Federal Guidance Bans Race-Based School Discipline: What Families Should Know Now
The Education Department’s August 18 Dear Colleague Letter bars race in school discipline. What changes for parents — and what the headlines get wrong.
Robert’s latest articles
The Final SAVE Plan Lawsuit Is Fully Briefed — Here’s When Borrowers Could Get An Answer
The Education Department filed its final brief to dismiss the Havens REPAYE lawsuit and corrected false $0 income data. What SAVE borrowers should expect.
Sanders Bill Would Ban Social Security Garnishment For Defaulted Student Loans
Bernie Sanders’ Stop Social Security Garnishment Act would ban seizing Social Security checks to collect defaulted student loans. What the bill does.
NIL Money And Taxes: What College Athletes Owe The IRS, The FAFSA, And Their Agent
NIL money comes with no tax withheld, a 15.3% self-employment tax bill, and a FAFSA hit two years later. Here’s how college athletes should handle it.
ED Changes Grad PLUS Rule: Credit Hours Now Decide Who Keeps Uncapped Student Loans
The Education Department now calculates Grad PLUS grandfathering by credit hours, not time enrolled — changing who keeps uncapped loans and who gets denied.
Your Student Loan Questions Answered: SAVE, IBR, PAYE, PSLF, and Parent PLUS Loans
We answer your student loan questions around SAVE, IBR, PAYE, PSLF and Parent PLUS Loans.
Parent PLUS Caps At $20,000 A Year, Leaving Cosigners Fewer Options In Year 4
The new Parent PLUS loan caps may not hit hard at first, but they have serious implications for students trying to finish college.
Average Net Worth Of Gen Z By Age (Updated For 2026)
We break down the potential average net worth of Gen Z by age, based on available data from the Federal Reserve, as well as other assumptions.
Does Charles Schwab Have An HSA?
Charles Schwab doesn’t offer a standalone HSA. It runs the Health Savings Brokerage Account inside other custodians like Lively. See where to open one.
Student Loan Questions Answered: Switching From SAVE, PSLF, IDR Plans, and Forbearance
In this week’s student loan live Q&A, we answer questions about SAVE, PSLF, IDR plans, and student loan forbearance.
Average Net Worth Of Millennials By Age (2026 Update)
We break down the average net worth of millennials by age, as well as stretch goals to be in the top 1% of millennial wealth.