Key Points
- Earn up to a $1,200 cash bonus when you open a new, eligible U.S. Bank Platinum business checking account online with promo code Q1AFL26 and complete qualifying activities.
- Earn up to a $400 bonus when you open a new, eligible U.S. Bank Essentials Business Checking account online with promo code Q1AFL26 and complete qualifying activities.
- U.S. Bank offers one of the best business checking account options available.
U.S. Bank is offering a promotional bonus for new customers who open a business checking account and complete qualifying activities.
You can earn a $1,200 cash bonus when you open a new, eligible U.S. Bank Platinum business checking account online, or a $400 cash bonus when you open a new, eligible U.S. Bank Essentials Business Checking account online with promo code Q1AFL26 and complete qualifying activities.
This bonus offer is valid until March 31, 2026 and is open to business customers who open an account and bring new money to U.S. Bank and meet the promotional criteria.
Beyond the bonus offer, U.S. Bank business checking options are some of the best in the industry. Their Business Essentials account is a solid option for small business with no monthly maintenance fee, and their Platinum Business checking offers more options with a monthly fee that can be waived.
About U.S. Bank
U.S. Bank is one of the largest banks in the United States. It can trace its roots back to the First National Bank of Cincinnati, which was founded in 1863.
Since its beginnings, it has grown to be one of the largest banks in the country. In fact, it just received approval to acquire Union Bank, which will continue to make U.S. Bank a banking powerhouse.
As a consumer, you’ll have access to over 2,000 physical branch locations. The physical locations are spread out across 26 states. U.S. Bank headquartered in Minneapolis, Minnesota.
U.S. Bank Platinum Checking Features
The Platinum Business Checking account is a comprehensive business account with more free transactions, more free deposits and lower transaction fees than our other business checking accounts.
- 550 free transactions per month
- 250 free cash deposit units per statement cycle
- Waive the $30 monthly maintenance fee with any one of the following: U.S. Bank Payment Solutions Merchant Account, $25,000 average collected checking balance, $75,000 combined average collected business deposits and outstanding business credit balances.
U.S. Bank Business Essentials Features
The U.S. Bank Business Essentials Checking account is business checking account with $0 monthly maintenance fees. It comes with unlimited digital transactions and 25 free teller and paper transactions per statement cycle.
This account is a great basic business checking account that comes with a debit card nad provides no-fee transactions at U.S. Bank ATMs.
Promotional Offer
Here’s more details on the promotional offers:
U.S. Bank Platinum Checking
Right now, you can earn up to an $1,200 bonus when you open a new, eligible U.S. Bank Platinum business checking account online with promo code Q1AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2026. Member FDIC.
Earn your $1,200 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 1/15/2026 and 3/31/2026.
You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
U.S. Bank Business Essentials
Right now, you can earn up to an $400 bonus when you open a new, eligible U.S. Bank Business Essentials Checking account online with promo code Q1AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2026. Member FDIC.
Earn your $400 bonus by opening a new U.S. Bank Business Essentials Checking account between 1/15/2026 and 3/31/2026.
You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Final Thoughts
If you’re looking for a new business checking account, U.S. Bank has some of the best options in the United States. We’re huge fans, and the current promotional bonus is a great incentive to get started.
Check out U.S. Bank here and open an account >>
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Editor: Colin Graves
Robert Farrington is the founder of The College Investor and is widely recognized as one of the nation’s leading voices on student loan debt and saving for college. He holds an MBA from UC San Diego Rady School of Management and has spent over 15 years researching, writing, and advising on student loans, 529 plans, financial aid programs, and saving and investing for young professionals.
Robert has been featured in the The New York Times, The Wall Street Journal, The Washington Post, NBC News, and Forbes, where he has been a regular personal finance contributor for over a decade. His work combines both professional expertise and personal experience – he successfully navigated his own student loan repayment journey and has helped thousands of readers do the same.
He is committed to making the intersection of personal finance and education transparent and accessible. You can learn more about Robert on the About Page or on his personal site RobertFarrington.com.