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Home » Student Loans » FAFSA » What You Should Know About Tuition-Free Colleges

What You Should Know About Tuition-Free Colleges

Updated: July 22, 2022 By Mark Kantrowitz

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Tuition-Free College

The promise of free college tuition is a strong draw for college-capable low-income students. But, many free tuition programs come with caveats that cause them to fall short of the promise.

Let's break down what you should know about tuition-free colleges, along with a list of some U.S. colleges that are tuition-free. We also share some foreign colleges that also have free tuition programs that may be of interest.

You might also want to dive in to our guide on How To Pay For College.

Table of Contents
Limitations On Free Tuition Programs
U.S. Tuition-Free Colleges
Which Foreign Colleges Have Free Tuition?

Limitations On Free Tuition Programs

Although free tuition programs make college more affordable, there are several limitations that families should be aware of.

  • Free tuition does not mean free college. Most free tuition programs cover the cost of tuition and fees but not room and board, books and supplies, or other college costs. Some do not cover fees, which can be significant at some colleges. At a community college, the textbooks can be a significant portion of college costs.
  • Many free-tuition programs are last-dollar, meaning that all other sources of financial aid must be applied to tuition first before the free-tuition program covers the remaining tuition costs. This may prevent a student from using the Federal Pell Grant and state grants to cover living expenses and other college costs.
  • The student may need to be a resident of a particular city or state. The student may need to have attended and graduated from particular public schools in the city. The student may have to agree to continuing living in the city or state for a number of years after college graduation.
  • Some free-tuition programs require the student to enroll in college immediately after graduation from high school.
  • Many free-tuition programs require the students to enroll in college full-time. The student may also be required to reside on campus.
  • Some free-tuition programs are limited to students with demonstrated financial need or to Pell Grant recipients.
  • Some free-tuition programs require all students to work a part-time job on campus. Others require the student to participate in community service during the academic year and summer.
  • Some free-tuition programs require the student to maintain at least a minimum GPA, such as a 2.0, 2.5 or 3.0 GPA on a 4.0 scale.

Certain education tax benefits, such as the American Opportunity Tax Credit (AOTC), Lifetime Learning Tax Credit (LLTC) and tax-free scholarships, are based on amounts spent on tuition, fees and course materials (e.g., textbooks, supplies and equipment). If tuition is paid for by a free-tuition program, it may reduce or eliminate eligibility for these tax breaks.

U.S. Tuition-Free Colleges

Federally-recognized work colleges require all students who live on campus to work as part of the college learning experience, regardless of financial need. Six of these colleges provide students with free tuition:

  • Alice Lloyd College (KY)
  • Berea College (KY)
  • Bethany Global University (MN)
  • Blackburn College (IL)
  • College of the Ozarks (MO)
  • Warren Wilson College (NC)

There are also several colleges that aren’t federally-recognized work colleges, but where students are required to work and receive free tuition:

  • Curtis Institute of Music (PA)
  • Deep Springs College (CA)
  • Webb Institute (NY)

Deep Springs College provides free room and board in addition to free tuition.

There are several trade schools which provide free tuition.

  • The Apprentice School (VA)
  • Williamson College of the Trades (PA)

The U.S. military academies provide free tuition, room and board. The students are required to serve in the U.S. Armed Forces after graduation.

  • U.S. Air Force Academy (CO)
  • U.S. Coast Guard Academy (CT)
  • U.S. Merchant Marine Academy (NY)
  • U.S. Military Academy (NY)
  • U.S. Naval Academy (MD)

Related: Military And VA Education Benefits To Pay For College

In addition to these colleges, there are dozens of colleges with “no loans” financial aid policies that provide free tuition to low-income students. These colleges include Ivy League institutions, MIT and Stanford University.

