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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

The College Investor Live
August 17, 2026

Your Student Loan Questions Answered: SAVE, IBR, PAYE, PSLF, and Parent PLUS Loans

We answer your student loan questions around SAVE, IBR, PAYE, PSLF and Parent PLUS Loans.

An eye-level, slightly upward-angled, daytime shot of the U.S. Capitol Building in Washington D.C. under a clear blue sky with sparse white clouds. The iconic white dome, topped with the Statue of Freedom, dominates the center of the frame, surrounded by its intricate columns and architectural details. The building's white marble facade extends horizontally, flanked by lush green trees on both sides, with more distant buildings partially visible. In the foreground, scaffolding and construction equipment are visible on the steps leading up to the Capitol, suggesting ongoing work. This image visually represents the "Congress" mentioned in the article, specifically the legislative body responsible for the "Big Beautiful Bill" that eliminates federal Grad PLUS loans, impacting graduate students' ability to afford professional programs like law and medicine.
August 17, 2026

Parent PLUS Caps At $20,000 A Year, Leaving Cosigners Fewer Options In Year 4

The new Parent PLUS loan caps may not hit hard at first, but they have serious implications for students trying to finish college.

Net Worth of Gen Z
August 16, 2026

Average Net Worth Of Gen Z By Age (Updated For 2026)

We break down the potential average net worth of Gen Z by age, based on available data from the Federal Reserve, as well as other assumptions.

The image displays the iconic Charles Schwab logo, featuring the word "charles" in a flowing, elegant white script font positioned above the word "SCHWAB" in a bolder, all-caps white sans-serif typeface, all set against a vibrant blue background. This recognizable branding element introduces a comprehensive review of Charles Schwab, one of the world's largest and most well-known investment companies. The logo signifies the company's offerings, including brokerage services, commission-free stock and ETF trades, solid banking options, and a user-friendly mobile app, as detailed in the accompanying article discussing reasons why Schwab is considered one of the best places to invest.
August 15, 2026

Does Charles Schwab Have An HSA?

Charles Schwab doesn’t offer a standalone HSA. It runs the Health Savings Brokerage Account inside other custodians like Lively. See where to open one.

The College Investor Live
August 15, 2026

Student Loan Questions Answered: Switching From SAVE, PSLF, IDR Plans, and Forbearance

In this week’s student loan live Q&A, we answer questions about SAVE, PSLF, IDR plans, and student loan forbearance.

Net Worth of Millennials
August 15, 2026

Average Net Worth Of Millennials By Age (2026 Update)

We break down the average net worth of millennials by age, as well as stretch goals to be in the top 1% of millennial wealth.

U.S. Secretary of State Marco Rubio speaks during a memorandum of understanding signing ceremony with Paraguayan Vice President Pedro Alliana on strategic civil nuclear cooperation, at the State Department in Washington, D.C., U.S., August 4, 2026. REUTERS/Kevin Lamarque
August 14, 2026

30 Senators Press State Department To Clear Student Visa Backlog Before Classes Start

Thirty senators led by Alex Padilla gave the State Department 30 days to explain F, M, and J student visa delays as fall classes start. What it means.

U.S. President Donald Trump looks on as he speaks to members of the media after disembarking Air Force One at Joint Base Andrews, Maryland, U.S., August 11, 2026. REUTERS/Kylie Cooper
August 14, 2026

Judge Tosses Trump Administration’s Antisemitism Lawsuit Against Harvard

Judge Richard Stearns dismissed the DOJ’s Title VI antisemitism lawsuit against Harvard, ruling the government failed to plead an ongoing violation.

Randi Weingarten, president of American Federation of Teachers speaks during the rally at the end of 'March on Wall Street' organized by NAN. March started on Foley Square and proceeded via Broadway passing Charging Bull sculpture and ended on Whitehall street in New York, NY on August 28, 2025 with the rally. More than 2,500 people attended. They all protested President Trump and his administration abandoning of DEI (Diversity, Equity, and Inclusion) and specifically targeting people of color. (Photo by Lev Radin/Sipa USA)
August 13, 2026

Unions Sue To Block Student Loan Rule That Caps Nursing And Social Work Borrowing At $100,000

A union coalition led by the AFT and AFL-CIO is suing the Education Department over the RISE rule’s professional degree definition and loan caps.

Last Minute Tax Reminders
August 13, 2026

How To Close A Last-Minute Tuition Gap

Your fall tuition bill is due and you’re short. Here’s the order of operations that gets it covered without over-borrowing — including what changed on July 1.

Smith Hall School of Chemistry on the east bank of the University of Minnesota.
August 12, 2026

Families Spent $34,019 On College Last Year, Up 10%

Families spent an average of $34,019 on college in 2025-26, up 10%. See how income, scholarships, and loans covered the bill in Sallie Mae’s new report.

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