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Federal Student Loans

Grandparent-Owned 529 Plan
December 3, 2024

How To Transfer Parent PLUS Loans To Students

Learn how to transfer a Parent PLUS loan to your child through refinancing, its benefits, drawbacks, and the importance of discussing overall family wealth.

income-driven repayment
October 15, 2024

How To Re-Certify Your Income For Income-Driven Repayment

Learn what you need to re-certify your income for income-driven repayment. Also, discover if there are any benefits in going through this.

the end of the double consolidation loophole
October 2, 2024

Spousal Consolidation Student Loans [And Separating Them]

Spousal Consolidation Loans are some of the worst student loans, but it’s now possible to separate them with a special application.

how to invest in startups
September 30, 2024

Student Loan ‘Fresh Start’ Program: Helping Borrowers Out Of Default

The Fresh Start program is designed to help 7.5 million student loan borrowers get out of default on their student loan debt.

Administrative Forbearance
August 24, 2024

What’s Administrative Forbearance For Student Loans?

Student loans are being placed in administrative forbearance due to legal and servicer issues. What does this mean for borrowers?

sallie mae vs college ave student loans
May 30, 2024

Sallie Mae vs. College Ave Student Loans: Two Private Student Loan Options

Sallie Mae and College Ave are two options for student loans. Sallie Mae is easier for cosigners, College Ave comes with greater flexibility in repayment terms.

Federal Student Loan Interest Rates Set To Rise This Fall
May 16, 2024

Federal Student Loan Rates Are Soaring: Here’s What To Do 

Federal student loan rates are at a 10-year high, increasing by over 1% compared to last year. Here’s what you should do when paying for college.

can you take on more student debt than you need
May 6, 2024

Can You Take Out More Student Loan Debt Than You Need?

Should you ever take out more student loan debt than you need? Can you actually do it? Here’s what you need to know about how much student loans you can borrow.

An abstract financial illustration features a prominent black bank icon with classical columns, positioned centrally on a mustard-yellow and white background. A white speech bubble containing a question mark floats above the bank, symbolizing the complex questions families face regarding college financing. To the left, a white dollar sign inside a rounded white square hovers over a black graduation cap, representing student loan options and costs. The background is adorned with various geometric patterns, including black and white dots, thin black lines, a hollow circle, and a triangle, adding to the dynamic and modern feel of the image. This visual metaphor highlights the challenges and choices involved in navigating the seven different types of student loans and financing alternatives available for college and graduate school, as discussed in the article. Source: The College Investor
November 4, 2023

Student Loan Servicer Errors Leave Borrowers Scrambling

Student loan servicer errors stymie the restart of repayment and leave millions of borrowers confused about their loans.

IBR vs. REPAYE: Understanding Income-Driven Repayment Plans
October 11, 2023

IBR vs. PAYE vs. SAVE | Understanding Income-Driven Repayment Plans

We provide a head-to-head comparison of IBR vs. PAYE vs. SAVE to help you decide which of these income-driven repayment plans may be right for you.

IDR Waiver
August 18, 2023

IDR Waiver: Income-Driven Repayment Plan Updates And Forgiveness

The Department of Education has announced an IDR waivers that impact income-driven repayment plans and loan forgiveness.

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