions.

A stylized illustration features a large, grey house key attached to a bright red rectangular keychain, prominently displaying a house icon with a percentage sign inside, symbolizing mortgage rates and home ownership. In the background, several tall, light blue and grey buildings with multiple windows are depicted, representing a cityscape or residential area. The overall image, titled "mortgage calculator," visually supports an article discussing how much house one can afford, mortgage affordability rules of thumb, and key financial considerations like debt-to-income ratio and credit score when buying a home. The bottom left corner includes a logo that reads "THE COLLEGE INVESTOR."
April 22, 2020

Mortgage Calculator | How Much House Can I Afford?

How much house can I afford? Our mortgage calculator can help you answer that important question and set a realistic mortgage budget.

A digital illustration depicts a dark laptop screen with a long, light blue receipt or bill unfurling from it, representing online payments or transactions. To the right, a speech bubble contains two credit or debit cards—one red and one orange—suggesting alternative payment methods or the process of making payments. Another portion of the unfurling scroll shows "$1000" in red text, indicating the typical limits for money orders. The overall image, set against a teal background, visually connects to the article's discussion on money orders as a reliable payment method, highlighting their use for paying bills, the importance of guaranteed funds, and the transaction limits often associated with them, contrasting them with other options like prepaid debit cards or traditional checking accounts.
April 21, 2020

Money Orders: What They Are And How They Work

Money orders are a guaranteed form of payment that you don’t need a bank account to use. Learn how money orders work and their pros and cons.

An isometric digital illustration depicts a human hand, emerging from the screen of a silver laptop, presenting a miniature bank building. The hand has light skin and is clad in a dark suit sleeve with a white cuff, holding the small, classic-style bank with a blue roof, white columns, and the word "BANK" clearly visible above the entrance. The laptop itself is open with its keyboard and screen visible against a solid blue background. This visual metaphor effectively represents the discussion in the article about Truist Bank, formed from the merger of BB&T and SunTrust, emphasizing the accessibility of banking services, including checking and savings accounts, through digital platforms, even as the new financial company expands its physical branches and ATM access for approximately 10 million households.
April 21, 2020

Truist Bank Review

Truist Bank is a new bank formed from the merger of BB&T and SunTrust, adding more branch and ATM access to their existing customers.

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