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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

University of Hawaii, Maui college campus, set in green foliage and flower park along W. Kaahumanu Ave.
October 24, 2026

University Of Hawaiʻi Opens All 10 Campuses, Including UH Mānoa, To Seniors With No Application

Direct2UH now offers Hawaiʻi public high school seniors GPA-based admission to all 10 UH campuses, including UH Mānoa, with no application fee for fall 2027.

A close-up, graphic image features a dark brown wooden judge's gavel resting on a matching block on the right, with a vintage-style gold scale of justice balancing on the left. The scale's left pan is filled with gold, symbolizing the significant financial burden of student loan debt for lawyers, which can average $180,000 for law school graduates. The background shows blurred text, partially revealing "STUDENT LOAN FORGIVENESS FOR LAWYERS," with "LAWYERS" highlighted in red. This visual directly supports the article's focus on various student loan forgiveness programs available to practicing lawyers and addresses the challenges of high six-figure debt despite potentially lucrative careers.
October 24, 2026

Student Loan Forgiveness For Lawyers: PSLF, DOJ, LSC, And John R. Justice Programs

Lawyers have four federal loan-repayment paths. Here’s what each pays, who qualifies, and what to do if you don’t.

Bowdoin College Chapel
October 23, 2026

Bowdoin College Endowment Returns 26%, Hits Record $3.6 Billion in FY2026

Bowdoin College’s endowment returned 26% to hit $3.6 billion. Here’s how the One Big Beautiful Bill Act endowment tax applies, and what could change it.

Illustration of a balance scale weighing a house against a golden retirement nest egg, between a college building and a CSS Profile financial aid form under a magnifying glass.
October 23, 2026

Does The CSS Profile Count Home Equity And Retirement?

The CSS Profile asks for your home value and retirement balances, but each college decides what counts. Here’s how 11 free-tuition schools treat them.

Golden Gate bridge at sunset seen from Marshall Beach, San Francisco.
October 23, 2026

Hackers Stole Data On About 7 Million California Students From Testing Vendor ETS

Hackers copied data on about 7 million California students from testing vendor ETS. See what was exposed and how families can protect their credit.

An image of a schoolhouse next to a donation box featuring a heart and a stack of books representing the Education Freedom Tax Credit
October 22, 2026

How The $3,400 Education Freedom Tax Credit Works: A Plain-English Explainer For Donors

Starting in 2027, a K-12 scholarship gift earns a dollar-for-dollar federal tax credit of up to $1,700, or $3,400 for married couples. Here’s how it works.

Rep. PRAMILA JAYAPAL (D-WA) raises a question during the hearing of the House Subcommittee on the Constitution and Limited Government on the activities of the Southern Poverty Law Center and its influence on federal civil law policy. (Credit Image: © Sue Dorfman/ZUMA Press Wire)
October 22, 2026

Proposed Bill Would Cut Off Federal Student Aid To For-Profit Colleges

Rep. Jayapal’s Students Not Profits Act would end federal student aid at for-profit colleges and tighten nonprofit conversion rules. What would change.

pell grants
October 21, 2026

Pell Grants: What They Are And How To Qualify

Pell Grants are issued by the Department of Education to undergraduate students who are able to demonstrate an exceptional financial need.

U.S. Secretary of Education Linda McMahon gives an interview at the Republican National Midterm Convention in Dallas, Texas, U.S., September 10, 2026. REUTERS/Brian Snyder
October 21, 2026

PSLF Employer Rule Nears Its End As Government Drops Two Court Appeals

The Education Department dropped its appeals of the rulings that struck down its PSLF employer rule. Here’s what that means for public service borrowers.

U.S. Senator CORY BOOKER (D-NJ) speaking at a meeting of the Senate Judiciary Committee at the U.S. Capitol in Washington, DC. (Credit Image: © Michael Brochstein/ZUMA Press Wire)
October 21, 2026

Senate Democrats Want To Double TEACH Grants And End The Student Loan Penalty

Sen. Booker’s Diversify Act would double the TEACH Grant to $8,000 a year and end the penalty that turns grants into loans. What would change for teachers.

Institutional Merit Grants
October 21, 2026

How To Prevent TEACH Grants From Becoming Student Loans

Miss the TEACH Grant service rules and every grant becomes a Direct Unsubsidized Loan with back interest. Here’s how to keep yours a grant.

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