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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

how to plan your portfolio for a stock market crash
July 9, 2025

How To Plan Your Portfolio For A Stock Market Crash

Worried that the stock market might be due for a pullback? Here are the steps you can take to plan your portfolio for a stock market crash.

Fidelity
July 7, 2025

Fidelity Investments Review: Pros, Cons, and More

Fidelity provides a great service to those who want simplicity, low rates per trade, mobile accessibility, and in-depth research.

President Donald Trump signs his tax and spending bill into law during a 4th of July celebration with military families on the South Lawn of the White House in Washington DC, on Friday July 4, 2025. The 'One Big Beautiful Bill Act' cuts government spending and taxes and adds work requirements to medicaid, passed through both chambers of Congress in party-line votes. (Photo by Aaron Schwartz/Sipa USA)(Sipa via AP Images)
July 7, 2025

Millions Could Lose PSLF Access In 2026 And Beyond

New federal law ends PSLF options for some loans. Check the deadlines to preserve forgiveness eligibility.

President Donald Trump speaks to reporters before signing an executive order in the Oval Office of the White House in Washington, Monday, March 31, 2025. (Pool via AP)
July 6, 2025

Trump Accounts Move Forward In Big Beautiful Bill

Trump Accounts would offer tax-advantaged savings for kids under 8 and a “baby bonus” of $1,000 for eligible newborns.

Student loan payments could spike | Source: The College Investor
July 5, 2025

New Student Loan Rule Could Raise Your Payments Overnight

Senate bill ends SAVE and PAYE. Borrowers may face higher student loan payments starting in 2026. Learn what changes could affect your monthly bill.

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
July 3, 2025

Congress Passes Massive Changes For Student Loans

Congress officially passed the One Big Beautiful Bill, capping student loans, adding Trump Accounts, and changing student loan repayment plans.

Should Parents Give A Child A Credit Card For College
July 3, 2025

BNPL Loans Will Soon Impact Your Credit Score

BNPL loans will soon show up on credit reports, affecting FICO scores.

Parent PLUS Loan Borrowers | Source: The College Investor
July 2, 2025

Parent PLUS Borrower Options For Repayment And Forgiveness

Parent PLUS loan borrowers face a July 2026 deadline to consolidate and enroll in income-driven repayment, or lose access to affordable payments and PSLF.

This image prominently features a light blue piggy bank wearing a black graduation cap on its head, symbolizing student savings and financial growth. Above the piggy bank, two light blue circles are shown as if being deposited into the coin slot, reinforcing the idea of saving money. To the right, partially visible, are three white money bags with dollar signs, representing wealth and financial security. The background is a clean white with various light blue and black geometric shapes and lines, including a dotted vertical bar on the far left and plus signs scattered across, adding a modern and dynamic feel. The text "COLLEGE INVESTOR" is visible at the bottom left. This visual effectively illustrates the article's focus on the best savings accounts for college students, emphasizing the importance of managing finances, investing, and achieving financial stability during their academic journey.
July 2, 2025

The Best Student Savings Accounts In 2026

Children, adults, college students, and young adults all need a great savings account. Here are the best student savings accounts.

The United States Capitol building with American flag | Source: The College Investor
June 30, 2025

Senate Bill Ends Grad PLUS, Caps Parent PLUS Loans

The Senate bill ends Grad PLUS and caps Parent PLUS loans starting in 2026. New loan limits may push families toward private lenders.

California State Capitol | Source: The College Investor
June 30, 2025

How Annuities Are Protected If An Insurer Fails

Annuities aren’t FDIC insured. Learn how state guaranty associations protect your money.

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  • UC San Diego, Bachelor of Arts in Political Science
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