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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Marriage Penalty | Source: The College Investor
September 11, 2026

The Marriage Tax Penalty In 2026: Every Rule That Costs Married Couples (And The Ones That Help)

37% of married couples pay more tax than they would single. Here’s every 2026 marriage penalty (brackets, SALT, EITC, tips, student loans, HSAs) with the numbers, plus the rules that favor married couples.

Married Student Loans RAP Combined Payment
September 11, 2026

We Both Have Student Loans. Does RAP Make Us Pay Twice?

A reader and her husband were each billed $980 on RAP. Here’s why married borrowers get one payment (not two) and how to get a wrong bill corrected.

Farmer Tractor
September 10, 2026

New House Bill Would Make Farm And Ranch Workers Eligible For PSLF

H.R. 9974, the Young Farmer Success Act, would make full-time farm and ranch work qualify for PSLF if the operation clears $35,000 in annual sales.

Williams Science Hall at University of Vermont
September 9, 2026

UVM Cuts Tuition By $18,000 For Students From Five New England States

UVM’s new Regional Tuition Break cuts tuition to $30,240 for Connecticut, Maine, Massachusetts, New Hampshire, and Rhode Island students starting fall 2027.

The Golden Dome atop the MaIn Building at the University of Notre Dame
September 9, 2026

Notre Dame Will Require SAT And ACT Scores Again Starting With Fall 2028 Applicants

Notre Dame will require SAT or ACT scores from Fall 2028 applicants, joining Brown, Columbia and every Ivy in reversing pandemic-era test-optional policies.

Federal Reserve financial policy building in Washington DC USA | Source: The College Investor
September 9, 2026

Student Loan Debt Reaches $1.86 Trillion, Up $55.6 Billion From A Year Ago

Federal Reserve data shows student loan debt reached $1.86 trillion in Q2 2026, up 3.1% year over year. The quarterly dip is seasonal, not the new loan caps.

US Global PISA Exam
September 9, 2026

U.S. Teens Rank 23rd In Math, 10th In Reading On The 2026 Global Exam

U.S. teens ranked 23rd in math and 10th in reading among 91 school systems on the 2025 PISA exam. See where American students land against Singapore.

Uber vs Owning A Car
September 9, 2026

Why I Sold My Car And Now Uber Everywhere (Uber vs. Owning A Car)

The math behind Uber vs. Owning A Car and why I sold my car and take Uber or Lyft everywhere, including work.

Indianapolis skyline and White River
September 8, 2026

Indianapolis Ends Its No-Zero Grading Policy: What It Means for College Readiness

Indianapolis Public Schools restored zeros for unattempted work while San Diego Unified compressed its grading scale. What both mean for college readiness.

U.S. Representative John Mannion (D-NY) speaking at a hearing of the House Committee on Education and Workforce about "Antisemitism in Higher Education: Examining the Role of Faculty Funding and Ideology", at the U.S. Capitol in Washington, D.C. (Photo by Michael Brochstein/Sipa USA)
September 8, 2026

New House Bill Blocks 4 Education Department Transfers — And Cuts McMahon’s Travel Funds

H.R. 10232 would block transfers of four Education Department offices and cut the Secretary’s travel funds. Student loan servicing is not covered.

529 Plan By Age
September 7, 2026

How Much Should You Have In A 529 Plan By Age

How much you should have in a 529 plan by age to save for college for your children, including high and low contributions for public and private school.

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