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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Harvard is the oldest institution of higher learning in the United States
July 21, 2026

DOJ Opens Civil Rights Investigation Into Harvard’s $630 Million In China-Based Funding

The Justice Department opened a Title VI investigation into whether Harvard’s China-funded financial aid programs discriminate against American students.

The White House in Washington D.C.
July 21, 2026

Federal Judge Rules Trump Administration Can’t Cancel Grants Over New Agency Priorities

A federal judge ruled OMB’s “agency priorities” clause doesn’t let Trump officials cancel grants already awarded, protecting $5.39B in state funding.

Ranking Member U.S. Sen. Elizabeth Warren (D-MA) questions Russell Vought, the acting Director of the Consumer Financial Protection Bureau, during a Senate Committee on Banking, Housing, and Urban Affairs hearing on July 16, 2026 in Washington, D.C. (Photo by Samuel Corum/Sipa USA)
July 20, 2026

Seniors With Defaulted Student Loans Could Lose Over $2,000 A Year In Benefits

Warren pressed Treasury nominee Francis Brooke on whether 450,000 seniors with defaulted student loans will face Social Security cuts of $2,000+ a year.

Homepage of Internal Revenue Service website on a display of PC, web address - irs.gov.
July 20, 2026

How Real Is The Student Loan Tax Bomb? What The IRS Data Says

The student loan tax bomb returns in 2026. History says few ever paid it, but millions now near forgiveness. See what the IRS data reveals.

student loan entrance counseling
July 20, 2026

What Is Student Loan Entrance Counseling?

Student loan entrance counseling is required before you can receive your first undergraduate or graduate federal student loan. Learn why.

Person holding smartphone with web page of education office Federal Student Aid (FSA) on screen in front of logo. Focus on center of phone display.
July 19, 2026

Nelnet FAQ Signals Department Of Education Cut SAVE Exit Timeline By 3 Months

Nelnet’s updated FAQ signals the Department of Education shortened the SAVE exit timeline: all 7 million borrowers likely get 90-day notices by end of 2026.

A close-up, slightly upward-angled shot of the Internal Revenue Service (IRS) federal building's entrance in Washington D.C., USA, emphasizing its prominent stone facade and the bold, black carved letters spelling "INTERNAL REVENUE SERVICE" above the doorway. The classic, ornate architectural details, including decorative dark rosettes flanking the text and intricately carved stone trim, are clearly visible. The image conveys a sense of official authority and directly relates to the article discussing the IRS's annual inflation adjustments for retirement accounts, specifically the raised 2026 contribution limits for 401(k) and IRA plans, as detailed in Notice 2025-67.
July 18, 2026

IRS Data: Families Paid Just $464 On Average In 529 Plan Penalties

New IRS data shows only 165,000 tax returns paid the 529 plan penalty for 2023, totaling $76.6 million – an average of just $464 per family.

HSA Rollover
July 18, 2026

HSA Rollover: How To Do It And What To Know

HSA Rollovers can be helpful to move an old HSA account to a new provider, but there are rules you need to follow!

Secretary of Education Linda McMahon, attends a Cabinet meeting at the White House, Wednesday, May 27, 2026, in Washington. (AP Photo/Jacquelyn Martin)
July 17, 2026

Ninth Circuit Rejects Education Department’s Bid To Delay Loan Forgiveness

The Ninth Circuit affirmed Sweet v. McMahon settlement deadlines, ordering the Department of Education to deliver debt relief to 170,000+ borrowers.

Google Search User
July 17, 2026

Common Sense Media Rates Google AI Search An “Unacceptable Risk” For Kids

Common Sense Media rated Google’s AI Overview and AI Mode an unacceptable risk for kids, citing failed safety tests, fabricated facts, and no off switch.

Diverse group of smiling college students walking together on a sunny campus path, carrying backpacks and books. This image illustrates the value of perseverance, specifically encouraging sophomores to re-file the FAFSA for potential financial aid opportunities they may have missed as freshmen. Source: The College Investor
July 17, 2026

Student Loans Without A Cosigner For Juniors And Seniors

Juniors and seniors can get student loans without a cosigner. Compare Funding U, Ascent, and GradBridge rates, limits, and eligibility rules.

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