If you use them wisely, credit cards can offer fantastic benefits. Use them irresponsibly and you will pay dearly for it.
Talk about a double-edged sword.
So what should you do? My suggestion: learn everything you can about using credit cards smartly so you can live the life you want in a way that also makes financial sense.
Below, you will find 10 of the best blogs on the internet that will teach you all you need to know about credit cards, smart credit use, and how to leverage those credit card points to live a richer life.
If you want to dive into some great resources, check these out:
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1. The Points Guy
When we asked a community of over 3,000 financial bloggers who their favorite go-to credit card and credit card rewards blog was, hands down, The Points Guy won.
And they were right. After doing a little digging of our own, we found that the recommendations were warranted.
Brian Kelly founded The Points Guy blog in 2010, and as of this writing, the blog receives over nine million monthly visits.
There is also a YouTube channel associated with the blog that has over 10 million views and 57,000 subscribers. You’ll get to see The Points Guy himself as he travels around the world and shows how he makes that possible leveraging the right credit card rewards.
If you’d like to learn everything there is to know about credit card rewards and how to use them to travel, this is a blog worth subscribing to.
2. Million Mile Secrets
We've been fans of Million Mile Secrets for years. They operate at the intersection of credit cards and travel, and know the "secrets" to get you and your family where you want to go using points and miles.
Beyond the travel hacking aspect of their site, they cover everything you want to know about points and miles. With everything from unique offers, to great articles on family travel, Million Mile Secrets should be on your short list of credit card blogs to read.
3. Doctor of Credit
Doctor of Credit is the go-to website for everything bonus related when it comes to credit cards, banks, and more. What I love about Doctor of Credit is they most likely have insiders at most major credit card companies that provide them information pre-release.
We've heard straight from credit card executives about how Doctor of Credit gets the inside scoop, and the executives can't figure out how. That's some solid credibility right there.
While their website may look like early-2000s blogging, the content is top-notch.
4. Credit Card Insider
Credit Card Insider has been around since 2012 and they help you find credit cards based on your goals and the types of benefits you want.
For instance, they will help you find the best credit cards based on cash-back rewards or travel rewards or the ones that allow you to save on groceries and gas.
They will also recommend the best cards for students or ones that will help you build your credit.
Need education on improving your credit score? Credit Card Insider has that for you as well.
According to their website, Credit Card Insider focuses on helping you find the best credit cards for your situation and not on whether they have a paid relationship with the credit card company.
5. BaldThoughts
On the BaldThoughts about page, you’ll find this: “BaldThoughts.com is a travel blog showing readers how they can take fantastic vacations using very little of their own money.”
According to Lee Huffman, the founder of Bald Thoughts, “being bald” and having lots of thoughts about travel and personal finance, led him to start his blog.
Lee and the BaldThoughts writing team inject a lot of humor in their posts, but that aside, the blog is a wealth of information when it comes to traveling less using credit card rewards.
You’ll also find a lot of information about hotel and restaurant loyalty programs on this blog. Plus, if you follow their Instagram, you'll be inspired by their family travel!
6. Club Thrifty
The Club Thrifty blog is an awesome blog to subscribe to if you want to learn how to travel for pennies on the dollar and how to do it as a family.
Greg and Holly Johnson are the founders of Club Thrifty and they travel frequently with their two daughters and have a lot to say when it comes to leveraging credit card rewards to travel.
In fact, their use of points and miles, combined with their family travel, is incredibly inspiring. They travel for multiple weeks each year - many times with their young children. And most of the travel is done using points and miles from credit cards.
7. The Simple Dollar
Although The Simple Dollar has historically focused on general personal finance, they have an excellent section that deals with all things credit cards.
The Simple Dollar is one of the oldest personal finance blogs out there - and while they've had a lot of iterations over the year, they consistently deliver top-notch content.
This is especially true with their credit card comparisons and resources. They are always near the top of the pack when it comes to top-notch credit card information.
8. Frugal Travel Guy
0% APR cards?
Hotel loyalty cards?
Airline cards?
Credit cards that charge you no transaction fees when you’re traveling?
Whatever your desire is from the list above, the Frugal Travel Guy blog can help you.
They even have a “Rookie Guide” if you’re completely new to harnessing the power of credit card points and rewards.
9. Credit Donkey
Credit Donkey is another long time credit card blog. It's minimalist style is great for finding the information you need to make informed credit card decisions.
They also cover everything for credit card maximization - tips, tricks, tools, and more.
If you're looking for a credit card website that gets straight to the information and data so that you can find what you need, check this site out.
10. Johnny Jet
Johnny Jet is a another travel-focused credit card blog, but don't let that stop you from checking it out! It also continuously maintains some of the best reviews and comparisons of credit cards, rewards programs, points and miles offerings, and more!
Plus, Johnny himself is a self-proclaimed miles and travel expert - he knows his stuff when it comes to this.
Other Tools
Beyond the blogs, here are some other resources that can help you maximize your credit card rewards.
CreditCards.com
CreditCards.com uses CardMatch to match your current credit score to suggest the best credit cards for you.
They also feature the latest credit card news so you can stay on top of your credit usage.
Was this post helpful? What are some other blogs you’ve read that offer excellent credit card and points education? We would love to hear your thoughts in the comments below.
Wirecutter Money
Unlike The Points Guy blog which started more as a personal blog, Wirecutter Money is a corporate blog that features credit card reviews.
A lot of their content focuses on which cards have the best interest rates, company credit card benefits (think Costco or Walmart) as well as improve your credit so you can get better credit cards.
Nerdwallet
NerdWallet has been around since 2009. With a blog that gets around 16 million visits per month, they’ve earned their stripes as the place to go to when you want to learn about credit cards and personal finance in general.
NerdWallet features a calculator on their website that allows you to plug in your credit score, choose a goal, and based on that they will serve you up the best credit card to apply for.
Do you have a low credit score? No problem, just plug in those two pieces of information and NerdWallet will be happy to show you which credit card programs will allow you to build your credit.
NerdWallet also provides side-by-side comparisons of credit cards and other calculators that will help you make all the “right money moves.”
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page, or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared towards anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications including the New York Times, Washington Post, Fox, ABC, NBC, and more. He is also a regular contributor to Forbes.