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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Internal Revenue Service sign
September 27, 2026

IRS Adds Citizenship Question To Draft 2026 Form 1040

The IRS draft 2026 Form 1040 asks filers if they are citizens or authorized to work, tied to a Treasury rule limiting refundable EITC and child tax credits.

June 16, 2026, Washington, District Of Columbia, USA: U.S. Senator JEFF MERKLEY (D-OR) speaking at a hearing of the Senate Budget committee at the U.S. Capitol in Washington, D.C. (Credit Image: © Michael Brochstein/ZUMA Press Wire)
September 27, 2026

New Senate Bill Would Give First-Time Homebuyers $5 For Every $1 They Save

Sen. Jeff Merkley’s Homeownership Promise Act would match first-time homebuyers’ down payment savings $5 for $1, up to $50,000 in federal HUD grants.

Cornell University in Ithaca, New York
September 26, 2026

Cornell Wants Admissions To Reward ‘Enough’ Instead Of ‘The Best’ — And Blames The Common App

Cornell’s 238-page Future of the American University report targets AI, admissions, and opaque tuition pricing. Here are its four biggest recommendations.

Santa Clara University
September 26, 2026

Santa Clara University Expands California Promise Aid To Families Earning $150,000 Or Less

Santa Clara University will cover tuition, fees, and housing after family contribution for California families earning $150,000 or less from fall 2027.

Photo of FAFSA - free application for federal student aid | Source: The College Investor
September 25, 2026

We Make Too Much For Financial Aid. Should We Still File The FAFSA?

Think you make too much for financial aid? The FAFSA has no income cutoff, the 2027-28 form opened early, and your state may require it to graduate.

Stock Market Decline Image
September 25, 2026

Student Loan Borrowers In Their 40s Have 45% Smaller 401(k) Balances, EBRI Finds

EBRI finds student loan borrowers in their 40s have median 401(k) balances 45% lower than non-borrowers, and a universal loan match could add $11.2B a year.

July 10, 2026, Washington, District Of Columbia, United States: U.S. Secretary of Education LINDA McMAHON greets visitors during the final day of the Great American State Fair on the National Mall in Washington, D.C. (Credit Image: © Matt Kaminsky/ZUMA Press Wire)
September 24, 2026

Lawsuit Says Education Department Still Reports $4.6 Billion In Cancelled Student Loans

A new class action says the Education Department still reports $4.6 billion in cancelled student loans to credit bureaus, hurting 300,000+ borrowers.

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
September 24, 2026

Three Former ED Secretaries Ask Inspector General to Investigate Cost of Education Department Layoffs

Arne Duncan, John King Jr., Miguel Cardona and AFGE Local 252 asked the Education Department inspector general to investigate the cost of 2025 layoffs.

Student Loan Forgiveness Programs
September 24, 2026

Student Loan Forgiveness Programs In 2026: Every Way To Qualify

There are many student loan forgiveness programs, including public service, volunteer work, medical studies, the military, or law school.

FAFSA Launch | Source: The College Investor
September 23, 2026

The 2027-28 FAFSA Is Now Open To Every Family, Ahead Of The Oct. 1 Deadline Again

The 2027-28 FAFSA is now open to all students ahead of the Oct. 1 deadline. See what changed, which tax year it uses, and why filing early means more aid.

U.S. Secretary of Education Linda McMahon gives an interview at the Republican National Midterm Convention in Dallas, Texas, U.S., September 10, 2026. REUTERS/Brian Snyder
September 23, 2026

9.3 Million Federal Student Loan Borrowers Are Now In Default, New FSA Data Shows

Federal student loan defaults hit 9.3 million with $234 billion owed, new FSA data shows, while IDR balances rose from $740 billion to $792 billion in a year.

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