PSLF Changes Coming In 2026 Big Beautiful Bill Plan
Senate bill makes RAP plan PSLF-eligible and removes PSLF access for future Parent PLUS loans. Existing payments will still count.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
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Senate bill makes RAP plan PSLF-eligible and removes PSLF access for future Parent PLUS loans. Existing payments will still count.

FAFSA will no longer include small business and farm assets starting in 2026, helping families qualify for more aid.

Senate bill caps student loans, ends Grad PLUS, and replaces IDR plans with RAP for new borrowers, while existing borrowers must switch plans by 2028.

Supreme Court limits nationwide injunctions, but SAVE Plan forbearance will continue.

Student loan delinquencies near record highs, credit scores fall. Here’s what the latest data says about student loan repayment.

The Senate Parliamentarian ruled that student loan plan changes can’t impact current borrowers. But future changes could still pass.

Proposed PSLF rule changes could affect millions of public service workers, blocking some from future loan forgiveness.

U.S. credit card debt hits $1.18 trillion. Young adults face rising delinquencies and high rates.

Social Security may be forced to cut benefits by 2034. What that means for Millennials and Gen Z.

More students are choosing apprenticeships over college as paid career programs expand across industries and states.

A dentist on TikTok joked about having $1.2M in student loans. For some grads, it’s real. Here’s how it happens and what they can do.
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