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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

SAVE repayment plan
March 13, 2025

SAVE Student Loan Plan Is On the Brink of Elimination

The SAVE student loan plan faces likely elimination after a court ruling. Borrowers should prepare for changes in repayment.

This abstract graphic visually represents the concept of Public Service Loan Forgiveness (PSLF) and student loan repayment. A prominent orange semi-circle forms the base, with a dark hand holding a rectangular banknote featuring a white dollar sign icon, symbolizing financial transactions and loan payments. Surrounding these central elements are various geometric shapes, including a grid of black dots, individual yellow dots, thin black lines, a black-and-white striped triangle, and a white plus sign, all against a clean white background. The image reinforces the article's focus on federal student loan forgiveness programs and the mechanics of making qualified payments over 10 years for those in public service jobs.
March 13, 2025

PSLF Buyback Delays: Timeline & Updates

PSLF Buyback lets borrowers retroactively count past deferment months. Processing takes 60-90 days. Learn how it works and what delays to expect.

Student Loan Payment Pause Be Extended
March 12, 2025

Trump Moves To Dismantle Education Department

The Department of Education is cutting 50% of its workforce as Trump pushes to dismantle the agency. Office closures and layoffs will impact federal programs.

Grandparent-Owned 529 Plan
March 12, 2025

How Grandparents Can Save For College

Grandparents can save for college with a 529, UGMA, or Coverdell ESA. See which option is best for financial aid and estate planning.

This graphic visually represents the core concept of VA education benefits and military financial assistance for college. The image features a prominent stack of five books, with the top three in a warm orange hue and the bottom two in white, symbolizing the educational resources and learning involved. Above the books, a dark circular icon displays a white graduation cap, clearly indicating academic achievement and higher education. To the right of the book stack, another dark circular icon contains a white dollar sign, emphasizing the financial aspect of these benefits and scholarships. The background is a clean white, adorned with abstract geometric shapes in matching dark gray and orange tones, including plus signs, circles, and dotted rectangles, which add a modern, dynamic feel to the illustration, reinforcing the opportunities and funds available for servicemembers, spouses, children, and veterans seeking to take advantage of these vital programs. Source: The College Investor
March 10, 2025

60 Universities Face Title IV Warnings Over Discrimination

The Department of Education has warned 60 universities about Title IV violations linked to antisemitic harassment. Schools risk losing federal aid.

How To Find College Scholarships
March 9, 2025

How To Find College Scholarships

Looking for free college funding is no easy task. However, it’s something you should definitely do. Here’s how to find college scholarships and grants.

Minimalist vector illustration of a piggy bank filled with liquid and a dollar bill icon, symbolizing financial savings or aid. This graphic headers a guide on understanding financial aid award letters, helping students decode complex terminology like "net cost" versus "net price" and navigate the funding process for college. Source: The College Investor
March 9, 2025

High School Grad Advice: Avoid Debt, Win At Money

Here are our favorite financial tips and high school grad advice for the person that wants to be in the 1% as fast as possible.

Biden Student Loan Forgiveness Plan
March 8, 2025

Can Trump Block Certain Workers From PSLF?

Trump’s plan to block certain workers from PSLF faces legal challenges, as federal law protects student loan forgiveness eligibility.

Student Loan Repayment Restart
March 7, 2025

IDR Recertifications To Be Extended During Processing Pause

IDR processing is paused for 90 days, but recertifications are extended. PSLF employment certifications and standard repayment plans remain active.

This illustrative image, featured in an article about credit builder loans, depicts a teal-colored construction crane carefully lowering a white credit card into place against a light gray background. The credit card features a prominent blue square on the left, possibly indicating a chip, along with lines representing account numbers and a signature panel. To the far left, partially visible, is another outline of a rectangular card shape. Scattered across the background are small plus signs and a pattern of teal dots, adding to the graphic, clean aesthetic. At the top left, the logo for "The College Investor" is displayed, featuring a graduation cap icon. The image visually represents the concept of building or rebuilding credit, like with services from Cheers, by showing a credit card being constructed or put into position, emphasizing the foundational aspect of these financial tools for improving credit scores.
March 7, 2025

The Fair Credit Reporting Act And Your Student Loans

Want to know how the fair credit reporting act affects your student loan debt? Here’s everything you need to know.

Types of Education Savings Accounts
March 6, 2025

What Happens If The Department Of Education Is Shut Down?

What are the implications of Trump’s plan to abolish the Department of Education, including effects on funding and civil rights enforcement.

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