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HAMILTON, NEW YORK: The James B Colgate admissions and administration building on the campus of Colgate University in the village of Hamilton in rural upstate New York. Photo by sgoodwin4813
October 31, 2025

This Week In College And Money News: October 31, 2025

The latest updates on higher education, personal finance, financial aid, and student loans impacting students on college campuses nationwide.

A distinguished Black man in a tailored blue suit and white shirt, accented with a dark patterned tie, sits in a modern gray armchair against a textured concrete wall. He wears sophisticated gold-rimmed glasses and has neatly groomed gray hair and a beard. His expression is one of focused anticipation as he holds a stack of papers, seemingly reports or applications, in his hands, looking down. This image effectively illustrates the article's theme of "Waiting on a report" regarding the Public Service Loan Forgiveness (PSLF) Buyback backlog, reflecting the ongoing delays and the pause in monthly status reports due to the government shutdown, leaving over 74,000 pending applications in limbo for borrowers awaiting updates on their student loans.
October 31, 2025

When Will We Get The Next PSLF Buyback Backlog Report?

PSLF Buyback backlog reports are delayed as the shutdown stalls updates on 74,000 pending cases.

This illustrative graphic for "Firstrade Review" features a light blue background with a central circular interface overlaying various financial and trading icons, emphasizing the comprehensive nature of the Firstrade platform. At the top, a laptop displays charts and graphs, with the text "FIRSTRADE REVIEW" prominently displayed in white and red, signifying a detailed analysis of the brokerage. Below this, two money bags, one white with a green dollar sign and one green with a white dollar sign, are surrounded by gold coins, representing investment growth and wealth accumulation. Surrounding these are subtle upward-trending lines and data points, symbolizing positive market performance and options trading. The lower portion of the image includes icons such as a shopping cart, a global network symbol, and location pins, suggesting diverse investment opportunities and accessible online trading. There are also representations of a credit card and profile icons, indicating secure transactions and personalized account management. The overall visual communicates Firstrade's robust, fee-free options trading, stocks, ETFs, mutual funds, and fixed-income product offerings.
October 31, 2025

Firstrade Review: A Truly Fee-Free Options Trading Platform

Firstrade is a brokerage firm that offers commission-free trading including $0 per-trade and per-contract on options.

Education Secretary Linda McMahon speaks in the Oval Office of the White House before President Donald Trump signs an executive order regarding childhood cancer and the use of AI, Tuesday, Sept. 30, 2025, in Washington. (AP Photo/Alex Brandon)
October 30, 2025

Education Department Finalizes PSLF Rule Change

New PSLF rule set to go into effect bars organizations with “substantial illegal purpose” from qualifying for student loan forgiveness.

Student loan refinance rates | Source: The College Investor
October 30, 2025

Best Student Loan Refinance Rates for October 30, 2025: Low as 3.99%

Compare today’s student loan refinancing rates and see which lenders offer the lowest APRs for October 30, 2025.

A stylized book cover titled is prominently displayed, featuring dark gray serif text against a light blue, hazy sky with white clouds. The image serves as a visual representation of the comprehensive guide mentioned in the article, emphasizing the available options for managing student loan repayment, such as deferments and forbearances, particularly for FFEL/Direct Stafford/PLUS loans and in-school deferments. This visual aid reinforces the article's focus on helping readers navigate their financial future by providing valuable assistance and preventing delinquency on lingering monthly payments.
October 30, 2025

How Student Loan Deferment Works and What’s Ending

Student loan deferments play an integral role in helping students get out of student loan debt. Here’s what you should know.

This image features a thoughtful young woman with shoulder-length brown hair, looking upwards and to the right, with a pensive expression. She holds a black pen to her chin, suggesting contemplation or deep thought. Behind her, several large, hand-drawn question marks in various shades of grey and black are scattered across a lighter grey background, emphasizing uncertainty and the need for answers. The visual directly relates to the article's focus on "What Is Student Loan Forbearance and Should You Consider It?", effectively illustrating the common dilemma and crucial decisions borrowers face when evaluating student loan forbearance, especially given "Big Changes Coming to Student Loan Forbearance" and new stricter limits for federal borrowers starting July 1, 2027.
October 29, 2025

Student Loan Forbearance Explained: How It Works

Learn how student loan forbearance works, when to use it, and how 2027’s new rules will restrict payment pauses for new borrowers.

How to be rich 10 rules to grow wealth
October 28, 2025

Rule of 72 Explained: This Chart Will Estimate How Fast Money Grows

The Rule of 72 for Investing is a great way to estimate the impact of inflation or to estimate the cost of fees associated with your brokerage account.

