Parent PLUS Borrower Options For Repayment And Forgiveness
Parent PLUS loan borrowers face a July 2026 deadline to consolidate and enroll in income-driven repayment, or lose access to affordable payments and PSLF.

Parent PLUS loan borrowers face a July 2026 deadline to consolidate and enroll in income-driven repayment, or lose access to affordable payments and PSLF.

The Senate bill ends Grad PLUS and caps Parent PLUS loans starting in 2026. New loan limits may push families toward private lenders.

Senate bill makes RAP plan PSLF-eligible and removes PSLF access for future Parent PLUS loans. Existing payments will still count.

FAFSA will no longer include small business and farm assets starting in 2026, helping families qualify for more aid.

Senate bill caps student loans, ends Grad PLUS, and replaces IDR plans with RAP for new borrowers, while existing borrowers must switch plans by 2028.

Supreme Court limits nationwide injunctions, but SAVE Plan forbearance will continue.

Student loan delinquencies near record highs, credit scores fall. Here’s what the latest data says about student loan repayment.

The Senate Parliamentarian ruled that student loan plan changes can’t impact current borrowers. But future changes could still pass.

Proposed PSLF rule changes could affect millions of public service workers, blocking some from future loan forgiveness.

U.S. credit card debt hits $1.18 trillion. Young adults face rising delinquencies and high rates.

Social Security may be forced to cut benefits by 2034. What that means for Millennials and Gen Z.
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