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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

A vibrant, light blue background gradually darkens to a deep blue at the bottom, creating a smooth gradient. A vertical stripe on the left side is filled with an array of financial icons in shades of blue and golden yellow. These icons include piggy banks, credit cards, stacks of cash, coins, wallets, briefcases, banks, money bags, safes, and upward-trending line graphs with arrows, all symbolizing various aspects of money management and financial growth. The bottom left corner prominently features the white text "THE COLLEGE INVESTOR," a brand that aligns with the article's focus on personal finance. This image visually represents the diverse tools and concepts associated with managing money, particularly prepaid debit cards, which are discussed in the accompanying article as a useful financial tool for those seeking convenience without the risk of overspending or overdraft fees.
May 28, 2021

Best Prepaid Debit Cards Of 2026

We compare the features and fees of the best prepaid debit cards of 2026 to help you find the right card for your situation and needs.

An animated pink piggy bank, depicted as a superhero with a flowing red cape, soars across a light teal background, surrounded by various financial symbols. Golden coins with dollar signs and small white clouds float around the flying pig, suggesting financial freedom and protection. The piggy bank has a friendly, smiling face, conveying a sense of security and reliability. At the bottom left, the logo for "The College Investor" is prominently displayed. This image visually represents the article's theme of empowering individuals to resolve banking issues and protect their finances, emphasizing how filing a complaint can help ensure fair treatment and a more secure financial future for others.
May 24, 2021

How To File A Complaint Against Your Bank

Here’s the step-by-step process you’ll need to follow to file a complaint against your bank if you have an issue that it won’t resolve.

YouHodlr Review
May 22, 2021

YouHodler Review: Pros, Cons, And Alternatives

YouHodler allows users to store, earn interest, and borrow against their crypto. But the platform doesn’t currently service U.S. citizens.

College Roommate Scam
May 21, 2021

Roommate Scams: What To Watch Out For

College roommate scams are a crime where someone pretends to rent a room when they are not legally allowed to do so.

An illustrative image features a minimalist design with a blue graduation cap, or mortarboard, positioned in the upper left corner, connected by a blue line to a stylized dollar bill. This visual metaphor represents the flow of money, likely student loans or refinancing, towards education. The dollar bill, outlined in blue with solid blue accents, emphasizes financial aspects. The background is light gray with various geometric shapes like circles and plus signs in blue and black, creating a clean, modern aesthetic. In the bottom left, the words "COLLEGE INVESTOR" are visible, identifying the brand. This image contextualizes the article's focus on SoFi student loans and refinancing, highlighting the financial investment in higher education and the process of managing student debt, potentially through services like those offered by SoFi or Credible.
May 21, 2021

SoFi Student Loans Review: Pros, Cons, And Alternatives

If you’re looking for a way to lower the interest rates on your student loans, SoFi student loans may be the answer.

Rarible review
May 20, 2021

Rarible Review | NFT Marketplace And Community

Rarible is a community-governed online marketplace where creators can mint NFTs without needing to code and collectors can buy them.

An illustrative image on a dark blue background depicts various investing concepts relevant to short selling. In the top center, two speech bubbles overlap, with the front turquoise bubble containing a white jagged arrow pointing upwards, symbolizing market trends or discussions about stock performance. To the right, a stylized globe sits atop a candlestick chart with red and white candles, indicating global stock market activity and potential declines that short selling profits from. On the left, a circular arrow surrounds three simplified person icons, suggesting investor sentiment or the cyclical nature of the market. The bottom left corner features "The College Investor" logo, reinforcing the educational context for understanding high-risk strategies like shorting to make money in the stock market.
May 19, 2021

What Is Short Selling (And Should You Do It)?

Short selling is a trading strategy that involves selling borrowed stock shares in hopes that they can be bought back later at a lower price.

HomePay Review
May 18, 2021

HomePay Review | Easy Payroll And Compliance For Household Workers

HomePay is an online tax and payroll service that can help you manage the responsibilities of hiring and paying household employees.

An illustration depicts a student, dressed in a white t-shirt and blue pants, peacefully sleeping on a stack of textbooks under the warm glow of a pink desk lamp. The student's face shows a serene expression, with eyes closed and a slight smile, suggesting exhaustion from studying. Beside them, another towering stack of books, one open as if recently read, emphasizes the academic rigor associated with graduate, professional, or medical school. The image, set against a teal background, visually represents the demanding nature of higher education and the potential need for financial aid, such as Grad PLUS loans, to support students through their extensive studies, as discussed in the accompanying article on financing an expensive education. The "The College Investor" logo is visible in the bottom left corner.
May 10, 2021

What Is A Grad PLUS Loan?

A Grad PLUS loan is a Federal student loan that is phasing out in 2026. Here’s what to know.

Ledn Review
May 8, 2021

Ledn Review: Pros, Cons, And Alternatives

Ledn is a cryptocurrency platform that allows holders of Bitcoin and USDC to earn interest on their assets or borrow against them.

A vibrant illustration on a deep purple background, featuring various financial and investment symbols arranged in a circular pattern, with "THE COLLEGE INVESTOR" logo in the bottom left corner. The image effectively summarizes key concepts related to options trading, particularly selling put options, as discussed in the accompanying article. Visible elements include a handshake representing agreements, a briefcase for business, stacks of money and a money bag symbolizing profit, a piggy bank for savings, gold bars signifying assets, stock certificates, a laptop displaying a financial chart, and an hourglass for time, specifically referencing "theta" or time decay in options. These visuals collectively represent the benefits and risks of strategies like selling put options, where traders aim to profit by building in a margin of error for market movements.
May 7, 2021

The Beginner’s Guide To Selling Put Options

Selling put options is an income-collection strategy for traders who have a neutral to bullish view of a stock. Learn how to get started.

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