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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

life insurance payout
November 4, 2025

Indexed Universal Life Insurance (IULs): What To Know

Indexed Universal Life Insurance, or IUL, is a hybrid insurance product that seeks to combine insurance with investing. However, there are a lot of cons.

College Tuition Reciprocity Agreements | Source: The College Investor
November 4, 2025

Tuition Reciprocity Agreements Can Help Save On College

Learn how tuition reciprocity programs can cut college costs for out-of-state students by thousands.

fixed interest rate
November 4, 2025

How Much Interest Accrues Monthly On A Student Loan?

Learn how much interest accrues monthly on your student loan and discover strategies like auto-debit and refinancing to reduce your interest costs.

Cell Phone Plan | Source: The College Investor
November 3, 2025

Prepaid vs. Contract Cell Phone Plans: Which Is Better?

Which is better, prepaid cell phone plans or contract plans? Check out this post to compare the pros and cons.

President Donald Trump holds a signed an executive order relating to school discipline policies as Education Secretary Linda McMahon listens in the Oval Office of the White House, Wednesday, April 23, 2025, in Washington. (AP Photo/Alex Brandon)
November 3, 2025

Cities Sue Over PSLF Employer Rule Change

Cities and unions sue to block a new PSLF rule they say targets public service employers and weaponize a federal loan forgiveness program.

Federal Reserve financial policy building in Washington DC USA | Source: The College Investor
November 3, 2025

Is Now a Good Time to Refinance Student Loans?

The Fed’s new rate cut may lower private student loan refinance rates. See if now is the right time to lock in savings.

Settle Student Loan Debt | Source: The College Investor
November 2, 2025

Can You Settle Student Loan Debt For Less Than You Owe?

Settling student loan loan debt is rare, but possible after default. Learn when it can work and why most borrowers should try safer options first.

HAMILTON, NEW YORK: The James B Colgate admissions and administration building on the campus of Colgate University in the village of Hamilton in rural upstate New York. Photo by sgoodwin4813
October 31, 2025

This Week In College And Money News: October 31, 2025

The latest updates on higher education, personal finance, financial aid, and student loans impacting students on college campuses nationwide.

A distinguished Black man in a tailored blue suit and white shirt, accented with a dark patterned tie, sits in a modern gray armchair against a textured concrete wall. He wears sophisticated gold-rimmed glasses and has neatly groomed gray hair and a beard. His expression is one of focused anticipation as he holds a stack of papers, seemingly reports or applications, in his hands, looking down. This image effectively illustrates the article's theme of "Waiting on a report" regarding the Public Service Loan Forgiveness (PSLF) Buyback backlog, reflecting the ongoing delays and the pause in monthly status reports due to the government shutdown, leaving over 74,000 pending applications in limbo for borrowers awaiting updates on their student loans.
October 31, 2025

When Will We Get The Next PSLF Buyback Backlog Report?

PSLF Buyback backlog reports are delayed as the shutdown stalls updates on 74,000 pending cases.

This illustrative graphic for "Firstrade Review" features a light blue background with a central circular interface overlaying various financial and trading icons, emphasizing the comprehensive nature of the Firstrade platform. At the top, a laptop displays charts and graphs, with the text "FIRSTRADE REVIEW" prominently displayed in white and red, signifying a detailed analysis of the brokerage. Below this, two money bags, one white with a green dollar sign and one green with a white dollar sign, are surrounded by gold coins, representing investment growth and wealth accumulation. Surrounding these are subtle upward-trending lines and data points, symbolizing positive market performance and options trading. The lower portion of the image includes icons such as a shopping cart, a global network symbol, and location pins, suggesting diverse investment opportunities and accessible online trading. There are also representations of a credit card and profile icons, indicating secure transactions and personalized account management. The overall visual communicates Firstrade's robust, fee-free options trading, stocks, ETFs, mutual funds, and fixed-income product offerings.
October 31, 2025

Firstrade Review: A Truly Fee-Free Options Trading Platform

Firstrade is a brokerage firm that offers commission-free trading including $0 per-trade and per-contract on options.

Education Secretary Linda McMahon speaks in the Oval Office of the White House before President Donald Trump signs an executive order regarding childhood cancer and the use of AI, Tuesday, Sept. 30, 2025, in Washington. (AP Photo/Alex Brandon)
October 30, 2025

Education Department Finalizes PSLF Rule Change

New PSLF rule set to go into effect bars organizations with “substantial illegal purpose” from qualifying for student loan forgiveness.

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