Other colleges that provide free tuition to all or some of their students include:

  • Antioch College (OH)
  • Arizona State University (AZ) – ASU College Attainment Grant
  • Barclay College (KS)
  • Haskell Indian National University (KS)
  • Keene State College (NH) – Granite Guarantee
  • Macaulay Honors College at City University of New York (NY)
  • Plymouth State University (NH) – Granite Guarantee
  • St. Louis Christian College (MO)
  • Sterling College (VT) – Wendell Berry Farming Program
  • University of New Hampshire (NH) – Granite Guarantee
  • Vanderbilt University (TN) – Ingram Scholars Program

Cooper Union for the Advancement of Science and Art (NY) previously provided free tuition for over a century, but had to start charging tuition in 2012 due to financial challenges. The college is raising money to enable a return to free tuition in the future. 

Several medical schools provide free tuition to all students, regardless of financial need. These include Cleveland Clinic, Kaiser Permanente and New York University. Other medical schools provide free tuition based on financial need. These colleges include Columbia University, Cornell University and Washington University in St. Louis. UCLA provides free tuition based on academic merit.

Some community colleges do not charge tuition. For example, the California College Promise Program, previously known as the BOG Fee Waiver, provides free tuition at community colleges in the state. Students whose family income is less than about 150% of the poverty line are eligible for the tuition and fee waiver.

At other community colleges, the combination of federal and state grants may be enough to cover the cost of tuition for some low-income students, such as students who are eligible for the maximum Federal Pell Grant.
Several states offer college promise programs that cover tuition at an in-state public college for students who graduate from a public high school. These programs include the New York Excelsior Scholarship, Oregon Promise, Rhode Island Promise and Tennessee Promise.

There are also hundreds of college promise programs offered by specific cities, such as the Kalamazoo Promise, Seattle Promise and Pittsburgh Promise. Most are last-dollar financial aid programs, where all other sources of financial aid are assumed to be applied to tuition before the remaining tuition is covered by the promise program. Full tuition is often limited to students who attended a public elementary and secondary school for 12 years, not just those who graduated from a public high school.

University of the People is an accredited online college that does not charge tuition, although it does charge course assessment fees.

The Campaign for Free College Tuition advocates in favor of free public college tuition programs.

Which Foreign Colleges Have Free Tuition?

Two dozen countries provide free public college tuition for their citizens. A few also provide free tuition to international students.

The following countries provide free tuition to international students, including U.S. students. However, some of these colleges teach classes in the local language, not English.

  • Brazil (Classes taught in Portuguese)
  • Czech Republic (Classes taught in the Czech language)
  • Finland
  • Germany
  • Greece (Classes taught in Greek)
  • Iceland
  • Luxembourg
  • Norway
  • Panama

Free tuition does not include living expenses. In some of these countries, such as Norway, living expenses are high. (U.S. federal student aid can be used at about 400 foreign universities to pay for housing, meals and other college costs, but the funding is limited to federal student loans, not grants. 529 college savings plans can be used to pay for living expenses at these colleges abroad, but not transportation.)

Other countries, such as France, Slovenia and Sweden, are open to European Union (EU) citizens but not U.S. students.

A dozen countries provide free tuition only to their own citizens. These countries include Argentina, Austria, Denmark, Egypt, Kenya, Malaysia, Morocco, Poland, Scotland, Spain, Turkey and Uruguay.

Mark Kantrowitz
Mark Kantrowitz

Mark Kantrowitz is an expert on student financial aid, scholarships, 529 plans, and student loans. He has been quoted in more than 10,000 newspaper and magazine articles about college admissions and financial aid. Mark has written for the New York Times, Wall Street Journal, Washington Post, Reuters, U.S. News & World Report, MarketWatch, Money Magazine, Forbes, Newsweek, and Time. You can find his work on Student Aid Policy here.

Mark is the author of five bestselling books about scholarships and financial aid and holds seven patents. Mark serves on the editorial board of the Journal of Student Financial Aid, the editorial advisory board of Bottom Line/Personal, and is a member of the board of trustees of the Center for Excellence in Education. He previously served as a member of the board of directors of the National Scholarship Providers Association. Mark has two Bachelor’s degrees in mathematics and philosophy from the Massachusetts Institute of Technology (MIT) and a Master’s degree in computer science from Carnegie Mellon University (CMU).

Editor: Robert Farrington

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.
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