Government Shutdown and Student Loans Explained (2026 Update)
Here’s what the government shutdown and your student loans will work, what you need to pay, and what assistance you can expect.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Here’s what the government shutdown and your student loans will work, what you need to pay, and what assistance you can expect.

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U.S. Bank is offering up to a $1,200 cash bonus offer when you open a new business checking account and complete qualifying activities.

Before refinancing your student loans, make sure you’re looking for the best student loan refinancing bonuses that could sweeten the deal beyond APR, fees, and more.
The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.