The Depositors Insurance Fund (DIF) is a private Massachusetts-based insurance fund that insures bank balances above the $250,000 FDIC limit.
Navy Federal Credit Union (NFCU) exclusively serves military community members. It offers a variety of financial products and is a top 5 VA lender.
FNBO Direct is an online bank that offers checking and savings accounts with high yields and no monthly fees or minimum balance requirements.
BankProv Online offers unlimited deposit insurance on its high-yield savings accounts by combining FDIC and DIF insurance coverage.
Provident Bank is a full-service bank in New Jersey and Pennsylvania that boasts over 80 local branches but has uninspiring interest rates.
UFB Direct is an online-only bank that offers savings and money market accounts with top yields, but minimum balance requirements apply.
The FDIC insures up to $250,000 of bank deposits per bank per person. Here’s how to insure excess bank deposits above the FDIC limit.
Cashier’s checks are guaranteed by the bank itself and are often used for large purchases when the buyer can’t use a debit or credit card.
Capital One 360 is offering up to $500 if you open a 360 Performance Savings Account.
Cashing a check can be expensive when you don’t have a bank account. But these check cashing options come with some of the lowest fees.