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Everything You Need To Know About Banking

The College Investor covers a variety of banking topics, from reviewing the best banks, finding the best checking accounts, the best savings accounts, the best money market accounts, and more.

Read some of our best banking guides:

The Best Savings Accounts

The Best Money Market Accounts

The Best Free Checking Accounts

The Best Bank Bonus Offers

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Navy Federal Credit Union Review

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Navy Federal Credit Union (NFCU) exclusively serves military community members. It offers a variety of financial products and is a top 5 VA lender.

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FNBO Direct Review: Fee-Free Online Bank With High Yields

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FNBO Direct is an online bank that offers checking and savings accounts with high yields and no monthly fees or minimum balance requirements.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Bank Provident Online Review

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Bank Provident Online offers unlimited deposit insurance on its high-yield savings accounts by combining FDIC and DIF insurance coverage.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Provident Bank Review 2020

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Provident Bank is a full-service bank in New Jersey and Pennsylvania that boasts over 80 local branches but has uninspiring interest rates.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

UFB Direct Review: High-Yield Savings and Money Market Accounts

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UFB Direct is an online-only bank that offers savings and money market accounts with top yields, but minimum balance requirements apply.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

How To Insure Excess Bank Deposits Above The FDIC Limits

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The FDIC insures up to $250,000 of bank deposits per bank per person. Here’s how to insure excess bank deposits above the FDIC limit.

Filed Under: Banking
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Cashier’s Checks: What They Are And Where To Go

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Cashier’s checks are guaranteed by the bank itself and are often used for large purchases when the buyer can’t use a debit or credit card.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Capital One 360 Bonus Offers

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Capital One 360 is offering up to $500 if you open a 360 Performance Savings Account.

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Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and may not have been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Best Check Cashing Options

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Cashing a check can be expensive when you don’t have a bank account. But these check cashing options come with some of the lowest fees.

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Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and may not have been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Money Orders: What They Are And How They Work

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Money orders are a guaranteed form of payment that you don’t need a bank account to use. Learn how money orders work and their pros and cons.

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Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and may not have been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Truist Bank Review

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Truist Bank is a new bank formed from the merger of BB&T and SunTrust, adding more branch and ATM access to their existing customers.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

How to Fix Your Banking Score to Open a Checking Account

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A banking score is a consumer score created by ChexSystems based on your checking account history. Learn how to fix your banking score.

Filed Under: Checking
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and may not have been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Citizens Access Bank Review

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Citizens Access Bank is an online bank that offers high-yield savings accounts, no-penalty CDs, and CD ladders, each which charge zero fees.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

TD Bank Review

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TD Bank claims to be “America’s Most Convenient Bank”, so we put that to the test in our full TD Bank review. Should you use them?

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HSBC Bonus Offers

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HSBC has an amazing HSBC Premier or Advance Checking Bonus offer – four different ones ranging from $225 to $700.

Filed Under: Checking
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and may not have been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Linus Review | Blockchain-Based Savings Account

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Linus is a fintech startup that is bringing high yields to savings account by using blockchain-based underlying investments.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Citi Bank Review | High Yield Savings and Great Bonuses

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Citi Bank is a well known national bank that not only have credit cards, but also solid high yield savings accounts and great bonus offers!

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Earnin Review 2020

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Earnin in a financial services app that allows you to get a paycheck advance as an alternative to a payday loan if you need cash.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Azlo Review – Online Business Checking

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Azlo is an online, app-driven, online bank that focuses on online business banking for entrepreneurs. See how Alzo online compares.

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The Best Online Banks

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Thinking about the convenience of banking online? Check out this list featuring some of the best online banks for your money.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

BBVA Bank Review: A Competitive Full-Service Bank

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If you’re looking for a bank with physical locations and competitive APYs, consider BBVA. Here are some of the features you might enjoy!

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Bask Bank Review | Earn Miles Instead of Interest With Savings

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If you’re looking to mix things up in your financial world, consider Bask Bank! Earn miles instead of interest with their savings account.

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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.