PSLF Buyback or IBR: What’s Better Near Forgiveness?
PSLF borrowers close to 120 payments weigh buyback delays versus resuming monthly payments under IBR or PAYE.

PSLF borrowers close to 120 payments weigh buyback delays versus resuming monthly payments under IBR or PAYE.

Student loan forgiveness is active for PSLF, delayed for IBR, and halted under PAYE, ICR, and SAVE due to a court ruling.

The Education Dept processed more IDR cases in July, but PSLF buyback wait times grew as requests outpaced decisions.

Student aid programs face major cuts as House Republicans propose a 15% Education Department budget reduction for Fiscal Year 2026.

AICPA survey finds 74% of Americans with student loans worry about repayment, with many delaying retirement savings.

Learn how to use a 529 plan to save for your child’s college without putting retirement at risk. Balance both goals with a smart savings strategy.

For families that want to apply to the FAFSA early, parents can request FAFSA beta access before the Oct. 1 launch.

Learn how students can build credit through loans, rent, and secured accounts without opening a credit card.

Learn how employer tuition reimbursement can help you graduate without student loans.

We tested AI tools on PSLF questions. Some answers were right, but many were incomplete or wrong. Borrowers should rely on official guidance or actual experts.

The Department of Education will move some loans from MOHELA to other servicers this year. Here’s what borrowers need to know.
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