This abstract graphic visually represents the concept of Public Service Loan Forgiveness (PSLF) and student loan repayment. A prominent orange semi-circle forms the base, with a dark hand holding a rectangular banknote featuring a white dollar sign icon, symbolizing financial transactions and loan payments. Surrounding these central elements are various geometric shapes, including a grid of black dots, individual yellow dots, thin black lines, a black-and-white striped triangle, and a white plus sign, all against a clean white background. The image reinforces the article's focus on federal student loan forgiveness programs and the mechanics of making qualified payments over 10 years for those in public service jobs.
October 28, 2025

How To Qualify For Public Service Loan Forgiveness [Guide]

Have a question about the Public Service Loan Forgiveness (PSLF) Program? Start here with the ultimate guide! Find out which loans qualify.

Credit scores and credit card debt | Source: The College Investor
October 28, 2025

U.S. Credit Scores Steady As Delinquencies Rise

U.S. credit scores held steady at 701 as mortgage delinquencies rose in September 2025.

A person in a light blue shirt and khaki pants sits at a light wooden table, actively calculating figures with a silver and black calculator. Their right hand points a finger at the calculator keys, while their left hand rests on a stack of white papers, possibly bills or financial documents. To the left of the calculator, a small stack of US dollar bills, likely twenty-dollar denominations, is visible, suggesting money management or financial planning. The background is softly blurred but shows a white sofa, indicating a home or office setting. This image visually represents the process of managing finances and calculating costs, directly relating to the article's focus on understanding and comparing student loan rates to save borrowers money over time. Source: The College Investor
October 28, 2025

Best Student Loan Rates for October 28, 2025: Low as 2.85%

Compare today’s student loan rates and see which lenders offer the lowest APRs for October 28, 2025.

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A dynamic infographic illustration titled "The College Investor: Best Side Hustles" features a stylized figure of a man in a black shirt on the lower center, gesturing with an open hand towards a list of icons on a light blue panel on the right. The background is a mix of white and light blue, adorned with scattered light blue polka dots and minimalist black line art shapes like plus signs and triangles. The man's gesture highlights three black icons arranged vertically: a funnel, a camera, and a chef's hat, each accompanied by five blue stars, suggesting high ratings for these side hustle categories. This visual aims to help readers identify worthwhile side hustles with high earning potential, good scheduling flexibility, and growth opportunities, tying into the article's focus on effective ways to earn extra money to achieve financial goals like paying off student loans or saving for retirement.

20 Best Side Hustles of 2026: Ranked by Earnings, Flexibility, and Growth

Photograph of the historic Vassar College, a private, coeducational, liberal arts college in the town of Poughkeepsie, New York. Founded in 1861 by Matthew Vassar

30 Most Expensive Colleges in 2026: Tuition Tops $72,000 at Every School on the List

A man with blonde hair, dressed in a white collared shirt, sits relaxed on a wooden bench with his hands clasped behind his head, gazing out over a calm body of water at sunset. A silver laptop is visible next to him on the bench, suggesting he has just finished working or is taking a break while his investments generate passive income. The warm, soft light of the setting sun creates a tranquil atmosphere, emphasizing the freedom and peace of mind associated with achieving financial independence through passive income streams. This image perfectly illustrates the article's core message about earning money without continuous active effort, highlighting the desired outcome of strategic monetary or time investments.

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MINNEAPOLIS/USA - July 23: Tate Labratory on the campus of the University of Minnesota. The University of Minnesota is a university in Minneapolis and St. Paul, MN and the 6th largest university in the USA.

Why Is College So Expensive? 5 Forces Behind Rising Tuition Costs

EVANSTON, IL,USA - JUNE 20, 2021 - Entrance sign and gardens to Northwestern University.

Are Expensive Colleges Worth It? New Data on Price, Selectivity, and Graduation Rates

Profile views of a young woman and a young man facing each other, set against a grey background adorned with hand-drawn lightbulbs. A single bright yellow lightbulb glows centrally between them, symbolizing the realization or "bright idea" regarding the shifting gender dynamics in higher education. This visual metaphor accompanies an analysis of the growing gender gap in college degree attainment, where women now outpace men in earning Associate's, Bachelor's, Master's, and Doctoral degrees. Source: The College Investor

Gender Gap in College Degrees: 50 Years of Data Explained

Institutional Merit Grants

Who Gets Merit Based Scholarships At Private Colleges?

This image depicts a stylized graphic representing college education and its perceived value, set against a dynamic background of gold and black shapes. A prominent white circular icon in the center showcases a black graduation cap with a tassel, positioned above a rolled-up diploma tied with a ribbon, symbolizing academic achievement and a college degree. To the left, the top of a person's head and shoulders are visible, suggesting a student or individual considering their educational path. The background features various abstract shapes, including long, rounded rectangles in black and gold, smaller white dots, and thin diagonal lines, creating a sense of movement and modern relevance. This visual reinforces the article's theme about Americans weighing in on college costs, education policy, and the worth of a college degree in 2025, particularly given that public sentiment on college value is currently low.

New Poll Reveals How Americans Feel About College

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